Multi-Trip Travel Insurance

Multi-Trip Travel Insurance for Frequent Travellers

If you take several trips a year for business or just simply love to travel, our annual multi-trip Frequent Traveller Saver policy may be ideal for you.

Save yourself the hassle of having to remember to take out a new policy every time you travel, and rest assured knowing you’re covered whenever and wherever you go.

Simply select the region and trip duration that will cover your longest trip, pay one premium, and you can get cover for an unlimited number of trips within a 12 month period.

What’s more, you can also add on cover for your spouse and dependant children to travel with you!

What does Frequent Traveller Saver insurance include?

Our Frequent Traveller Saver policies offer a wide range of benefits for all your trips.

As well as overseas medical expenses, cancellation costs, and luggage, our policies also include:

24 hour Emergency Assistance
Medical screening available for your medical conditions
Cover for a huge range of sports and activities
Cover for cruises

Cover for your partner or spouse and children or grandchildren under 21 years of age can also be added on, as long as they're travelling with you on the same itinerary for 100% of the time for any of the trips.

See the benefits table below for more details on what our multi-trip insurance covers:

Medical Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Overseas 24/7 Emergency Medical Assistance^ sub-limits:	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Funeral/cremation Overseas and/or bringing your remains home (per person)	$20,000		$20,000	$20,000	$20,000	$20,000
Overseas Emergency Medical & Hospital Expenses^	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Overseas Emergency Dental	$500	–––	$750	$1,000	$1,000	$1,000
Overseas Emergency Evacuation & Repatriation	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Overseas Hospital Cash Payment^ sub-limits:	–––	–––	–––	$5,000	$5,000	$5,000
Daily Limit (per person)				$50	$50	$50
Accidental Death Travellers Aged 80 to 89:	–––	$25,000 $20,000	–––	$25,000 $20,000	$25,000 $20,000	$25,000 $20,000
Accidental Death for travellers up to age 79		$25,000		$25,000	$25,000	$25,000
Accidental Death for travellers aged 80 - 89		$20,000		$20,000	$20,000	$20,000
Accidental Death of a Dependant (per Dependant)		$5,000		$5,000	$5,000	$5,000
Permanent Disability^ Travellers Aged 80 to 89:	–––	–––	–––	$50,000 $20,000	$50,000 $20,000	$25,000 $20,000
Permanent Disability for travellers up to age 79				$50,000	$50,000	$25,000
Permanent Disability for travellers aged 80 - 89				$20,000	$20,000	$20,000
Permanent Disability of a Dependant (per Dependant)				$5,000	$5,000	$5,000
Loss of Income^ sub-limits:	–––	–––	–––	$10,400	$10,400	$10,400
Weekly Limit (per person) - up to 26 weeks				$400	$400	$400

Financial Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Trip Cancellation Expenses sub-limits:	–––	Unlimited	$25,000	Unlimited	Unlimited	Unlimited
Travel Agents Cancellation Fees		$1,500	$1,500	$1,500	$1,500	$1,500
Close Relatives that do not meet Close relative conditions		$2,000	$2,000	$2,000	$2,000	$2,000
Personal Liability	$1,000,000	$5,000,000	$2,500,000	$5,000,000	$5,000,000	$5,000,000
Trip Disruption Expenses sub-limits:	–––	$50,000	$30,000	$50,000	$50,000	$50,000
Close Relatives with a Pre-existing Medical Condition		$2,000	$2,000	$2,000	$2,000	$2,000
Trip Resumption Expenses	–––	$3,000	$2,000	$3,000	$3,000	$3,000
Luggage & Personal Effects sub-limits:	Optional	$7,500	$5,000	$15,000	$15,000	$15,000
Personal computers,video recorders or cameras (per item)	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000
Mobile phones (per item)	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500
Tablets (per item)	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000
All other unspecified items (per item)	$750	$750	$750	$750	$750	$750
Luggage and Personal Effects stolen from a Locked Storage Compartment of an unattended vehicle during daylight hours. We will pay up to $200 for each item and $2,000 in total for all stolen items.	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000
Passports, Credit Cards & Credit Card Fraud^	–––	–––	$2,000	$5,000	$5,000	$5,000
Special Event Transport Expenses	–––	$5,000	–––	$5,000	$5,000	$5,000
Rental Vehicle Excess sub-limits:	–––	$5,000	Optional	Optional	Optional	Optional
Return of Rental Vehicle		$500	$500	$500	$500	$500
Travel Delay Expenses sub-limits:	–––	$2,000	–––	$2,000	$2,000	$2,000
Daily Limit (per person) (we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)		$200		$200	$200	$200
Delay of Luggage and Personal Effects^	–––	–––	–––	$750	$750	$750
Theft of Cash^	–––	–––	–––	$250	$250	$250

Snow Sports Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Snow Sport Equipment	–––	$1,500	–––	–––	$1,500	–––
Snow Equipment Replacement Hire	–––	$1,500	–––	–––	$1,500	–––
Snow Prepaid Expenses	–––	$750	–––	–––	$750	–––
Snow Resort Closure sub-limits:	–––	$1,000	–––	–––	$1,000	–––
Daily Limit (per person)		$100			$100

COVID-19 Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
COVID-19 Overseas Emergency Medical, Hospital & Medical Evacuation Expenses	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Funeral/cremation Overseas and/or bringing your remains home (per person)	$20,000	–––	$20,000	$20,000	$20,000	$20,000
COVID-19 Trip Cancellation & Disruption	–––	$3,500	$3,000	$5,000	$5,000	$5,000

Please note: This is only a summary of benefits. Policy terms, conditions, limits, sub limits and exclusions apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.

Why get a multi-trip travel insurance policy?

Depending how often you travel, multi-trip policies like our Frequent Traveller Saver policy can be the easiest option for saving money on several short trips within a 12 month period.

You won’t have the added cost and inconvenience of having to take out a new separate policy for each trip, and there's no need to notify us each time you travel.

With one simple payment, it’s the smartest way of putting your health and safety first with cover that includes all the benefits that are most important to you.

This type of policy is ideal for:

Frequent travellers
Business travellers
Couples or families taking multiple trips per year
Bucket list travellers
Volunteers
Frequent cruisers

Who can purchase a multi-trip travel insurance policy?

A Frequent Traveller Saver policy is great for business travellers or anyone else lucky enough to be travelling multiple times in the space of a year.

It is available for travellers meeting the following criteria:

You are 75 years of age or under at the time of purchase and for the duration of the policy, and
You are an Australian Citizen or Permanent Resident who holds a valid Australian Medicare Card beyond the period of your policy, and
You purchase the policy before you commence your first journey, and
Your longest journey for the year won't exceed 63 days, and
Each journey starts and ends in Australia, and
You meet any other eligibility criteria we apply in the application process.

Optional extras for Frequent Travellers

You can also further tailor your Frequent Traveller Saver policy with the following options:

Cover for your Partner or Spouse

Cover for up to 10 Dependants aged 20 and under

Adventure Pack

Motorcycle Pack

Rental Vehicle Excess Insurance

Excess Removal

Bicycle Pack

High Value Item Cover

Why choose Fast Cover for your multi-trip travel insurance?

Purchasing travel insurance for each individual trip is not only a hassle, it can also work out to be much more expensive!

Fast Cover offers convenient and affordable multi-trip travel insurance policies for frequent travellers wherever and whenever you're headed. And, because we know you’re not always flying solo, we offer the option to include your partner, spouse, children or grandchildren on the policy so they can accompany you on one or multiple trips.

You also have the support of our 24 hour Emergency Assistance team whenever and wherever you travel.

Talk to us today to find a policy which suits your annual holiday itinerary and save yourself the extra expense and hassle of needing to purchase travel insurance each time you travel.

Things you need to know

^* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply.

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What to do

Are you overseas and need emergency medical help?

Annual Multi-Trip Travel Insurance