Business Travel Insurance
If you're one of nearly three million Australians who travel for work each year, a business travel insurance policy should be at the top of your to-do list.
Your employer may be paying for your accommodation and transport, but chances are it's up to you to make sure you're covered in case you become ill, your flights are delayed or your belongings get damaged, stolen or lost.
Whether you're travelling interstate for meetings, flying overseas for an important conference, or jetting off on a working holiday, make sure you tick business travel insurance off your task list.
Who should get business travel insurance?
While travelling for business can involve fantastic accommodation and the best seats on the flight, things can also go wrong.
Accidents can happen anywhere and at any time. Laptops can be broken or stolen, luggage can be misplaced and flights can be cancelled.
However, travel insurance can help make sure these nuisances don’t escalate into a full-blown, expensive crisis.
Get your travel insurance quote today if you are:
- Planning a visit to a conference or expo in another town, state or country
- Meeting corporate clients away from home
- Visiting another business or worksite
- Planning to work for your company in another country for up to 24 months
If you're lucky enough to squeeze in some playtime around your work schedule, we’ll cover you for that too!
If you travel overseas regularly for work or in combination with personal trips, a Frequent Traveller Saver policy may be the most cost-effective travel insurance option for you.
This multi-trip policy allows you to take an unlimited number of trips overseas within a 12 month period, and there's the option of adding on cover for your spouse, partner, and dependant children or grandchildren so they can accompany you on one or multiple trips.
Why should you get business travel insurance?
Fast Cover's business travel insurance has been designed to cover you for what matters most whilst you’re working away from home.
Depending on what level of cover you choose, we can provide cover for things such as:
- Your personally owned (not company owned) equipment, laptops, smartphones, tablets, cameras, even your glasses!
- Emergency medical treatment overseas and other associated expenses
- Your travel, covering delays and cancellations
- Loss of income cover if you are unable to work when you return home due to an injury or illness sustained on your trip
Plus all of our policies include the support of our 24 hour Emergency Assistance team anywhere in the world.
See the benefits tables below for more information:
Why choose Fast Cover for your business trip?
Fast Cover provides simple and flexible insurance policies for professionals and business travellers.
We understand that busy business travellers just want the best quality travel insurance for the best price, so we've made the process as fast and simple as possible.
We've cut out the lengthy medical assessments most travel insurers make you fill out by covering a set list of 43 Pre-Existing Medical Conditions.
There's also no need to list every single country you're intending to travel to. Simply select the region you need and you're automatically covered for all the countries included in that region, as well as the regions below it.
For example, if you're travelling to Asia, you're automatically covered for travel within the Pacific, New Zealand and Domestic regions as well.
With extensive specialist experience in the travel insurance industry, we can help you build a policy that provides cover for the things that are most important to you, wherever you are travelling next for business.
|Dave’s Damaged Device
After travelling from the United Kingdom to Germany for business, Dave was dismayed to find his laptop computer had been damaged during the flight. Even though he had taken reasonable steps to safeguard the laptop by stowing it in the overhead luggage compartment in a protective case, the screen was badly cracked. After returning home, he submitted an online claim with photos and supporting documentation from the airline and was compensated $775 AUD by his Fast Cover travel insurance policy.
|Marge’s Medical Expenses
Marge visited a doctor in Dubai after her flight, suffering from pain and swelling in her thighs. She was sent for an ultrasound which revealed a superficial blood clot in her upper leg. As it was not related to a pre-existing condition, her Fast Cover policy covered the $1,300 AUD medical bill.
Made a claim which was received in less than two weeks. Would recommend to anyone and will use again when able to travel. Customer service was excellent.
Heather – Productreview.com.au
|Easy, great rates and excellent service
Used Fast Cover many times and very good value for money. Very easy to get a quote and policy online and excellent customer service. Have had to claim twice without any hassles.
Alitas – Productreview.com.au
This is the company that I use all the time now. Great coverage at a reasonable price. Easy online setup and never any hassle. Highly recommend them to anybody needing travel insurance.
Gary – Productreview.com.au
~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.
* See Product Disclosure Statement and the COVID-19 Pack Document for full terms and conditions and exclusions and limits that apply. For travellers aged 80 and over, additional terms and conditions, limits and excesses apply.
# Available with our Comprehensive policies only.
** No cover is provided for pregnancy, childbirth or related complications unless it is a single, uncomplicated pregnancy up to and including 23 weeks. In any event we will not pay medical expenses for regular antenatal care, childbirth at any gestation or care of the newborn child. Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.
+ Statistics based on 'Travel by Australians' quarterly report for June 2013, 'Tourism Industry Facts & Figures at a Glance' September 2012, Cruise Industry Source Market Report: Australia 2013 and Fast Cover Customers.
2 5% saving is based on the cost of a Duo policy versus the cost of two single policies. Excess reduction discount based on excess reduction cost under a Duo policy versus cost under two single policies. Duo policies do not provide cover for any dependent children.
3 Children or dependants under 21 years old and not in full time employment covered for free when travelling with an insured adult. Excludes Duo policies.
4 Price based on an 18 day Basics policy to Pacific region for Single traveller aged 50 years old or younger with $200 excess.
5 Additional terms and conditions, limits and excesses apply to travellers aged 80-89.
6 Must be accompanied by a professional instructor or guide.