Annual Multi-Trip Travel Insurance

If you will be doing two, three or more trips throughout a 12 month period then this is the right policy for you!
Multi trip travel

The following information applies to policies purchased from 30th October 2023 onwards. For policies purchased prior to 30th October 2023: you can find the PDS relevant to you in your policy confirmation email, by logging into MyPolicy, or you can contact us for assistance.

Multi-Trip Travel Insurance for Frequent Travellers

If you take several trips a year for business or just simply love to travel, our annual multi-trip Frequent Traveller Saver policy may be ideal for you.

Save yourself the hassle of having to remember to take out a new policy every time you travel, and rest assured knowing you’re covered whenever and wherever you go.

Simply select the region and trip duration that will cover your longest trip, pay one premium, and you can get cover for an unlimited number of trips within a 12 month period.

What’s more, you can also add on cover for your spouse and dependant children to travel with you!

What does Frequent Traveller Saver insurance include?

Our Frequent Traveller Saver policies offer a wide range of benefits for all your trips.

As well as overseas medical expenses, cancellation costs, and luggage, our policies also include:

Cover for your partner or spouse and children or grandchildren under 21 years of age can also be added on, as long as they're travelling with you on the same itinerary for 100% of the time for any of the trips.

See the benefits table below for more details on what our multi-trip insurance covers:

Medical Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Funeral/cremation Overseas and/or bringing your remains home (per person)

$20,000 $20,000 $20,000 $20,000 $20,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Emergency Dental

$500 ––– $750 $1,000 $1,000 $1,000

Overseas Emergency Evacuation & Repatriation

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Hospital Cash Payment^

sub-limits:

––– ––– ––– $5,000 $5,000 $5,000

Daily Limit (per person)

$50 $50 $50

Accidental Death

Travellers Aged 80 to 89:
––– $25,000
$20,000
––– $25,000
$20,000
$25,000
$20,000
$25,000
$20,000

Death of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Permanent Disability^

Travellers Aged 80 to 89:
––– ––– ––– $50,000
$20,000
$50,000
$20,000
$25,000
$20,000

Permanent Disability of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Loss of Income^

sub-limits:

––– ––– ––– $10,400 $10,400 $10,400

Weekly Limit (per person) - up to 26 weeks

$400 $400 $400

Financial Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Trip Cancellation Expenses

sub-limits:

––– Unlimited $25,000 Unlimited Unlimited Unlimited

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Close Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Personal Liability

$1,000,000 $5,000,000 $2,500,000 $5,000,000 $5,000,000 $5,000,000

Trip Disruption Expenses

sub-limits:

––– $50,000 $30,000 $50,000 $50,000 $50,000

Close Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Trip Resumption Expenses

––– $3,000 $2,000 $3,000 $3,000 $3,000

Luggage & Personal Effects

sub-limits:

Optional $7,500 $5,000 $15,000 $15,000 $15,000

Personal computers,video recorders or cameras (per item)

$3,000 $3,000 $3,000 $3,000 $3,000 $3,000

Mobile phones (per item)

$1,500 $1,500 $1,500 $1,500 $1,500 $1,500

Tablets (per item)

$1,000 $1,000 $1,000 $1,000 $1,000 $1,000

All other unspecified items (per item)

$750 $750 $750 $750 $750 $750

Luggage and Personal Effects stolen from a Locked Storage Compartment of an unoccupied vehicle during daylight hours

$2,000 $2,000 $2,000 $2,000 $2,000 $2,000

Passports, Credit Cards & Credit Card Fraud^

––– ––– $2,000 $5,000 $5,000 $5,000

Special Event Transport Expenses

––– $5,000 ––– $5,000 $5,000 $5,000

Rental Vehicle Excess

sub-limits:

––– $5,000 Optional Optional Optional Optional

Return of Rental Vehicle

$500 $500 $500 $500 $500

Travel Delay Expenses

sub-limits:

––– $2,000 ––– $2,000 $2,000 $2,000

Daily Limit (per person)

(we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)

$200 $200 $200 $200

Delay of Luggage and Personal Effects^

––– ––– ––– $750 $750 $750

Theft of Cash^

––– ––– ––– $250 $250 $250

Snow Sports Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Snow Sport Equipment

––– $1,500 ––– ––– $1,500 –––

Snow Equipment Replacement Hire

––– $1,500 ––– ––– $1,500 –––

Snow Prepaid Expenses

––– $750 ––– ––– $750 –––

Snow Resort Closure

sub-limits:

––– $1,000 ––– ––– $1,000 –––

Daily Limit (per person)

$100 $100

COVID-19 Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

COVID-19 Overseas Emergency Medical, Hospital & Medical Evacuation Expenses

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Funeral/cremation Overseas and/or bringing your remains home (per person)

$20,000 ––– $20,000 $20,000 $20,000 $20,000

COVID-19 Trip Cancellation & Disruption

––– $3,500 $3,000 $5,000 $5,000 $5,000

Please note: This is only a summary of benefits. Policy terms, conditions, limits, sub limits and exclusions apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.

Why get a multi-trip travel insurance policy?

Depending how often you travel, multi-trip policies like our Frequent Traveller Saver policy can be the easiest option for saving money on several short trips within a 12 month period.

You won’t have the added cost and inconvenience of having to take out a new separate policy for each trip, and there's no need to notify us each time you travel.

With one simple payment, it’s the smartest way of putting your health and safety first with cover that includes all the benefits that are most important to you.

This type of policy is ideal for:

  • Frequent travellers
  • Business travellers
  • Couples or families taking multiple trips per year
  • Bucket list travellers
  • Volunteers
  • Frequent cruisers

Who can purchase a multi-trip travel insurance policy?

A Frequent Traveller Saver policy is great for business travellers or anyone else lucky enough to be travelling multiple times in the space of a year.

It is available for travellers meeting the following criteria:

  • You are 75 years of age or under at the time of purchase and for the duration of the policy, and
  • You are an Australian Citizen or Permanent Resident who holds a valid Australian Medicare Card beyond the period of your policy, and
  • You purchase the policy before you commence your first journey, and
  • Your longest journey for the year won't exceed 63 days, and
  • Each journey starts and ends in Australia, and
  • You meet any other eligibility criteria we apply in the application process.

Optional extras for Frequent Travellers

You can also further tailor your Frequent Traveller Saver policy with the following options:

Cover for your Partner or Spouse

Cover for up to 10 Dependants aged 20 and under

Motorcycle Pack

Excess Removal

Bicycle Pack

High Value Item Cover

Why choose Fast Cover for your multi-trip travel insurance?

Purchasing travel insurance for each individual trip is not only a hassle, it can also work out to be much more expensive!

Fast Cover offers convenient and affordable multi-trip travel insurance policies for frequent travellers wherever and whenever you're headed. And, because we know you’re not always flying solo, we offer the option to include your partner, spouse, children or grandchildren on the policy so they can accompany you on one or multiple trips.

You also have the support of our 24 hour Emergency Assistance team whenever and wherever you travel.

Talk to us today to find a policy which suits your annual holiday itinerary and save yourself the extra expense and hassle of needing to purchase travel insurance each time you travel.

Things you need to know

* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply.