One Way Travel Insurance

If you're heading overseas on a one-way ticket, it can be hard to find a one-way travel insurance policy to match!

With Fast Cover if you are an Australian Citizen or Permanent Resident, there’s no need to have a return flight booked or even a set return date in mind to buy travel insurance. Our policies can easily be extended online while you're travelling!

Whatever type of traveller you are or whatever budget you have, Fast Cover may be able to help with your travel insurance. Just choose the level of cover that best suits you and focus on enjoying your adventure!

So before you start packing your backpack, make sure you buy a one-way travel insurance policy!

Who should buy a one-way travel insurance policy?

Does the freedom and flexibility of a one-way trip appeal to you? Ready to pack your bags and book a one-way flight with a vague itinerary and no set return date? Or heading overseas on a working holiday and not sure when you'll come home? Or, perhaps you're embarking on an epic backpacking adventure with no plan at all that will see you travelling the globe or even living in a new country for a while?

You're not alone! Thousands of travellers head overseas every year without a return ticket, not knowing exactly when they'll be returning.

Wherever you're going and whatever your plan is when you get there, whether you’re relocating, working or starting the adventure of a lifetime, we’ll help tailor your insurance to best suit you.

A one-way travel insurance policy may be worth considering if you are:

Moving overseas temporarily:

If you’re moving overseas temporarily for your job, to be with a partner, or just to experience life in a new city for a while, a Fast Cover policy can provide protection for both you and your belongings while you're in transit and once you arrive. You can also use our insurance as a bridge until you get set up and secure insurance in your new home.

Working overseas:

We can cover your working holiday whether you're planning to work your way around the world, or travelling specifically to one destination for the entire time. You might be working the snow season at a ski resort in Canada, or taking up an international business internship in China, or just picking up any odd jobs you can find along the way to sustain your travels.

Travelling to different destinations:

To include cover under your policy for your travel destinations, you should specify all the countries that you plan on visiting. You can add other countries after you've bought your policy and during your trip too - let us know, and if that country is not excluded from cover under our policies, we’ll be able to add it to your policy for you. Sometimes an additional charge may apply.

If you're headed overseas without any set itinerary, just select the region that includes all the countries you may want to visit.

Note: We may not be able to provide you with cover for some countries or areas within a country, even if you have selected the country or the region to which the country belongs, due to various reasons included in the policy terms, conditions and exclusions.

Our Which country or travel insurance region do I choose page can give you more information on which region your destination country belongs to, and when we cannot provide cover for some countries.

Possibility of extending:

If you're having too much fun travelling, or another great work opportunity comes up and you want to stay overseas a bit longer, you can easily extend your policy online up to a maximum of two years. If you want to keep travelling even longer, just contact us to take out a new policy after that.

What are the advantages of one-way travel insurance?

The importance of travel insurance can’t be overstated for a one-way trip.

Your health and safety are always a number one priority and if you’re relocating, you may also have more belongings and higher value items with you than if you were taking a short trip.

Our insurance can come in handy if you experience a medical emergency by covering the cost of treatment, hospital costs and medicines.

We also cover your belongings and personal items. If they’re lost or stolen, insurance can cover the cost of their replacement.

You can also receive emergency funds for essential items if the arrival of your belongings has been delayed by the airline.

See the benefit tables below to compare the different levels of cover we can provide one-way travellers:

Medical Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Overseas 24/7 Emergency Medical Assistance^ sub-limits:	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Funeral/cremation Overseas and/or bringing your remains home (per person)	$20,000		$20,000	$20,000	$20,000	$20,000
Overseas Emergency Medical & Hospital Expenses^	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Overseas Emergency Dental	$500	–––	$750	$1,000	$1,000	$1,000
Overseas Emergency Evacuation & Repatriation	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Overseas Hospital Cash Payment^ sub-limits:	–––	–––	–––	$5,000	$5,000	$5,000
Daily Limit (per person)				$50	$50	$50
Accidental Death Travellers Aged 80 to 89:	–––	$25,000 $20,000	–––	$25,000 $20,000	$25,000 $20,000	$25,000 $20,000
Accidental Death for travellers up to age 79		$25,000		$25,000	$25,000	$25,000
Accidental Death for travellers aged 80 - 89		$20,000		$20,000	$20,000	$20,000
Accidental Death of a Dependant (per Dependant)		$5,000		$5,000	$5,000	$5,000
Permanent Disability^ Travellers Aged 80 to 89:	–––	–––	–––	$50,000 $20,000	$50,000 $20,000	$25,000 $20,000
Permanent Disability for travellers up to age 79				$50,000	$50,000	$25,000
Permanent Disability for travellers aged 80 - 89				$20,000	$20,000	$20,000
Permanent Disability of a Dependant (per Dependant)				$5,000	$5,000	$5,000
Loss of Income^ sub-limits:	–––	–––	–––	$10,400	$10,400	$10,400
Weekly Limit (per person) - up to 26 weeks				$400	$400	$400

Financial Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Trip Cancellation Expenses sub-limits:	–––	Unlimited	$25,000	Unlimited	Unlimited	Unlimited
Travel Agents Cancellation Fees		$1,500	$1,500	$1,500	$1,500	$1,500
Close Relatives that do not meet Close relative conditions		$2,000	$2,000	$2,000	$2,000	$2,000
Personal Liability	$1,000,000	$5,000,000	$2,500,000	$5,000,000	$5,000,000	$5,000,000
Trip Disruption Expenses sub-limits:	–––	$50,000	$30,000	$50,000	$50,000	$50,000
Close Relatives with a Pre-existing Medical Condition		$2,000	$2,000	$2,000	$2,000	$2,000
Trip Resumption Expenses	–––	$3,000	$2,000	$3,000	$3,000	$3,000
Luggage & Personal Effects sub-limits:	Optional	$7,500	$5,000	$15,000	$15,000	$15,000
Personal computers,video recorders or cameras (per item)	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000
Mobile phones (per item)	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500
Tablets (per item)	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000
All other unspecified items (per item)	$750	$750	$750	$750	$750	$750
Luggage and Personal Effects stolen from a Locked Storage Compartment of an unattended vehicle during daylight hours. We will pay up to $200 for each item and $2,000 in total for all stolen items.	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000
Passports, Credit Cards & Credit Card Fraud^	–––	–––	$2,000	$5,000	$5,000	$5,000
Special Event Transport Expenses	–––	$5,000	–––	$5,000	$5,000	$5,000
Rental Vehicle Excess sub-limits:	–––	$5,000	Optional	Optional	Optional	Optional
Return of Rental Vehicle		$500	$500	$500	$500	$500
Travel Delay Expenses sub-limits:	–––	$2,000	–––	$2,000	$2,000	$2,000
Daily Limit (per person) (we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)		$200		$200	$200	$200
Delay of Luggage and Personal Effects^	–––	–––	–––	$750	$750	$750
Theft of Cash^	–––	–––	–––	$250	$250	$250

Snow Sports Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Snow Sport Equipment	–––	$1,500	–––	–––	$1,500	–––
Snow Equipment Replacement Hire	–––	$1,500	–––	–––	$1,500	–––
Snow Prepaid Expenses	–––	$750	–––	–––	$750	–––
Snow Resort Closure sub-limits:	–––	$1,000	–––	–––	$1,000	–––
Daily Limit (per person)		$100			$100

COVID-19 Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
COVID-19 Overseas Emergency Medical, Hospital & Medical Evacuation Expenses	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Funeral/cremation Overseas and/or bringing your remains home (per person)	$20,000	–––	$20,000	$20,000	$20,000	$20,000
COVID-19 Trip Cancellation & Disruption	–––	$3,500	$3,000	$5,000	$5,000	$5,000

Please note: This is only a summary of benefits. Policy terms, conditions, limits, sub limits and exclusions apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.

Why choose Fast Cover for your one-way trip?

Fast Cover has provided specialist insurance packages to Australians for many years.

Not only do you get great cover at an affordable price, but all of our travellers have access to a 24 hour Emergency Assistance team in case you run into trouble and need help or advice on your travels.

Get a free quote online now or talk to us to help tailor an insurance policy that meets your requirements.

Things you need to know

^* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply.

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What to do

Are you overseas and need emergency medical help?

One-way Travel Insurance