For the purposes of our policies, means your children or grandchildren not in full time employment who are under the age of 21 and travelling together with you for 100% of the trip.
Other children travelling (such as nieces, nephews or a friends children) with you who are not your own children or grandchildren need to have a separate policy.
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Please refer to the Product Disclosure Statement for full terms and conditions including limits and exclusions of the insurance policy.