Bali Travel Insurance

When travelling overseas it’s always important to choose the right travel insurance for your specific destination.

Whether you’re heading to Bali to scope out the great surf conditions, taking the family to see the macaques at the Ubud Monkey Temple, enjoying a romantic honeymoon (or babymoon) in a private beach villa, or sipping cocktails by the pool at a luxury beach resort, travel insurance is an essential accessory for all travellers.

You may wish to consider a policy that provides 24 hour Emergency Assistance as well as cover for the things that are most important to you such as:

Overseas Emergency Medical and Hospital Expenses
Cancellation Cover
Theft, damage or loss of Luggage and Personal Effects
Theft of Cash and Credit Cards
Theft of Passports and Travel Documents
Alternative Transport Expenses
Rental Vehicle Excess Insurance
Loss of Income Insurance
Permanent Disability Insurance
Personal Liability Insurance
Accidental Death Insurance

Travel insurance for a Bali holiday

For a holiday in Bali with Fast Cover, select the Pacific Region which will provide you with cover for travel throughout Indonesia as well as the rest of the Pacific, New Zealand and Domestic regions.

Also consider the type of holiday you’re taking and what activities are on your itinerary to ensure your travel insurance policy will provide cover for all of the fun things you want to do.

Some of the most popular activities in Bali include:

Swimming and snorkelling
Exploring ancient historic sites and temples like Tanah Lot and Uluwatu
Strolling around the beautiful Bali Botanic Gardens
Touring and exploring scenic villages on a bicycle
Taking the family to attractions like the Sacred Monkey Forest Sanctuary or Waterbom Bali
Hiking and trekking in the countryside
Horse riding tours on the beach
Riding a moped or motorcycle
Water sports like sailing, windsurfing, kayaking and scuba diving
Adventure sports like jungle zip lining, tandem skydiving and quad biking^#

Fast Cover offers great value travel insurance options to suit all travellers heading to Bali.

Benefits of Fast Cover Bali travel insurance

24 Hour Emergency Assistance Helpline
Overseas Emergency Medical and Hospital Expenses
Cancellation Cover
Optional Cover for Adventure Sports and Activities
Cover for Luggage and Personal Effects
Automatic cover for 43 Pre-Existing Medical Conditions
Kids covered FREE when travelling with an insured adult

See the tables below for more benefits:

Medical Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Overseas 24/7 Emergency Medical Assistance^ sub-limits:	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Funeral/cremation Overseas and/or bringing your remains home (per person)	$15,000		$15,000	$15,000	$15,000	$15,000
Overseas 24/7 Emergency Medical Assistance^ sub-limits:	$40,000	–––	$40,000	$40,000	$40,000	–––
Funeral/cremation Overseas and/or bringing your remains home (per person)	$15,000		$15,000	$15,000	$15,000	$15,000
Overseas 24/7 Emergency Medical Assistance^ sub-limits:	$30,000	–––	$30,000	$30,000	$30,000	–––
Funeral/cremation Overseas and/or bringing your remains home (per person)	$15,000		$15,000	$15,000	$15,000	$15,000
Overseas 24/7 Emergency Medical Assistance^ sub-limits:	Unlimited $40,000	–––	Unlimited $40,000	Unlimited $40,000	Unlimited $40,000	–––
Funeral/cremation Overseas and/or bringing your remains home (per person)	$15,000		$15,000	$15,000	$15,000	$15,000
Overseas 24/7 Emergency Medical Assistance^ sub-limits:	Unlimited $30,000	–––	Unlimited $30,000	Unlimited $30,000	Unlimited $30,000	–––
Funeral/cremation Overseas and/or bringing your remains home (per person)	$15,000		$15,000	$15,000	$15,000	$15,000
Overseas 24/7 Emergency Medical Assistance^ sub-limits:	$40,000 $30,000	–––	$40,000 $30,000	$40,000 $30,000	$40,000 $30,000	–––
Funeral/cremation Overseas and/or bringing your remains home (per person)	$15,000		$15,000	$15,000	$15,000	$15,000
Overseas Emergency Medical & Hospital Expenses^	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Overseas Emergency Medical & Hospital Expenses^	$40,000	–––	$40,000	$40,000	$40,000	$40,000
Overseas Emergency Medical & Hospital Expenses^	$30,000	–––	$30,000	$30,000	$30,000	$30,000
Overseas Emergency Medical & Hospital Expenses^	Unlimited $40,000	–––	Unlimited $40,000	Unlimited $40,000	Unlimited $40,000	Unlimited $40,000
Overseas Emergency Medical & Hospital Expenses^	Unlimited $30,000	–––	Unlimited $30,000	Unlimited $30,000	Unlimited $30,000	–––
Overseas Emergency Medical & Hospital Expenses^	$40,000 $30,000	–––	$40,000 $30,000	$40,000 $30,000	$40,000 $30,000	–––
Overseas Emergency Dental	$500	–––	$750	$1,000	$1,000	$1,000
Overseas Emergency Evacuation	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Overseas Emergency Evacuation	$40,000	–––	$40,000	$40,000	$40,000	$40,000
Overseas Emergency Evacuation	$30,000	–––	$30,000	$30,000	$30,000	$30,000
Overseas Emergency Evacuation	Unlimited $40,000	–––	Unlimited $40,000	Unlimited $40,000	Unlimited $40,000	Unlimited $40,000
Overseas Emergency Evacuation	Unlimited $30,000	–––	Unlimited $30,000	Unlimited $30,000	Unlimited $30,000	–––
Overseas Emergency Evacuation	$40,000 $30,000	–––	$40,000 $30,000	$40,000 $30,000	$40,000 $30,000	–––
Overseas Hospital Cash Payment^ sub-limits:	–––	–––	–––	$5,000	$5,000	$5,000
Daily Limit (per person)				$50	$50	$50
Accidental Death	–––	$25,000	–––	$25,000	$25,000	$25,000
Accidental Death	–––	$20,000	–––	$20,000	$20,000	$20,000
Accidental Death	–––	$15,000	–––	$15,000	$15,000	$15,000
Accidental Death	–––	$25,000 $20,000	–––	$25,000 $20,000	$25,000 $20,000	$25,000 $20,000
Accidental Death	–––	$25,000 $15,000	–––	$25,000 $15,000	$25,000 $15,000	$25,000 $15,000
Accidental Death	–––	$20,000 $15,000	–––	$20,000 $15,000	$20,000 $15,000	$20,000 $15,000
Death of a Dependant (per Dependant)		$5,000		$5,000	$5,000	$5,000
Permanent Disability^	–––	–––	–––	$25,000	$25,000	$25,000
Permanent Disability^	–––	–––	–––	$20,000	$20,000	$20,000
Permanent Disability^	–––	–––	–––	$15,000	$15,000	$15,000
Permanent Disability^	–––	–––	–––	$25,000 $20,000	$25,000 $20,000	$25,000 $20,000
Permanent Disability^	–––	–––	–––	$25,000 $15,000	$25,000 $15,000	$25,000 $15,000
Permanent Disability^	–––	–––	–––	$20,000 $15,000	$20,000 $15,000	$20,000 $15,000
Permanent Disability of a Dependant (per Dependant)		$5,000		$5,000	$5,000	$5,000
Loss of Income^ sub-limits:	–––	$10,000	–––	$10,000	$10,000	$10,000
Weekly Limit (per person) - up to 25 weeks				$400	$400	$400

Financial Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Trip Cancellation Expenses sub-limits:	–––	Unlimited	$15,000	Unlimited	Unlimited	Unlimited
Travel Agents Cancellation Fees		$1,500	$1,500	$1,500	$1,500	$1,500
Relatives with a Pre-existing Medical Condition		$2,000	$2,000	$2,000	$2,000	$2,000
Trip Cancellation Expenses sub-limits:	–––	$40,000	$15,000	$40,000	–––	–––
Travel Agents Cancellation Fees		$1,500	$1,500	$1,500	$1,500	$1,500
Relatives with a Pre-existing Medical Condition		$2,000	$2,000	$2,000	$1,500	$1,500
Trip Cancellation Expenses sub-limits:	–––	$30,000	$15,000	$30,000	–––	–––
Travel Agents Cancellation Fees		$1,500	$1,500	$1,500	$1,500	$1,500
Relatives with a Pre-existing Medical Condition		$2,000	$2,000	$2,000	$1,500	$1,500
Trip Cancellation Expenses Travellers Aged 80 to 89: sub-limits:	–––	Unlimited $40,000	Unlimited $15,000	Unlimited $40,000	–––	–––
Travel Agents Cancellation Fees		$1,500	$1,500	$1,500	$1,500	$1,500
Relatives with a Pre-existing Medical Condition		$2,000	$2,000	$2,000	$1,500	$1,500
Trip Cancellation Expenses Travellers Aged 90 and above: sub-limits:	–––	Unlimited $30,000	Unlimited $15,000	Unlimited $30,000	–––	–––
Travel Agents Cancellation Fees		$1,500	$1,500	$1,500	$1,500	$1,500
Relatives with a Pre-existing Medical Condition		$2,000	$2,000	$2,000	$1,500	$1,500
Trip Cancellation Expenses Travellers Aged 80 to 89: Travellers Aged 90 and above: sub-limits:	–––	$40,000 $30,000	$15,000 $15,000	$40,000 $30,000	–––	–––
Travel Agents Cancellation Fees		$1,500	$1,500	$1,500	$1,500	$1,500
Relatives with a Pre-existing Medical Condition		$2,000	$2,000	$2,000	$1,500	$1,500
Personal Liability	$1,000,000	$5,000,000	$2,500,000	$5,000,000	$5,000,000	$5,000,000
Trip Disruption Expenses sub-limits:	–––	$50,000	$30,000	$50,000	$50,000	$50,000
Relatives with a Pre-existing Medical Condition		$2,000	$2,000	$2,000	$2,000	$2,000
Trip Resumption Expenses		$3,000	$2,000	$3,000	$3,000	$3,000
Luggage & Personal Effects sub-limits:	Optional	$7,500	$5,000	$10,000	$10,000	$10,000
Personal computers,video recorders or cameras (per item)	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000
Mobile phones and tablets (per item)	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000
All other unspecified items (per item)	$750	$750	$750	$750	$750	$750
Luggage and Personal Effects stolen from a Locked Storage Compartment of an unoccupied vehicle during daylight hours	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000
Passports, Credit Cards & Credit Card Fraud^	–––	–––	$2,000	$5,000	$5,000	$5,000
Alternative Transport Expenses	–––	$5,000	–––	$5,000	$5,000	$5,000
Rental Vehicle Excess sub-limits:	–––	$5,000	Optional	Optional	Optional	Optional
Return of Rental Vehicle		$500	$500	$500	$500	$500
Travel Delay Expenses sub-limits:	–––	$2,000	–––	$2,000	$2,000	$2,000
Daily Limit (per person) (we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)		$200		$200	$200	$200
Delay of Luggage and Personal Effects^	–––	–––	–––	$500	$500	$500
Theft of Cash^	–––	–––	–––	$250	$250	$250

Snow Sports Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Snow Sport Equipment	–––	$1,500	–––	–––	$1,500	–––
Snow Equipment Replacement Hire	–––	$1,500	–––	–––	$1,500	–––
Snow Prepaid Expenses	–––	$750	–––	–––	$750	–––
Snow Resort Closure sub-limits:	–––	$1,000	–––	–––	$1,000	–––
Daily Limit (per person)		$100			$100

Please note: This is only a summary of benefits. Exclusions and sub-limits apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.

Top 10 tips for safe travel in Bali

Check Smartraveller.gov.au to make sure the regions you wish to visit are not listed as ‘Reconsider your need to travel’ or ‘Do not travel’.
Get a health check-up before you leave home and ask your doctor about vaccinations you may need for Indonesia. These may include DTP (Tetanus, Diphtheria and Pertussis), Hepatitis A and B, and Typhoid.
Familiarise yourself with the local laws, culture and customs.
Save the phone number and address of the Australian consulate or embassy nearest to your accommodation.
Keep both printed and digital copies of all your travel documents handy.
Register your Bali trip itinerary and contact details with Smartraveller, and download the app to receive instant travel alerts and warnings.
Swim and surf safely. Not all beaches are patrolled and riptides and strong currents can catch even the strongest swimmers off guard.
Avoid getting Bali Belly by sticking to bottled water and avoid ice cubes and foods which may have been rinsed in local tap water.
Be careful on the roads. Bali is not the place to learn how to ride a scooter or moped, so stick to registered taxi services or public transport where possible.
Don't touch the monkeys!

Example Incidents^~

Tony's Tummy Troubles

Tony was on holiday with friends and having a great time until he suddenly started experiencing “Bali Belly” symptoms, even though he had been very careful to drink only bottled water and eat well-cooked food. After a few miserable days stuck in his room, he decided to visit the local doctor for treatment and started to feel much better. After returning home, Tony used the online claim form to upload all the required documentation and received full reimbursement for his overseas medical treatment.

Sophie's Stairway Slip

47-year-old Sophie from Adelaide was on a retreat in Bali when she fell down a flight of stairs in the dark. As well as some nasty cuts and bruises and a mild concussion, an x-ray at the local hospital revealed she had also sustained a fracture in her foot. The Fast Cover emergency assistance team managed Sophie's case, liaised with hospital staff to cover her medical expenses and organised her return home to Australia. Sophie's policy cost less than $50 and covered the total of her medical treatment and repatriation at over $23,000 AUD.

Traveller Testimonials

Best and less!

My husband was bitten by a dog while on holiday in Bali, and one phone call solved all our questions and worries. Full support all the way and fast refund of expenses when we arrived home. I am recommending Fast Cover to all my friends.

Robo – Productreview.com.au

Amazing experience!

Fast Cover was recommended to me by a friend about one day prior to the commencement of my trip to Bali this year. I am so grateful I took her advice and took out a policy with Fast Cover. The second day of my trip to Bali my bag was stolen. Being phoneless and someone cashless, I managed to submit my claim with Fast Cover online using the online claim form. It was simple, fast and easy and I was able to continue to enjoy my two-week trip to Bali knowing my claim was being processed. I was given regular updates on the progress of my claim by Fast Cover and I received my claim amount within 10 days. I am so happy and was able to replace my phone, hassle free and didn't feel out of pocket from my experience. So happy with the service!!

Emilie – Productreview.com.au

Over 80 policy cheapest than any other

My elderly mum broke her arm in Bali in 2013 and Fast Cover were fantastic in looking after her. Ambulance, surgery, hospital stay and finally business class to return home with both my sister and I accompanying her. Couldn't ask for any better service. All for $200 excess. Easy to contact from overseas and follow up was the icing on the cake. I don't use any other travel insurance now.

Jenny – Compare Travel Insurance

5 steps to buying Fast Cover travel insurance for Bali

Select the Pacific Region and follow a few simple steps online for a FREE instant quote.
Consider the benefits included in each policy.
Select the level of cover that’s right for your trip to Bali.
Read the Product Disclosure Statement.
Consider the Financial Services Guide.

#Adventure activities are only covered by this policy if you have paid the additional premium for the Adventure Pack

^~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.

Important legal stuff you need to know

^*See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply. For travellers over the age of 79, additional terms and conditions, limits and excesses apply.

^{^}For travellers aged 80 and over, additional terms and conditions apply.

^#Available with our Comprehensive policies only.

^**No cover is provided for pregnancy, childbirth or related complications unless it is a single, uncomplicated pregnancy up to and including 23 weeks. In any event we will not pay medical expenses for regular antenatal care, childbirth at any gestation or care of the newborn child. Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.

⁺Statistics based on 'Travel by Australians' quarterly report for June 2013, 'Tourism Industry Facts & Figures at a Glance' September 2012, Cruise Industry Source Market Report: Australia 2013 and Fast Cover Customers.

²5% saving is based on the cost of a Duo policy versus the cost of two single policies. Excess reduction discount based on excess reduction cost under a Duo policy versus cost under two single policies. Duo policies do not provide cover for any dependent children.

³Children or dependants under 21 years old and not in full time employment covered for free when travelling with an insured adult. Excludes Duo policies.

⁴Price based on an 18 day Basics policy to Pacific region for Single traveller aged 50 years old or younger with $200 excess.

⁵Additional terms and conditions, limits and excesses apply to travellers over the age of 79.

⁶Must be accompanied by a professional instructor or guide.

Bali Travel Insurance