Travel insurance policy extensions | Fast Cover

Policy Extensions FAQs

  1. What happens to my policy if my return home is delayed?

    We will extend your cover free of charge if you find that your return to Australia has been delayed because of one or more of the following:

    • a bus line, airline, shipping line or rail authority you are travelling on, or that has accepted your fare or luggage and personal effects, is delayed; or
    • the delay is due to a reason for which you can claim under your policy (subject to our written approval). 

    Where we have agreed to extend cover, we will issue you with a new Certificate of Insurance. The period of insurance on your new Certificate of Insurance cannot exceed a maximum combined period of 24 months.

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  2. When can't I extend my policy?

    Cover cannot be extended:

    • for any Pre-existing Medical Condition, unless it is listed on page 25 of the PDS and you have not been hospitalised (including Day Surgery or Emergency Department attendance) for that condition in the past 24 months; or
    • for conditions you suffered during the term of your original policy; or
    • where you have not advised us of any circumstances that have given (or may give) rise to a claim under your original policy; or
    • where at the time of extension you are aged 71 years or over

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