Sometimes when you're shopping around for basic travel insurance, you'll find policies loaded with things you don’t want or need.
Perhaps you’re taking only what you can carry with you on a backpacking trip, or going on a short holiday to somewhere familiar.
Why cover expensive luggage and personal belongings if you aren’t taking anything of value? Or pay extra to cover travel delays if you're flying direct and staying in one destination for your whole trip?
If you just want a medical-only policy to cover emergency medical and hospital expenses, without all the extra bells and whistles, Fast Cover has created a policy just for you.
Our Basics travel insurance provides cover to protect travellers during overseas medical emergencies and hospital expenses, with the option of adding on luggage cover if you need it.
Fast and simple.
Who should get Basics travel insurance?
Accidents do happen, and medical expenses can quickly add up to the tens of thousands of dollars overseas.
The Australian Government Department of Affairs and Trade reports that a medical evacuation from Bali could set you back around $60,000 AUD, and if you get injured or sick in the United States, you can expect hospital bills starting at $5,000 USD per night!
Travellers who should consider purchasing Basics travel insurance include:
- Solo travellers
- Travellers on a budget
For travellers looking to supplement existing cover you have from other insurance such as through your credit card provider, for example, a medical-only policy like our Basics cover can be a good option if you’re not completely confident with what they offer.
The travel insurance can help to fill in the gaps after you've claimed what you can from your credit card insurer.
What are the benefits of Basics travel insurance?
Basics travel insurance is a simple way of protecting what’s most important in life and while you’re travelling: your personal health.
With our medical-only Basics policy, you’ll have cover for the unexpected medical and hospital expenses that can arise when you travel overseas.
No Medical Assessments
To make it fast and simple for you to get a policy, we automatically cover a set list of 43 Pre-Existing Medical Conditions without the need to complete a medical assessment.
High Quality Medical Cover
With Basics medical-only travel insurance, you get a high level of cover for medical and hospital expenses for the duration of your trip. This means that you’ll have cover for something as common as having to seek medical attention for a minor illness or injury, as well as major medical expenses like hospitalisation and medical evacuation if necessary.
Emergency dental treatment up to $500 per person is also included in our Basics policy.
Help When You Need It
When you purchase a Basics medical-only policy, you're also getting unlimited access to 24 hour Emergency Medical Assistance.
You’ll be able to contact our emergency assistance team whenever you need to. No matter where in the world you travel, you’ll only ever be a phone call away from prompt and professional help from experienced Medical Advisers who can assist you if you need emergency medical treatment while overseas.
Optional Luggage Cover
If you still need a little bit of cover for your belongings, you can choose to add on up to $2,000 worth of cover for luggage and personal items at the time of purchase.
Compare the levels of cover in our table of benefits below: