Pregnancy

  1. Does travel insurance cover pregnancy

    Yes, you can purchase travel insurance that will cover your pregnancy provided it is:

    a) up to and including the 23rd week for a single pregnancy OR up to and including the 19th week for twins or multiple children; and

    b) it is without complications*

    *Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.

    Pregnancy is considered a 'pre existing medical condition' under the policy and you should read the PDS wording carefully before taking out cover.

    Cover is subject to the policy terms, conditions, limits and exclusions in the PDS.

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  2. Does travel insurance cover cancellation due to pregnancy

    Yes, you are covered for cancellation due to an unexpected and unforeseen complication during your pregnancy up to and including the 23rd week for a single pregnancy OR up to and including the 19th week for twins or multiple children.

    Cover is subject to the policy terms, conditions, limits and exclusions in the PDS.

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  3. Does being pregnant affect travel insurance

    You can still take out travel insurance if you are pregnant up to and including the 23rd week for a single pregnancy OR up to and including the 19th week for twins or multiple children. and it is without complications*.

    Cover is subject to the policy terms, conditions, limits and exclusions in the PDS.

    *Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.

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  4. Does travel insurance cover travel if I am pregnant in my third trimester?

    No, you are NOT covered for pregnancy if you are in your third trimester.

    Cover is subject to the policy terms, conditions, limits and exclusions in the PDS.

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  5. Do I need pregnancy travel insurance?

    Pregnancy travel insurance may help to cover the costs of unexpected medical emergencies that you may experience while on your holiday.

    If you do not have travel insurance for pregnancy, you may be liable for the expenses should you experience complications during your pregnancy during your holiday.

    Cover is subject to the policy terms, conditions, limits and exclusions in the PDS.

    Any advice that is provided to you is general in nature and does not take into account your individual objectives, financial circumstances or needs.

    Before you make any decisions about the product you should read the Product Disclosure Statement (PDS) to ensure that it is suitable to you.

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  6. Am I covered for childbirth overseas?

    No, travel insurance does not cover childbirth overseas unless the birth is due to an unexpected complication and occurs prior to 23 weeks for a single policy or prior to 19 weeks for twins or multiple children.

    Cover is subject to the policy terms, conditions, limits and exclusions in the PDS.

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  7. Do you cover for babymoons?

    Yes, you can purchase travel insurance for your babymoon that will cover your pregnancy provided it is:

    a) up to and including the 23rd week for a single pregnancy OR up to and including the 19th week for twins or multiple children; and

    b) it is without complications*

    *Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.

    Cover is subject to the policy terms, conditions, limits and exclusions in the PDS.

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  8. Am I covered for an IVF pregnancy?

    No, we do NOT cover for medically assisted pregnancies (including hormone therapy and In Vitro Fertilisation (IVF).

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  9. Am I covered if I have a miscarriage while overseas?

    Yes*, provided:

    a) Your pregnancy is up to and including the 23rd week for a single pregnancy OR up to and including the 19th week for twins or multiple children; and

    b) it is without complications**

    * You have not been diagnosed with a specific condition that caused the miscarriage prior to policy purchase

    **Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.

    Cover is subject to the policy terms, conditions, limits and exclusions in the PDS.

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1300 409 322

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info@fastcover.com.au

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