Snow Sports Travel Insurance | Fast Cover
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Domestic

All of Australia including Lord Howe Island, Thursday Island, Christmas Island, Cocos Island and Norfolk Island.

Not included

New Zealand

New Zealand

Not included

Pacific

Bali, Indonesia, New Zealand & South Pacific. (Choose Worldwide for Hawaii)

Not included

Asia

All Asian countries including Japan.

Not included

Europe

All European countries
(including Turkey) and the Russian Federation.

Not included

Worldwide

All countries including North & South America (including Hawaii), Middle East, Africa & Antarctica.

Not included
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Cover for an unlimited number of trips over a 12 month period*.
Available to travellers 64 and under.

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Snow Sports Travel Insurance

Are you keen to carve up the slopes on a snowboard or skis? Skate on a frozen lake, glide across the arctic tundra behind a team of huskies, or zoom down an ice luge?

Whatever winter sports you're into, saving money and making time for your next big white holiday is always a top priority.

But before you allow yourself to get distracted by epic snow footage, current condition reports, snow depth charts and trail maps, take a few minutes to make sure you have the right travel insurance for your snow adventure.

Even if you're an experienced skier or have been carving up the same runs for years, you can never be sure something unexpected won't happen on your next trip. 

A fellow thrillseeker may make an unexpected move, you might hit a patch of ice or mogul the wrong way, or come off second best with an obstacle on the way down. You might not even make it out of the lodge if the weather closes in unexpectedly and shuts the lifts down completely!

A Fast Cover Snow Sports Plus policy provides cover for these types of scenarios, plus a range of other benefits.

Who can buy Snow Sports travel insurance?

Ski and snow sports holidays are generally riskier than a holiday spent relaxing on a beach somewhere, so it’s important to have good cover before you hit the slopes.

Taking out Snow Sports travel insurance is essential for any travellers who want to do any skiing, snowboarding or other winter sports, no matter where in the world you're headed.

Fast Cover can provide Snow Sports cover for travellers up to 69 years of age, even if you're a novice skier. This includes:

  • Green run skiers or snowboarders taking a weekend break to Thredbo for their first time.
  • Expert snowboarders hitting the black runs on Mount Buller or the terrain park at Perisher.
  • Families taking the kids to the snow for the first time in Queenstown in New Zealand.
  • IEC participants on working holidays in Canada who want to hit the slopes on their days off.
  • Cross-country skiers and those who want to go off-piste, heli-skiing or cat-skiing.
  • Travellers seeking the best conditions in top notch ski resorts in Japan, Europe or the United States for a week or two.
  • And the endless winter chasers we’re all jealous of who will be on the mountain for the whole season!

Wherever you're planning your next white trip, don't forget to pack your travel insurance.

With a Fast Cover Snow Sports Plus policy, you’ll be able to jump on the lift with confidence knowing you've got great cover for your winter holiday.

Why do I need to buy Snow Sports travel insurance?

No matter where in the world you're headed, travelling always comes with a few risks. Winter sports holidays in particular have one of the highest potentials for injuries, as well as the same risks involved in travelling anywhere.

Medical expenses can quickly add up when you’re overseas, and unexpected travel delays or cancellation can quickly turn your dream holiday into a nightmare.

Some of the most common incidents travellers encounter on a winter holiday include:

  • Broken bones, dislocations and internal injuries sustained on the slopes.
  • Concussions and head injuries from colliding with objects or other skiers.
  • Hypothermia, frostbite and other cold-related injuries.
  • Unexpected cancellation of your ski holiday due to a family emergency or medical reason.
  • Theft of belongings such as mobile phones, cameras, wallets and handbags.
  • Damage to your rental vehicle in an accident on the icy roads.
  • Damage, loss or theft of your snow gear and equipment.
  • Piste closure due to bad weather conditions.

As well as providing cover in these scenarios, our Snow Sports Plus travel insurance can provide an allowance for equipment hire if yours is damaged or stolen so you don't miss out.

Compensation can also be claimed for your lift passes or the unused portion of your ski package if you have to cancel your trip early due to an injury or illness!

Why choose Fast Cover for your Snow Sports travel insurance?

Unlike many other travel insurance policies, Fast Cover’s snow policies cover off-piste skiing and snowboarding, cross-country skiing and snowboarding, glacier skiing and snowboarding, heli-skiing and snowboarding, cat-skiing and snowboarding, and other sports like snowmobiling, sledding and tobogganing.

 

As specialists in the travel insurance market, Fast Cover Snow Sports Plus travel insurance is designed to offer excellent benefits for skiers and snowboarders at a great price.

We've made buying travel insurance faster and easier and eliminated the need to fill out any boring medical assessment forms by automatically covering 43 Pre-Existing Medical Conditions on all our policies.

Add the Adventure Pack option to your policy if you want to compliment your snow trip with some other sports and activities like tandem skydiving, white water rafting or abseiling.

As well as essential cover for overseas medical emergencies and other unexpected expenses, Fast Cover travel insurance also includes unlimited access to a 24 hour Emergency Assistance helpline.

The emergency team can provide advice and assistance, manage your medical care, liaise with hospital staff, arrange alternative transport, notify family members or next of kin if something happens to you, or even coordinate emergency evacuation and transport from anywhere in the world.

Check out the table below to see all the benefits we can offer you on your next snowy adventure:

Medical Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

$40,000 ––– $40,000 $40,000 $40,000 –––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

$30,000 ––– $30,000 $30,000 $30,000 –––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas 24/7 Emergency Medical Assistance^

sub-limits:


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Emergency Medical & Hospital Expenses^

$40,000 ––– $40,000 $40,000 $40,000 $40,000

Overseas Emergency Medical & Hospital Expenses^

$30,000 ––– $30,000 $30,000 $30,000 $30,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Overseas Emergency Medical & Hospital Expenses^


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Overseas Emergency Dental

$500 ––– $750 $1,000 $1,000 $1,000

Overseas Emergency Evacuation

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Emergency Evacuation

$40,000 ––– $40,000 $40,000 $40,000 $40,000

Overseas Emergency Evacuation

$30,000 ––– $30,000 $30,000 $30,000 $30,000

Overseas Emergency Evacuation

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000

Overseas Emergency Evacuation

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Overseas Emergency Evacuation


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Overseas Hospital Cash Payment^

sub-limits:

––– ––– ––– $5,000 $5,000 $5,000

Daily Limit (per person)

$50 $50 $50

Accidental Death

sub-limits:

––– $25,000 ––– $25,000 $25,000 $25,000

Death of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Permanent Disability^

sub-limits:

––– ––– ––– $25,000 $25,000 $25,000

Permanent Disability of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Loss of Income^

sub-limits:

––– $10,000 ––– $10,000 $10,000 $10,000

Weekly Limit (per person) - up to 25 weeks

$400 $400 $400

Financial Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Trip Cancellation Expenses

sub-limits:

––– Unlimited $15,000 Unlimited Unlimited Unlimited

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Trip Cancellation Expenses

sub-limits:

––– $40,000 $15,000 $40,000 ––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

sub-limits:

––– $30,000 $15,000 $30,000 ––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

Travellers Aged 80 to 89:

sub-limits:

––– Unlimited
$40,000
Unlimited
$15,000
Unlimited
$40,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

Travellers Aged 90 and above:

sub-limits:

––– Unlimited
$30,000
Unlimited
$15,000
Unlimited
$30,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Trip Cancellation Expenses

Travellers Aged 80 to 89:
Travellers Aged 90 and above:

sub-limits:

–––
$40,000
$30,000

$15,000
$15,000

$40,000
$30,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Personal Liability

$1,000,000 $5,000,000 $2,500,000 $5,000,000 $5,000,000 $5,000,000

Trip Disruption Expenses

sub-limits:

––– $50,000 $30,000 $50,000 $50,000 $50,000

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Trip Resumption Expenses

$3,000 $3,000 $3,000 $3,000 $3,000

Luggage & Personal Effects

sub-limits:

Optional $7,500 $5,000 $10,000 $10,000 $10,000

Personal computers,video recorders or cameras (per item)

$3,000 $3,000 $3,000 $3,000 $3,000 $3,000

Mobile phones and tablets (per item)

$1,000 $1,000 $1,000 $1,000 $1,000 $1,000

All other unspecified items (per item)

$750 $750 $750 $750 $750 $750

Luggage and Personal Effects stolen from a Locked Storage Compartment of an unoccupied vehicle during daylight hours

$2,000 $2,000 $2,000 $2,000 $2,000 $2,000

Passports, Credit Cards & Credit Card Fraud^

––– ––– $2,000 $5,000 $5,000 $5,000

Alternative Transport Expenses

––– $5,000 ––– $5,000 $5,000 $5,000

Rental Vehicle Excess

sub-limits:

––– $5,000 Optional Optional Optional Optional

Return of Rental Vehicle

$500 $500 $500 $500 $500

Travel Delay Expenses

sub-limits:

––– $2,000 ––– $2,000 $2,000 $2,000

Daily Limit (per person)

(we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)

$200 $200 $200 $200

Delay of Luggage and Personal Effects^

––– ––– ––– $500 $500 $500

Theft of Cash^

––– ––– ––– $250 $250 $250

Snow Sports Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Snow Sport Equipment

––– $1,500 ––– ––– $1,500 –––

Snow Equipment Replacement Hire

––– $1,500 ––– ––– $1,500 –––

Snow Prepaid Expenses

––– $750 ––– ––– $750 –––

Snow Resort Closure

sub-limits:

––– $1,000 ––– ––– $1,000 –––

Daily Limit (per person)

$100 $100

Please note: This is only a summary of benefits. Exclusions and sub-limits apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^ Cover under these Benefits are excluded while travelling within Australia.

Example Incidents~

Hannah's Hospital Shock

Hannah, an 18-year-old snowboarder from Coffs Harbour, was on a 12 month working holiday in Canada when she was admitted to hospital with severe abdominal pain. Tests found she had an inflammatory bowel disease which required immediate treatment. The Fast Cover emergency assistance team liaised with hospital staff to manage Hannah's medical care and acted as a guarantor for the costs of her treatment. Hannah's travel insurance policy, which provided cover for the whole year including skiing and snowboarding, set her back just over $1,000 but covered $48,000 AUD worth of medical treatment and her recovery in hospital.

 

Tom's Terrible Tumble

18-year-old Tom from Byron Bay needed over $41,000 AUD worth of overseas medical assistance after he injured himself while skiing in the French Alps. He suffered serious injuries including internal bleeding and needed to be medically evacuated from the ski resort. Tom and his travelling companion’s insurance policy cost just over $500 AUD for both of them. It covered the cost of Tom's emergency medical transport, surgery and hospital expenses, as well as accommodation for his friend to stay nearby while he recovered, and even their return flights to Australia in Business Class.

Traveller Testimonials

Purchased without issues

Super easy to purchase and understand what was included. If you are looking for snow sports cover this is the place to go. I rang around to a few companies and most didn't offer the range that fast cover does. Customer service was amazing!

A Campbell – Productreview.com.au

 

Easy, great rates and excellent service

Used Fast Cover many times and very good value for money. Very easy to get a quote and policy online and excellent customer service. Have had to claim twice without any hassles.

Alitas – Productreview.com.au

 

The best after trying the rest

My wife and I travel overseas every year and use Fast Cover for our travel insurance. The cost was very competitive, easy to purchase online and comprehensibly explained in the PDS. I had a medical claim in both of the years of travel and both were handled with personal professionalism. Settlement was very prompt and hassle free.

Les – Productreview.com.au

 

 

Ready to get a quote?

~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.

Australia's most
popular destination
is NZ +

60% of overseas travel was for a holiday +

2/3 of overseas spending was for holiday +

*See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply. ^ For travellers aged 80 and over, additional terms and conditions apply. #Available with our Comprehensive policies only. **No cover is provided for pregnancy, childbirth or related complications unless it is a single, uncomplicated pregnancy up to and including 23 weeks. In any event we will not pay medical expenses for regular antenatal care, childbirth at any gestation or care of the newborn child. Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.

+Statistics based on 'Travel by Australians' quarterly report for June 2013, 'Tourism Industry Facts & Figures at a Glance' September 2012, Cruise Industry Source Market Report: Australia 2013 and Fast Cover Customers

1The premium paid is refunded within 14 days after you are issued your Certificate of Insurance provided you have not started your Journey and you do not want to make a claim or to exercise any other right under the policy. 3Emergency Medical & Hospital Expenses. 4Emergency Medical Assistance. 6Buy a Duo policy and save 5% versus the cost of two single policies. Excess reduction discount is based on the cost of excess reduction under a Duo policy versus the cost under two single policies. Duo policies do not provide cover for any dependant children. 7Your children or grandchildren not in full time employment who are under the age of 21 and travelling with you on the Journey are included at no extra charge. 8Spouse (or legally recognised de facto) and Dependants covered for free when accompanying primary policyholder. 9Based on a 0-59 year old travelling to the Pacific region for 4 weeks, Plan E Standard with an excess of $200. 10Provided you have not been hospitalised (including any day surgery or emergency department attendance) for the condition in the 24 months prior to the time of policy issue.

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