Age FAQs | Fast Cover

FAQ's about age

  1. What age do I enter when getting a quote or buying a policy?

    Enter the age that you will be at the time that you BUY your policy, even if you will be older when you are actually travelling.

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  2. Can I add my partner/spouse who is 65 years of age and travelling with me, to my Frequent Traveller Saver policy?

    You can be covered under a Frequent Traveller Saver Policy if you are 64 years of age or younger at the time you buy your policy.

     

    For an additional fee, you can add your partner/spouse and/or dependants to you Frequent Traveller Saver policy.

    However, if your partner/spouse is over 64 years of age at the time you buy your policy, they CANNOT be covered under your Frequent Traveler Saver Policy and will have to obtain their own separate cover.

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  3. Can I buy travel insurance for my child who is under the age of 18, and not travelling with an adult?

    Yes, travellers under the age of 18 and not travelling with an adult can buy a travel insurance policy with us. There is no minumum age limit.

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  4. What is the Age limit?

    Age limits are as at the date of issue of your Certificate of Insurance. Age restrictions apply to some policies, refer to the PDS for more detail. Conditions apply if you are aged between 80 - 89 or 90 years or over.

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  5. What is the age limit for Comprehensive. Standard Saver, Basics and Domestic Plus policies?

    Comprehensive. Standard Saver, Basics and Domestic Plus policies are available to travellers of all ages.

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  6. Can I take out of policy if I'm between the ages of 80 - 89?

    If you purchase a Comprehensive, Standard Saver Policy, Basics Policy or Domestic Plus Policy and are between 80-89 years of age at the time of policy purchase, your policy is subject to the following conditions:

    • A $2,000 excess applies for all claims arising from, related to or associated with your injury or sickness. For claims not related to your injury or sickness a $200 excess applies unless you reduce it.
    • Cover is limited to $40,000 in total for all claims related to or associated with an injury or sickness under all (not each) of the following Benefits that apply to your policy type:
      • Benefit 1 – Overseas 24/7 Emergency Medical Assistance
      • Benefit 2 – Overseas Emergency Hospital & Medical Expenses
      • Benefit 3 – Overseas Emergency Dental
      • Benefit 4 – Overseas Emergency Evacuation
      • Benefit 5 – Trip Cancellation Expenses
      • Benefit 6 – Trip Disruption Expenses
      • Benefit 7 – Trip Resumption Expenses

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  7. Can I take out a policy if I'm 90 years of age or over?

    If you purchase a Comprehensive, Standard Saver Policy, Basics Policy or Domestic Plus Policy and are 90 years of age and over at the time of policy purchase, your policy is subject to the following conditions:

    • A $5,000 excess applies for all claims arising from, related to or associated with your injury or sickness. Claims not related to your injury or sickness the normal $200 excess applies unless you reduce it.
    • Cover is limited to $30,000 in total for all claims related to or associated with an injury or sickness under all (not each) of the following Benefits that apply to your policy type:
      • Benefit 1 – Overseas 24/7 Emergency Medical Assistance
      • Benefit 2 – Overseas Emergency hospital & Medical Expenses
      • Benefit 3 – Overseas Emergency Dental
      • Benefit 4 – Overseas Emergency Evacuation
      • Benefit 5 – Trip Cancellation Costs
      • Benefit 6 – Trip Disruption Expenses
      • Benefit 7 – Trip Resumption Expenses

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  8. What is the age limit for the Snow Sports Plus policy?

    Snow Sports Plus policies are available to travellers 69 years of age and under.

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  9. What is the age limit for the Frequent Traveller Saver Policy?

    Frequent Traveller Saver policies are available to travellers 64 years of age and under.

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  10. Can I take out Snow Sports Plus policy if I am 70 years of age?

    No, you must be 69 years of age or younger to be eligible to take out a Snow Sports Plus policy.

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  11. Can I take out the Adventure Pack Add-on pack if I am 70 years of age?

    Yes you can purchase the Adventure Pack add on, provided you are aged 74 or under at the date you purchase your policy.

    Cover is subject to the policy terms, conditions, limits and exclusions.

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  12. I am 65, why can't I take out a Frequent Traveller Saver policy?

    Our Frequent Traveller Saver policies are only available to travellers aged 64 years and younger.

    Contact us if you are 65 or over and wish to take more than 1 trip in a 12 month period via email info@fastcover.com.au or call our travel specialists on 1300 409 322 who will be able to assist.

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  13. I'm 64 now, but will be 65 when I travel, can I still take out a Frequent Traveller Saver policy?

    Yes, if you purchase your travel insurance policy BEFORE you turn 65, your Frequent Traveller Saver policy will still be valid for the duration of your policy, even though you will be 65 during your travels.

    Cover is subject to the policy terms, conditions, limits and exclusions.

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  14. I'm 64 now, but will be 65 when I travel, what should I put down as my age?

    You should use the age that you are at the time you buy your travel insurance policy. So if you haven't had your 65th birthday yet, you should put your age as 64.

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  15. When I take out a Frequent Traveller Saver policy, my partner will be 64, but half way through the duration of the policy my partner will turn 65. Will my partner still be covered even when they are 65 if they travel with me?

    Yes, as long as they were 64 years of age at the time of policy purchase.

    Cover is subject to the policy terms, conditions, limits and exclusions.

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1300 409 322

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info@fastcover.com.au

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