International travel insurance is essential no matter where you're headed or how tight your budget may be!
Every year thousands of travellers set off to explore new locations and cultures around the world.
Shopping in Singapore, island hopping in the Pacific, cruising to Alaska, hiking to Machu Picchu in Peru, or simply wandering the streets of Paris or Rome in search of the most authentic cuisine. Overseas travel offers an unlimited variety of new experiences and adventures!
But even if you’ve thoroughly researched your destination, or only travel to ‘safe’ countries, you can never be absolutely certain that something won't go wrong along the way.
An international travel insurance policy can provide cover for a wide variety of situations. You may get sick or injured in an accident, or have your bag lost by the airline. You may even find yourself stranded due to a natural disaster, or have to unexpectedly return home early because of a family emergency.
Who should get international travel insurance?
Any traveller heading overseas should consider purchasing international travel insurance before they depart.
This includes singles, couples, families, and friends of any age, no matter whether you're a:
- Business traveller
- Student on exchange
- Gap Year traveller
- Frequent traveller
Why should you get international travel insurance?
Whether you're travelling internationally to visit family, taking a break from work or study, or simply want to see the world, purchasing international travel insurance is essential before you set off.
Not only does it provide you with access to 24 hour Emergency Assistance, but also helps to cover unexpected expenses in a wide variety of situations.
Some common complications of overseas travel include:
- Overseas medical and hospital expenses
- Unexpected trip cancellations
- Unexpectedly having to return to Australia
- Loss or theft of travel documents
- Damage or theft of personal items such as luggage, mobile phones, cameras, laptops, etc.
- Travel delays
Many people don't realise until it's too late that they'll be the one who has to fork out for emergency medical treatment or other expenses if anything goes wrong on their travels.
Medicare and private health insurance generally doesn't cover you while you’re travelling internationally, so it will be up to you (or your family) to cover the costs if you run into trouble overseas.
Which region do I choose as my travel destination?
To make things faster and easier, we've grouped every country into a region, so there's no need to list every single destination you plan to travel to.
Simply select the highest region you need for your trip and you’re automatically covered for every country included in that region, as well as all the countries in the lower regions as well.
For example, if you select Asia as your region of travel, you'll be covered for travel to anywhere in Asia plus the Pacific, New Zealand and Domestic regions as well.
Check the table below to find the appropriate region for your trip: