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Bali Travel Insurance

Taking out Bali travel insurance can cover you for medical, luggage and cancellation.

Bali Travel Insurance

When travelling overseas it’s always important to choose the right travel insurance for your specific destination.

Whether you’re heading to Bali to scope out the great surf conditions, taking the family to see the macaques at the Ubud Monkey Temple, enjoying a romantic honeymoon (or babymoon) in a private beach villa, or sipping cocktails by the pool at a luxury beach resort, travel insurance is an essential accessory for all travellers.

You may wish to consider a policy that provides 24 hour Emergency Assistance as well as cover for the things that are most important to you such as:

Travel insurance for a Bali holiday

For a holiday in Bali with Fast Cover, select the Pacific Region which will provide you with cover for travel throughout Indonesia as well as the rest of the Pacific, New Zealand and Domestic regions.

Also consider the type of holiday you’re taking and what activities are on your itinerary to ensure your travel insurance policy will provide cover for all of the fun things you want to do.

Some of the most popular activities in Bali include:

  • Swimming and snorkelling
  • Exploring ancient historic sites and temples like Tanah Lot and Uluwatu
  • Strolling around the beautiful Bali Botanic Gardens
  • Touring and exploring scenic villages on a bicycle
  • Taking the family to attractions like the Sacred Monkey Forest Sanctuary or Waterbom Bali
  • Hiking and trekking in the countryside
  • Horse riding tours on the beach
  • Riding a moped or motorcycle#
  • Water sports like sailing, windsurfing, kayaking and scuba diving
  • Adventure sports like jungle zip lining, tandem skydiving and quad biking#

Fast Cover offers great value travel insurance options to suit all travellers heading to Bali.

Benefits of Fast Cover Bali travel insurance

  • 24 Hour Emergency Assistance Helpline
  • Overseas Emergency Medical and Hospital Expenses
  • Cancellation Cover
  • Optional Cover for moped, scooter or motorcycle riding
  • Optional Cover for Adventure Sports and Activities
  • Cover for Luggage and Personal Effects
  • Automatic cover for 43 Pre-Existing Medical Conditions
  • Kids covered FREE when travelling with an insured adult

See the tables below for more benefits:

Medical Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Overseas 24/7 Emergency Medical Assistance^


Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Emergency Dental

$500 ––– $750 $1,000 $1,000 $1,000

Overseas Emergency Evacuation & Repatriation

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Hospital Cash Payment^


––– ––– ––– $5,000 $5,000 $5,000

Daily Limit (per person)

$50 $50 $50

Accidental Death

Travellers Aged 80 to 89:
––– $25,000
––– $25,000

Death of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Permanent Disability^

Travellers Aged 80 to 89:
––– ––– ––– $50,000

Permanent Disability of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Loss of Income^


––– ––– ––– $10,400 $10,400 $10,400

Weekly Limit (per person) - up to 26 weeks

$400 $400 $400

Financial Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Trip Cancellation Expenses


––– Unlimited $25,000 Unlimited Unlimited Unlimited

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Personal Liability

$1,000,000 $5,000,000 $2,500,000 $5,000,000 $5,000,000 $5,000,000

Trip Disruption Expenses


––– $50,000 $30,000 $50,000 $50,000 $50,000

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Trip Resumption Expenses

$3,000 $2,000 $3,000 $3,000 $3,000

Luggage & Personal Effects


Optional $7,500 $5,000 $15,000 $15,000 $15,000

Personal computers,video recorders or cameras (per item)

$3,000 $3,000 $3,000 $3,000 $3,000 $3,000

Mobile phones and tablets (per item)

$1,000 $1,000 $1,000 $1,000 $1,000 $1,000

All other unspecified items (per item)

$750 $750 $750 $750 $750 $750

Luggage and Personal Effects stolen from a Locked Storage Compartment of an unoccupied vehicle during daylight hours

$2,000 $2,000 $2,000 $2,000 $2,000 $2,000

Passports, Credit Cards & Credit Card Fraud^

––– ––– $2,000 $5,000 $5,000 $5,000

Special Event Transport Expenses

––– $5,000 ––– $5,000 $5,000 $5,000

Rental Vehicle Excess


––– $5,000 Optional Optional Optional Optional

Return of Rental Vehicle

$500 $500 $500 $500 $500

Travel Delay Expenses


––– $2,000 ––– $2,000 $2,000 $2,000

Daily Limit (per person)

(we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)

$200 $200 $200 $200

Delay of Luggage and Personal Effects^

––– ––– ––– $750 $750 $750

Theft of Cash^

––– ––– ––– $250 $250 $250

Snow Sports Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Snow Sport Equipment

––– $1,500 ––– ––– $1,500 –––

Snow Equipment Replacement Hire

––– $1,500 ––– ––– $1,500 –––

Snow Prepaid Expenses

––– $750 ––– ––– $750 –––

Snow Resort Closure


––– $1,000 ––– ––– $1,000 –––

Daily Limit (per person)

$100 $100

Please note: This is only a summary of benefits. Exclusions and sub-limits apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.

Top 10 tips for safe travel in Bali

  1. Check to make sure the regions you wish to visit are not listed as ‘Reconsider your need to travel’ or ‘Do not travel’.
  2. Get a health check-up before you leave home and ask your doctor about vaccinations you may need for Indonesia. These may include DTP (Tetanus, Diphtheria and Pertussis), Hepatitis A and B, and Typhoid.
  3. Familiarise yourself with the local laws, culture and customs.
  4. Save the phone number and address of the Australian consulate or embassy nearest to your accommodation.
  5. Keep both printed and digital copies of all your travel documents handy.
  6. Register your Bali trip itinerary and contact details with Smartraveller, and download the app to receive instant travel alerts and warnings.
  7. Swim and surf safely. Not all beaches are patrolled and riptides and strong currents can catch even the strongest swimmers off guard.
  8. Avoid getting Bali Belly by sticking to bottled water and avoid ice cubes and foods which may have been rinsed in local tap water.
  9. Be careful on the roads. Bali is not the place to learn how to ride a scooter or moped, so stick to registered taxi services or public transport where possible.
  10. Don't touch the monkeys!

Example Incidents~

Tony's Tummy Troubles

Tony was on holiday with friends and having a great time until he suddenly started experiencing “Bali Belly” symptoms, even though he had been very careful to drink only bottled water and eat well-cooked food. After a few miserable days stuck in his room, he decided to visit the local doctor for treatment and started to feel much better. After returning home, Tony used the online claim form to upload all the required documentation and received full reimbursement for his overseas medical treatment.


Sophie's Stairway Slip

47-year-old Sophie from Adelaide was on a retreat in Bali when she fell down a flight of stairs in the dark. As well as some nasty cuts and bruises and a mild concussion, an x-ray at the local hospital revealed she had also sustained a fracture in her foot. The Fast Cover emergency assistance team managed Sophie's case, liaised with hospital staff to cover her medical expenses and organised her return home to Australia. Sophie's policy cost less than $50 and covered the total of her medical treatment and repatriation at over $23,000 AUD.


Traveller Testimonials

Best and less!

My husband was bitten by a dog while on holiday in Bali, and one phone call solved all our questions and worries. Full support all the way and fast refund of expenses when we arrived home. I am recommending Fast Cover to all my friends.

Robo –


Amazing experience!

Fast Cover was recommended to me by a friend about one day prior to the commencement of my trip to Bali this year. I am so grateful I took her advice and took out a policy with Fast Cover. The second day of my trip to Bali my bag was stolen. Being phoneless and someone cashless, I managed to submit my claim with Fast Cover online using the online claim form. It was simple, fast and easy and I was able to continue to enjoy my two-week trip to Bali knowing my claim was being processed. I was given regular updates on the progress of my claim by Fast Cover and I received my claim amount within 10 days. I am so happy and was able to replace my phone, hassle free and didn't feel out of pocket from my experience. So happy with the service!!

Emilie –


Over 80 policy cheapest than any other

My elderly mum broke her arm in Bali in 2013 and Fast Cover were fantastic in looking after her. Ambulance, surgery, hospital stay and finally business class to return home with both my sister and I accompanying her. Couldn't ask for any better service. All for $200 excess. Easy to contact from overseas and follow up was the icing on the cake. I don't use any other travel insurance now.

Jenny – Compare Travel Insurance


5 steps to buying Fast Cover travel insurance for Bali

  1. Select the Pacific Region and follow a few simple steps online for a FREE instant quote.
  2. Consider the benefits included in each policy.
  3. Select the level of cover that’s right for your trip to Bali.
  4. Read the Product Disclosure Statement.
  5. Consider the Financial Services Guide. 
Ready to get a quote?

#Riding a moped, scooter or motorcyle is only covered if you have paid the additional premium for the Motorcycle Pack. Adventure activities are only covered by this policy if you have paid the additional premium for the Adventure Pack

~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.



Things you need to know

* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply. For travellers aged 80 and over, additional terms and conditions, limits and excesses apply.