International Travel Insurance | Fast Cover
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Domestic

All of Australia including Lord Howe Island, Thursday Island, Christmas Island, Cocos Island and Norfolk Island.

Not included

New Zealand

New Zealand

Not included

Pacific

Bali, Indonesia, New Zealand & South Pacific. (Choose Worldwide for Hawaii)

Not included

Asia

All Asian countries including Japan.

Not included

Europe

All European countries
(including Turkey) and the Russian Federation.

Not included

Worldwide

All countries including North & South America (including Hawaii), Middle East, Africa & Antarctica.

Not included
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Cover for an unlimited number of trips over a 12 month period*.
Available to travellers 64 and under.

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International Travel Insurance

Every year thousands of travellers set off to explore new locations and cultures around the world.

Shopping in Singapore, island hopping in the Pacific, cruising to Alaska, hiking to Machu Picchu in Peru, or simply wandering the streets of Paris or Rome in search of the most authentic cuisine. Overseas travel offers an unlimited variety of new experiences and adventures!

But even if you’ve thoroughly researched your destination, or only travel to ‘safe’ countries, you can never be absolutely certain that something won't go wrong along the way.

A travel insurance policy can provide cover for a wide variety of situations. You may get sick or injured in an accident, or have your bag lost by the airline. You may even find yourself stranded due to a natural disaster, or have to unexpectedly return home early because of a family emergency.

That’s why travel insurance is essential no matter where you're headed or how tight your budget may be!

Who should get international travel insurance?

Any traveller heading overseas should consider purchasing international travel insurance before they depart.

This includes singles, couples, families, and friends of any age, no matter whether you're a:

  • Backpacker
  • Flashpacker
  • Senior
  • Business traveller
  • Volunteer
  • Student on exchange
  • Holidaymaker
  • Gap Year traveller
  • Adventurer
  • Cruiser
  • Frequent traveller


Why should you get international travel insurance?

Whether you're travelling internationally to visit family, taking a break from work or study, or simply want to see the world, purchasing international travel insurance is essential before you set off.

Not only does it provide you with access to 24 hour Emergency Assistance, but also helps to cover unexpected expenses in a wide variety of situations.

Some common complications of overseas travel include:

  • Overseas medical and hospital expenses
  • Unexpected trip cancellations
  • Unexpectedly having to return to Australia
  • Loss or theft of travel documents
  • Damage or theft of personal items such as luggage, mobile phones, cameras, laptops, etc.
  • Travel delays

Many people don't realise until it's too late that they'll be the one who has to fork out for emergency medical treatment or other expenses if anything goes wrong on their travels.

Medicare and private health insurance generally doesn't cover you while you’re travelling internationally, so it will be up to you (or your family) to cover the costs if you run into trouble overseas.

Which region do I choose as my travel destination?

To make things faster and easier, we've grouped every country into a region, so there's no need to list every single destination you plan to travel to.

Simply select the highest region you need for your trip and you’re automatically covered for every country included in that region, as well as all the countries in the lower regions as well.

For example, if you select Asia as your region of travel, you'll be covered for travel to anywhere in Asia plus the Pacific, New Zealand and Domestic regions as well.

Check the table below to find the appropriate region for your trip:

Region

Popular Destinations for this region Automatically includes cover for these regions
Worldwide

North, Central & South America
Hawaii
Africa
Middle East
Antartica
Australia
New Zealand
Pacific
Asia
Europe
Europe

UK
Germany
France
Greece
Spain
Russia
Australia
New Zealand
Pacific
Asia
Asia

Japan
Cambodia
Malaysia
Philippines
Singapore
Thailand
Vietnam
Australia
New Zealand
Pacific
Pacific

Bali
Fiji
New Zealand
Islands in the South Pacific
Australia
New Zealand
New Zealand

New Zealand Australia
Australia

Thursday Island
Lord Howe Island
Norfolk Island

What are some of the main benefits to look for in an international travel insurance policy?

Every traveller has different priorities when they travel internationally, but some of the main benefits you might want to look for in a travel insurance policy include:

  1. Worldwide 24 Hour Emergency Assistance
  2. Cover for Emergency Medical and Hospital Expenses
  3. Cover for Cancellation Costs
  4. Cover for Travel Delays
  5. Cover for Luggage and Personal Belongings

Remember that it's important to compare the different benefit limits and exclusions when shopping around for a travel insurance policy, not just the price.

What benefits does our international travel insurance include?

The benefits of Fast Cover’s policies are shown in the tables below:

Medical Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

$40,000 ––– $40,000 $40,000 $40,000 –––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

$30,000 ––– $30,000 $30,000 $30,000 –––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Emergency Medical & Hospital Expenses^

$40,000 ––– $40,000 $40,000 $40,000 $40,000

Overseas Emergency Medical & Hospital Expenses^

$30,000 ––– $30,000 $30,000 $30,000 $30,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Overseas Emergency Medical & Hospital Expenses^


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Overseas Emergency Dental

$500 ––– $750 $1,000 $1,000 $1,000

Overseas Emergency Evacuation

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Emergency Evacuation

$40,000 ––– $40,000 $40,000 $40,000 $40,000

Overseas Emergency Evacuation

$30,000 ––– $30,000 $30,000 $30,000 $30,000

Overseas Emergency Evacuation

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000

Overseas Emergency Evacuation

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Overseas Emergency Evacuation


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Overseas Hospital Cash Payment^

sub-limits:

––– ––– ––– $5,000 $5,000 $5,000

Daily Limit (per person)

$50 $50 $50

Accidental Death

sub-limits:

––– $25,000 ––– $25,000 $25,000 $25,000

Death of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Permanent Disability^

sub-limits:

––– ––– ––– $25,000 $25,000 $25,000

Permanent Disability of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Loss of Income^

sub-limits:

––– $10,000 ––– $10,000 $10,000 $10,000

Weekly Limit (per person) - up to 25 weeks

$400 $400 $400

Financial Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Trip Cancellation Expenses

sub-limits:

––– Unlimited $15,000 Unlimited Unlimited Unlimited

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Trip Cancellation Expenses

sub-limits:

––– $40,000 $15,000 $40,000 ––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

sub-limits:

––– $30,000 $15,000 $30,000 ––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

Travellers Aged 80 to 89:

sub-limits:

––– Unlimited
$40,000
Unlimited
$15,000
Unlimited
$40,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

Travellers Aged 90 and above:

sub-limits:

––– Unlimited
$30,000
Unlimited
$15,000
Unlimited
$30,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

Travellers Aged 80 to 89:
Travellers Aged 90 and above:

sub-limits:

–––
$40,000
$30,000

$15,000
$15,000

$40,000
$30,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Personal Liability

$1,000,000 $5,000,000 $2,500,000 $5,000,000 $5,000,000 $5,000,000

Trip Disruption Expenses

sub-limits:

––– $50,000 $30,000 $50,000 $50,000 $50,000

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Trip Resumption Expenses

$3,000 $3,000 $3,000 $3,000 $3,000

Luggage & Personal Effects

sub-limits:

Optional $7,500 $5,000 $10,000 $10,000 $10,000

Personal computers,video recorders or cameras (per item)

$3,000 $3,000 $3,000 $3,000 $3,000 $3,000

Mobile phones and tablets (per item)

$1,000 $1,000 $1,000 $1,000 $1,000 $1,000

All other unspecified items (per item)

$750 $750 $750 $750 $750 $750

Luggage and Personal Effects stolen from a Locked Storage Compartment of an unoccupied vehicle during daylight hours

$2,000 $2,000 $2,000 $2,000 $2,000 $2,000

Passports, Credit Cards & Credit Card Fraud^

––– ––– $2,000 $5,000 $5,000 $5,000

Alternative Transport Expenses

––– $5,000 ––– $5,000 $5,000 $5,000

Rental Vehicle Excess

sub-limits:

––– $5,000 Optional Optional Optional Optional

Return of Rental Vehicle

$500 $500 $500 $500 $500

Travel Delay Expenses

sub-limits:

––– $2,000 ––– $2,000 $2,000 $2,000

Daily Limit (per person)

(we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)

$200 $200 $200 $200

Delay of Luggage and Personal Effects^

––– ––– ––– $500 $500 $500

Theft of Cash^

––– ––– ––– $250 $250 $250

Snow Sports Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Snow Sport Equipment

––– $1,500 ––– ––– $1,500 –––

Snow Equipment Replacement Hire

––– $1,500 ––– ––– $1,500 –––

Snow Prepaid Expenses

––– $750 ––– ––– $750 –––

Snow Resort Closure

sub-limits:

––– $1,000 ––– ––– $1,000 –––

Daily Limit (per person)

$100 $100

Please note: This is only a summary of benefits. Exclusions and sub-limits apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^ Cover under these Benefits are excluded while travelling within Australia.

Why choose Fast Cover for your international travel insurance?

Fast Cover provides specialist travel insurance for international travellers heading to every corner of the globe.

Whether you're trekking across South America on a solo backpacking expedition, celebrating retirement with a luxury cruise around the Caribbean islands, or taking the family on a tour of Europe, we have an international travel insurance policy to suit all ages, traveller types and budgets. 

Our policies are simple and straightforward, but flexible enough that you can tailor the benefits to cover the things that are most important to you.

  • No Medical Assessments required at time of purchase
  • 14 Day Money Back Guarantee
  • Free cover for up to 10 dependants under 21 years of age
  • Automatic cover for 43 Pre-existing Medical Conditions
  • Automatic cover for a huge list of sports and activities
  • An optional Adventure Pack add-on to cover extra adventure activities
  • Optional cover for Skiing, Snowboarding and other Snow Sports
  • Optional Rental Vehicle Excess Insurance
  • Optional cover for your bicycle or golf equipment
  • Optional cover for other High Value Items
  • Flexible Excess options

With Fast Cover travel insurance, you can set off on your international adventure with confidence knowing our emergency assistance team is available 24 hours a day, 7 days a week, 365 days a year.

Example Incidents~

Tom's Terrible Tumble

18-year-old Tom needed over $41,000 AUD worth of overseas medical assistance after he injured himself skiing in France and suffered internal bleeding. Tom and his travelling companion’s Fast Cover policy cost just over $500 AUD for both of them, but covered the cost of Tom's emergency medical evacuation, transport, surgery and hospital expenses, as well as accommodation for his friend to stay nearby while he recovered, and even their return flights to Australia in Business Class.

 

Pete's Pickpocketed Phone

18-year-old Pete from Sydney was island-hopping in Greece when he noticed his iPhone was missing and realised he'd been pickpocketed on the ferry. He immediately reported the theft to the emergency assistance team who advised him to contact his phone service provider and obtain a written police report. After submitting his claim online, he was reimbursed $800 AUD under the luggage and personal effects benefit of his Fast Cover travel insurance policy.

Traveller Testimonials

Easy, great rates and excellent service

Used Fast Cover many times and very good value for money. Very easy to get a quote and policy online and excellent customer service. Have had to claim twice without any hassles.

Alitas – Productreview.com.au

 

Excellent response and outcome, will use again

After being robbed of passports, credit cards and basically everything we needed on the morning we due to fly home, we were devastated and worried what our insurance would cover. We needn't have! We were reimbursed for almost everything: new passports, taxi fares, extra two days living expenses and best of all full reimbursement of our airfares home including our upgrade to business class which we bought just a few days before we were due to fly home.

Ross – Productreview.com.au

 

Easy to get travel insurance

I have had several trips covered by Fast Cover and have only just obtained another policy for my next trip. Being a Senior and over the age of 80 years, I find it is extremely easy to obtain a policy without having to apply each time to my doctor for health details. As I enjoy great health I have had no worries at all with my coverage, and the pricing was good value. Extremely happy with customer support.

Noel – Productreview.com.au

 

Ready to get a quote?

~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.

Australia's most
popular destination
is NZ +

60% of overseas travel was for a holiday +

2/3 of overseas spending was for holiday +

*See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply. ^ For travellers aged 80 and over, additional terms and conditions apply. #Available with our Comprehensive policies only. **No cover is provided for pregnancy, childbirth or related complications unless it is a single, uncomplicated pregnancy up to and including 23 weeks. In any event we will not pay medical expenses for regular antenatal care, childbirth at any gestation or care of the newborn child. Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.

+Statistics based on 'Travel by Australians' quarterly report for June 2013, 'Tourism Industry Facts & Figures at a Glance' September 2012, Cruise Industry Source Market Report: Australia 2013 and Fast Cover Customers

1The premium paid is refunded within 14 days after you are issued your Certificate of Insurance provided you have not started your Journey and you do not want to make a claim or to exercise any other right under the policy. 3Emergency Medical & Hospital Expenses. 4Emergency Medical Assistance. 6Buy a Duo policy and save 5% versus the cost of two single policies. Excess reduction discount is based on the cost of excess reduction under a Duo policy versus the cost under two single policies. Duo policies do not provide cover for any dependant children. 7Your children or grandchildren not in full time employment who are under the age of 21 and travelling with you on the Journey are included at no extra charge. 8Spouse (or legally recognised de facto) and Dependants covered for free when accompanying primary policyholder. 9Based on a 0-59 year old travelling to the Pacific region for 4 weeks, Plan E Standard with an excess of $200. 10Provided you have not been hospitalised (including any day surgery or emergency department attendance) for the condition in the 24 months prior to the time of policy issue.

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