Yes, you can reduce your Standard Excess for policies purchased BEFORE you have departed Australia for an additional fee. You can choose between $200, $100 or $0 Standard Excess.
To reduce your Standard Excess when you are purchasing online:
a) Enter your trip details to get a quote
b) Select the level of cover that you require
c) You will be taken to the Options screen
d) In the Options screen, you can add on options to tailor your policy to suit you, including choosing the level of Standard Excess that you require.
Excess for policies purchased AFTER you have already left Australia:
It is NOT possible to reduce or remove the excess for already overseas policies.
For travellers aged 80 - 89, a $2,000 medical excess applies for all claims arising from, related to or associated with an injury or sickness.
For travellers aged 90 - 99, a $5,000 medical excess applies for all claims arising from, related to or associated with an injury or sickness.
It is NOT possible to reduce or remove the medical excess for travellers aged 80 and over.
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