Multi-Award Winning Travel Insurance

 
Product Review Award Logo 2024
ProductReview.com.au Awards

Winner Travel Insurance Award 2022, 2023 & 2024

Winner Travel Insurer of the Year 2022 and 2023 Award Logos
WeMoney Awards

Winner Travel Insurance of the Year 2022 & 2023

Winner Outstanding Customer Service 2023

Winner Travel Innovation 2023

Best Travel Insurance Finder Award Winner 2023
Finder Awards

Winner Best Travel Insurance - Value 2023

Travel Insurance Australia

The best travel insurance is a policy that provides cover specifically for you and your trip. Everyone is looking for the best travel insurance in Australia, but no one company can be considered the best for everyone. Every traveller and every trip are different. To find the right policy for you, first you should get a quote and then compare the benefits. Hopefully by comparing a number of policies you'll be able to find a policy for your trip that stands out from the rest.

If you're looking for cover for a road trip or travelling anywhere within Australia, our domestic travel insurance policy provides certain cover for domestic travel, or for overseas trips, our international travel insurance policies provides certain cover for travelling overseas. To qualify for our domestic or overseas policies, amongst other eligibility criteria, you must be a permanent or temporary resident of Australia or Australian citizen. You must also possess a current Australian Medicare health card or are covered by an Australian private health insurance policy.

Australian Owned and Operated

Fast Cover is an Australian-owned and Australian-run travel company.  All our travel insurance specialist sales and claims teams are based in Australia.  We provide policies for both domestic Australian and international trips.

Fast Cover Awards

Holiday Insurance for All Types of Vacations

We all love holidaying, but all holidays aren't necessarily equal.  We've created guides for all types of vacations to help you choose the best holiday insurance for your trip. Make sure you consider the PDS as there are always policy terms, conditions, exclusions and limits that apply to every policy. It’s also important to consider what activities you may be participating in as some activities require an add on pack and an additional premium to be paid.

Domestic

Domestic trips, whether they may be driving, flying, bus or train vacations within Australia.

International

Overseas holidays to New Zealand, Pacific, Asia, Europe or Worldwide regions.

Cruise

A cruise holiday on a sea or ocean on both Australian and international waters.

Skiing

Snow sports trips including skiing, snowboarding, snow mobiling and heli-skiing.

Backpacker

International Experience Canada (IEC), working holiday visas, volunteering or backpacking.

Motorbike

Either riding or being a passenger on a moped, scooter or motorcycle.

Family

For 2 adults and up to 10 dependent children who are under 21 years of age.

Seniors

Travellers who are over 60 years of age and up to and including 89 years of age.

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Why Fast Cover?

Travel Insurance Online

Buying online travel insurance comes with some great benefits. You can get an online travel insurance quote and lock in the price. When you're ready to buy online, do it with confidence knowing there is a 25-day money back guarantee, even if you have a change of mind.  As soon as you buy your policy, your travel cancellation cover commences*. Once overseas, you'll have access to our 24/7 helpline should you need it.

Fast Cover 48 hour Price Guarantee
48 Hour Price Guarantee

The price on your quote is 'Locked In' for 48 hours.

Fast Cover 25 day money back guarantee
25 Day Money Back Guarantee

Buy with confidence! Get a full refund if you cancel for any reason within 25 days from when you buy a policy and you have not started your trip, made a claim or used your policy to obtain a visa~.

Fast Cover Instant cancellation cover
Instant Cancellation Cover

As soon as you buy a single trip policy with a cancellation benefit, your cancellation cover is activated immediately*. COVID-19 Benefits and already overseas policies have a no cover waiting period.

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Why buy travel insurance direct from Fast Cover?

  • We are travel insurance specialists and know our product best.
  • If you purchase from us directly, you will always get our best offers which are communicated via our newsletter.

Once you have completed a quote and compared your insurance options, you can buy travel insurance direct from Fast Cover. Alternatively, if you prefer to book over the phone or have any questions you can call our friendly team directly on 1300 409 322.

Suitcases

Travel Health Insurance

Buying travel health insurance is important for anyone planning a holiday. Regardless of whether it's a short domestic break within Australia, or you’re travelling round-the-world! With Fast Cover, you can travel confidently knowing you've got emergency medical cover in place for your holiday. So buy travel insurance for your holiday and enjoy every minute of your vacation, knowing you have some protection in place, instead of worrying about your health if something goes wrong medically on your trip.

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24/7 Emergency Medical Assistance

When you need us most, wherever you are in the world, our expert assistance team are ready and waiting to help 24/7.

Unlimited Medical Assistance

Cap-Free Overseas Emergency Medical Assistance & $20,000 funeral or repatriation of remains cover*.

Unlimited Medical Cover

Cap-free Overseas Emergency Medical & Hospital Expenses.

Unlimited Cancellation Cover*

The earlier you buy travel insurance, the earlier we can provide cover for money you've spent on hotels, flights or tours in the event of unexpected sickness, injury, family emergencies or natural disasters.

Fast Cover Doctor Guy

COVID-19 Benefits Travel insurance

Fast Cover provides domestic and international travel insurance with COVID-19 Benefits if you or other travellers listed on your certificate of insurance are diagnosed with COVID-19 coronavirus from a PCR test or confirmed in writing by a medical practitioner*.

Cover under our COVID-19 Benefits can provide certain cover for COVID-19 if you or other travellers listed on your policy contract COVID-19 and your trip is cancelled, your trip is disrupted and most importantly, if you need emergency overseas medical treatment for COVID-19 or repatriation back home to Australia*.  

What Our Customers Are Saying

Traveller Case Studies

Travel Insurance FAQs

The best travel insurance policy is one which is able to cover you for the things that you want to be covered for, and may include cover for example, unexpected medical and hospital expenses, cancellation cover in case you're not able to go on your trip, cover for your luggage in case they're lost or stolen and also cover for travel delays.

Being able to customise your policy to the type of seniors holiday you're taking is also an important consideration when looking for the best travel insurance policy for your trip. That way, you're not paying for things that you don't want cover for!

For more information, refer to our Product Disclosure Statement (PDS).

You can buy your Travel Insurance up to 12 months before your Departure Date.

Note:
  • For the Comprehensive, Standard Saver, Domestic Plus and Snow Sports Plus policies; the Trip Cancellation Expenses benefit for cancellation fees and lost deposits starts instantly when your policy is issued. It can be best to buy your policy as early as possible to cover you for Trip Cancellation Expenses should the unexpected occur before you start your trip.
  • For the Frequent Traveller Saver policy, the Trip Cancellation Expenses benefit for cancellation fees and lost deposits starts on the date that you specify on your policy.

For more information, refer to our Product Disclosure Statement (PDS).

The value of insurance can certainly be worth it when you consider the cost is relatively small compared to the cost of your total holiday. Costs can easily be $100 000 AUD or more for an unexpected overseas hospital visit. These costs can easily escalate with extended hospital stays and when a medivac is required to bring you back to Australia. You can also travel with the knowledge that you have 24 hour support from the Emergency Assistance team if an emergency occurs.

For more information, refer to our Product Disclosure Statement (PDS).

You can buy it any time before or after you have booked flights, accommodation, cruises or tours. You can even book it right up until you are boarding a flight if you are a last-minute person or have forgotten to buy it earlier.

For more information, refer to our Product Disclosure Statement (PDS).

You can buy cancellation insurance after you have booked flights, accommodation, tours or cruises, and you can buy it right up until the departure date of your holiday. The earlier you buy a policy that covers cancellation, the longer you will be covered for any deposits or money you have paid for your trip.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

The cost of travel insurance is calculated on your specific trip and considers a number of factors including but not limited to:

  • Which countries you're travelling to
  • The duration of your trip
  • Your age today
  • The type of activities you're planning on doing, like skiing
  • Whether you're going on an ocean cruise
  • How many people are travelling
  • The type of policy you select
  • The amount of the Excess

The best way to find out the cost of insurance is to get a quote and compare the price.

For more information, refer to our Product Disclosure Statement (PDS).

Whether you need insurance is a decision for yourself and should certainly be considered for anyone who cannot predict the future. It is designed to provide cover for unexpected and unforeseen circumstances such as stolen luggage or medical emergencies which you have no way of knowing if they will or won't happen.

For more information, refer to our Product Disclosure Statement (PDS).

Travel insurance is designed to cover you for unexpected events. Generally speaking, anything that has already happened prior to policy purchase (e.g. an already erupting Bali volcano causes flights to be cancelled) or is likely to happen (e.g. going to hospital for an existing medical condition not listed as covered on your policy) are things you cannot claim.

We do note that every traveller's situation is different. In the event of a claim, our friendly claims team will assess each situation on a case by case basis.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

Travel Alerts

Stay up to date with the latest travel alerts at home and overseas with Fast Cover news and updates.

Travel Guides

We have put together a series of city and country travel guides to help you make the most of your holiday.

Travel Blog

We've packed our travel suitcase blog full of guides, tips, hacks and inspiration to help you prepare for any trip.

Things you need to know

^ Price as at 27/10/2024 compared to the price calculated today for this policy.

* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply.

~ 25 day money back guarantee ends 25 days after the policy purchase date or on the Departure Date of your trip, whichever comes first. No refund is available if you have submitted a claim or intend to make claim under the policy or used your policy to obtain a visa. See the Product Disclosure Statement for more details.

Δ $5,000 combined limit for COVID-19 Trip Cancellation and Disruption for Comprehensive and Snow Sports Plus policies. Benefit limits vary for other policies.

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