Medical only travel insurance
Sometimes when you're shopping around for basic medical only travel insurance, you'll find policies loaded with things you don’t want or need.
Perhaps you’re taking only what you can carry with you on a backpacking trip, or going on a short holiday to somewhere familiar.
Why cover expensive luggage and personal belongings if you aren’t taking anything of value? Or pay extra to cover travel delays if you're flying direct and staying in one destination for your whole trip?
If you just want a medical-only policy to cover emergency medical and hospital expenses, without all the extra bells and whistles, Fast Cover has created a policy just for you.
Our Basics medical only travel insurance provides cover to protect travellers during overseas medical emergencies and hospital expenses, with the option of adding on luggage cover if you need it.
Fast and simple!
Who should get Basics travel insurance?
Accidents do happen, and medical expenses can quickly add up to the tens of thousands of dollars overseas.
The Australian Government Department of Affairs and Trade reports that a medical evacuation from Bali could set you back around $60,000 AUD, and if you get injured or sick in the United States, you can expect hospital bills starting at $5,000 USD per night!
Travellers who should consider purchasing Basics travel insurance include:
- Solo travellers
- Travellers on a budget
For travellers looking to supplement existing cover you have from other insurance such as through your credit card provider, for example, a medical-only policy like our Basics cover can be a good option if you’re not completely confident with what they offer.
The travel insurance can help to fill in the gaps after you've claimed what you can from your credit card insurer.
What are the benefits of Basics travel insurance?
Basics travel insurance is a simple way of protecting what’s most important in life and while you’re travelling: your personal health.
With our medical-only Basics policy, you’ll have cover for the unexpected medical and hospital expenses that can arise when you travel overseas.
No Medical Assessments
To make it fast and simple for you to get a policy, we automatically cover a set list of 43 Pre-Existing Medical Conditions without the need to complete a medical assessment.
High Quality Medical Cover
With Basics medical-only travel insurance, you get a high level of cover for medical and hospital expenses for the duration of your trip. This means that you’ll have cover for something as common as having to seek medical attention for a minor illness or injury, as well as major medical expenses like hospitalisation and medical evacuation if necessary.
Emergency dental treatment up to $500 per person is also included in our Basics policy.
Help When You Need It
When you purchase a Basics medical-only policy, you're also getting unlimited access to 24 hour Emergency Medical Assistance.
You’ll be able to contact our emergency assistance team whenever you need to. No matter where in the world you travel, you’ll only ever be a phone call away from prompt and professional help from experienced Medical Advisers who can assist you if you need emergency medical treatment while overseas.
Optional Luggage Cover
If you still need a little bit of cover for your belongings, you can choose to add on up to $2,000 worth of cover for luggage and personal items at the time of purchase.
Compare the levels of cover in our table of benefits below:
Why choose Fast Cover for your Basics travel insurance?
Fast Cover’s Basics travel insurance provides travellers with specialist support and a high level of cover for unexpected medical expenses and emergencies overseas.
You can have peace of mind while you travel knowing that your health is covered, without paying for extra benefits you don't need on your journey. And, if you do need help, you’re only ever a phone call away from our 24 hour Emergency Assistance team.
Our Basics medical-only travel insurance provides great cover at a competitive price. It’s travel insurance made affordable and simple to understand.
|Marge’s Medical Expenses
Marge visited a doctor in Dubai after her flight, suffering from pain and swelling in her thighs. She was sent for an ultrasound which revealed a superficial blood clot in her upper leg. As it was not related to a pre-existing condition, her Fast Cover policy covered the $1,300 AUD medical bill.
|Warren's Watery Woes
Warren and his wife Laurel from Wollongong were on a cruise in the Pacific Islands celebrating their 50th wedding anniversary when Warren slipped on the wet decking and injured his hip. Fortunately, they had taken out a Fast Cover travel insurance policy at the same time as booking their flights and accommodation. The travel insurance policy cost less than $280 and provided cover for almost $24,000 AUD worth of medical treatment and their return home under medical supervision.
~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.
First time I have ever set out a policy online and I found it very easy to set up. I am now looking forward to the cruise and am very glad I found Fast Cover Insurance.
Maria – Productreview.com.au
|Best and less!
My husband was bitten by a dog while on holiday in Thailand, and one phone call solved all our questions and worries. Full support all the way and fast refund of expenses when we arrived home. I am recommending Fast Cover to all my friends.
Robo – Productreview.com.au
Cruise Travel Insurance
Was looking for cheap travel insurance for a cruise next week. I found Fast Cover on the internet and within seconds had a very affordable quote and within another minute I had the policy I wanted. Thanks Fast Cover for making this a very simple experience. You guys are awesome!
Debbie – Compare Travel Insurance
↟Based on 365 day Basics policy to New Zealand region for a single traveller 50 years old or younger with $200 excess.