Whether you’re taking your family to Bali, a holiday resort in Fiji, planning a trip to Europe, or going to Disneyland in the USA, travelling with your whole family is exciting, fun and creates lifelong memories.
Unfortunately, kids being kids, accidents and mishaps can happen quickly and unexpectedly and in those cases it’s good to know that you’re covered.
Family travel insurance means you’re covered in case one of your kids gets sick or has an accident and needs to go to hospital.
You’re also covered if some of your things go missing, or if you unexpectedly have to cut your holiday short due to a family emergency or medical reason.
The best bit about our family travel insurance is that your dependent children and grandchildren under 21 can travel free of additional charge under your policy!
Who can get Family travel insurance?
Families going on all different types of holidays can purchase a family travel insurance policy with Fast Cover.
We understand that not every family fits the stereotypical 'nuclear family' mould. Our Family travel insurance includes:
- Single parent families
- Foster families
- Step families
- Families with same sex parents
- Families including up to 10 dependent children
- One or more grandparents travelling with their grandchild or grandchildren
For the purposes of our travel insurance, a Dependant must be your child or grandchild, or children under your legal guardianship such as foster or step children, under the age of 21 and not in full-time employment.
If you're taking your friend's child along with you on your family holiday, unfortunately we can’t cover them for free under your Family policy. However, we can arrange a great value Single policy for them at a discount price so they're still covered to travel with your family.
Why buy a Family travel insurance policy?
Whether you’re planning a trip with the kids to expose them to new countries, experiences and cultures, or just visiting Disneyland for the ultimate family adventure, having the right travel cover in place is very important.
Your Medicare or Australian private health insurance may not cover you or your family once you leave the country, and without travel insurance your holiday can suddenly become very expensive.
An overnight hospital stay on a family cruise ship could set you back up to $5,000 AUD per night, and the Australian Government's Department of Foreign Affairs and Trade reports that medical expenses in the United States range anywhere between $75,000 to as much as $300,000 AUD!
What cover does Family travel insurance include?
From planning the right excursions to finding good places to stay and eat, there’s a lot to consider. Worrying about health expenses shouldn’t be part of that list.
Heading overseas with your kids can be both stressful and costly enough as it is, which is why dependants under the age of 21 travel free of additional charge on a Fast Cover Family policy.
Family Travel Insurance gives you peace of mind to focus on simply enjoying the trip and making sure everyone has a great experience and creates lifetime memories.
In the event of unexpected complications or overseas emergencies, the many benefits of a family policy include:
- Overseas emergency medical and hospital expenses
- Unexpectedly having to cut your holiday short due to a medical reason or family emergency
- Loss or damage to your luggage or belongings such as bags, tablets, laptops, mobiles, cameras, etc.
- Trip cancellation due to an unexpected illness or injury before your departure
- Loss of travel documents, passports, credit cards and travellers cheques
- Loss of income if you're unable to work due to an injury or illness after you return home
- Personal liability insurance
- Permanent disability insurance
- Accidental death insurance
To make sure you have an enjoyable trip with your kids, travel with confidence and peace of mind, you may wish to consider Comprehensive travel insurance which includes the most benefits and has the highest dollar value available for each benefit.
Compare the different benefits and limits in the table below to see which level of cover suits your trip: