Travel Alert: Cover excluded for COVID-19 except AUS/NZ with optional COVID-19 Pack or selected countries with "Do Not Travel" advice.

One Way Travel Insurance

If you know you are travelling but not sure when you will be returning, you can take out a one way travel insurance policy and extend up to a maximum of 24 months!

One way travel insurance 

If you're heading overseas on a one-way ticket, it can be hard to find a one-way travel insurance policy to match!

With Fast Cover if you are an Australian Citizen or Permanent Resident, there’s no need to have a return flight booked or even a set return date in mind to buy travel insurance. Our policies can easily be extended online while you're travelling!

We have a policy to cover all types of travellers and budgets, so you can set off with the peace of mind knowing that you’re covered if something unexpected goes wrong on your trip.

So before you start packing your backpack, make sure you buy a one-way travel insurance policy!

Who should buy a one-way travel insurance policy?

Does the freedom and flexibility of a one-way trip appeal to you? Ready to pack your bags and book a one-way flight with a vague itinerary and no set return date? Or heading overseas on a working holiday and not sure when you'll come home? Or, perhaps you're embarking on an epic backpacking adventure with no plan at all that will see you travelling the globe or even living in a new country for a while?

You're not alone! Thousands of travellers head overseas every year without a return ticket, not knowing exactly when they'll be returning.

Wherever you're going and whatever your plan is when you get there, whether you’re relocating, working or starting the adventure of a lifetime, we’ll help tailor your insurance to best suit you.

A one-way travel insurance policy may be worth considering if you are:

Moving overseas temporarily:

If you’re moving overseas temporarily for your job, to be with a partner, or just to experience life in a new city for a while, a Fast Cover policy can provide protection for both you and your belongings while you're in transit and once you arrive. You can also use our insurance as a bridge until you get set up and secure insurance in your new home.

Working overseas:

We can cover your working holiday whether you're planning to work your way around the world, or travelling specifically to one destination for the entire time. You might be working the snow season at a ski resort in Canada, or taking up an international business internship in China, or just picking up any odd jobs you can find along the way to sustain your travels.

Travelling to different destinations:

To ensure you have cover for your travel destinations, you should specify all the countries that you plan on visiting. You can add other countries after you've bought your policy and during your trip too - let us know and we'll add it to your policy for you. Sometimes an additional charge may apply.

If you're headed overseas without any set itinerary, just select the region that includes all the countries you may want to visit, and then you're free to travel within all those eligible countries as you please

Possibility of extending:

If you're having too much fun travelling, or another great work opportunity comes up and you want to stay overseas a bit longer, you can easily extend your policy online up to a maximum of two years. If you want to keep travelling even longer, just contact us to take out a new policy after that.

What are the advantages of one-way travel insurance?

The importance of travel insurance can’t be overstated for a one-way trip.

Your health and safety are always a number one priority and if you’re relocating, you may also have more belongings and higher value items with you than if you were taking a short trip.

Our insurance can come in handy if you experience a medical emergency by covering the cost of treatment, hospital costs and medicines.

We also cover your belongings and personal items. If they’re lost or stolen, insurance can cover the cost of their replacement.

You can also receive emergency funds for essential items if the arrival of your belongings has been delayed by the airline.

See the benefit tables below to compare the different levels of cover we can provide one-way travellers:

Why choose Fast Cover for your one-way trip?

Fast Cover has provided specialist insurance packages to Australians for many years.

Not only do you get great cover at an affordable price, but all of our travellers have access to a 24 hour Emergency Assistance team in case you run into trouble and need help or advice on your travels.

Get a free quote online now or talk to us to help tailor an insurance policy that meets your requirements.

Traveller Testimonials

Easy to follow on website

Good value comparing with other insurance company. Easy to set up and follow the steps online.

Mac –


Fast and Easy

I made my first claim for a small amount in Saigon. Submitted claim with all documents provided by the medical centre and claim was processed in five days.

Brent –


Easy to get travel insurance

I have had several trips covered by Fast Cover and have only just obtained another policy for my next trip. I find it is extremely easy to obtain a policy without having to apply each time to my doctor for health details. As I enjoy great health I have had no worries at all with my coverage, and the pricing was good value. Extremely happy with customer support.

Noel –



Things you need to know

* See Product Disclosure Statement and the COVID-19 Pack Document for full terms and conditions and exclusions and limits that apply. For travellers aged 80 and over, additional terms and conditions, limits and excesses apply.

# Available with our Comprehensive policies only.

** No cover is provided for pregnancy, childbirth or related complications unless it is a single, uncomplicated pregnancy up to and including 23 weeks. In any event we will not pay medical expenses for regular antenatal care, childbirth at any gestation or care of the newborn child. Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.

+ Statistics based on 'Travel by Australians' quarterly report for June 2013, 'Tourism Industry Facts & Figures at a Glance' September 2012, Cruise Industry Source Market Report: Australia 2013 and Fast Cover Customers.

2 5% saving is based on the cost of a Duo policy versus the cost of two single policies. Excess reduction discount based on excess reduction cost under a Duo policy versus cost under two single policies. Duo policies do not provide cover for any dependent children.

3 Children or dependants under 21 years old and not in full time employment covered for free when travelling with an insured adult. Excludes Duo policies.

4 Price based on an 18 day Basics policy to Pacific region for Single traveller aged 50 years old or younger with $200 excess.

5 Additional terms and conditions, limits and excesses apply to travellers aged 80-89.

6 Must be accompanied by a professional instructor or guide.