Collection and Use of your Personal Information
To arrange and manage your travel insurance, we (in this Privacy Notice “we”, “our” and “us” means Fast Cover Pty Ltd) collect personal information including sensitive information such as your e-mail address, name, address and telephone numbers from you and those authorised by you such as your family members, travelling companions, your doctors, hospitals, as well as from others we consider necessary including our agents.
Any personal information provided to us is used by us to evaluate and arrange your travel insurance. We also use it to administer and provide the insurance services and manage your and our rights and obligations in relation to those insurance services, including managing, processing and investigating claims.
We may also collect, use and disclose it for product development, marketing, conducting customer research and analytics in relation to all of our products and services, IT systems maintenance and development, recovery against third parties and for other purposes with your consent or where authorised by law.
This personal information may be disclosed to third parties involved in the above process, such as travel agents and consultants, travel insurance providers and intermediaries, authorised representatives, reinsurers, claims handlers and investigators, cost containment providers, medical and health service providers, overseas data storage and data handling providers, legal and other professional advisers and your agents including emergency contacts. Some of these third parties may be located in other countries such as Thailand, France and India. You agree that while those parties will often be subject to confidentiality or privacy obligations, they may not always follow the particular requirements of Australian privacy laws.
Unless you opt out, we may contact you on an ongoing basis by mail, electronic messages (including email), online and via other means with promotional material and offers of products or services that we consider may be relevant and of interest to you (including financial and insurance products and roadside assistance services). If you do not want to receive such offers from us, you can opt out at any time by calling us on 1300 409 322 or unsubscribing from any electronic messages.
When you provide personal information about other individuals, we and our agents rely on you to have made or make them aware:
- that you will or may provide their personal information to us;
- of the types of third parties to whom the personal information may be provided to;
- of the relevant purposes we and the third parties we will disclose it to will use it for; and
- of how they can access it; and
- of the other matters in this Privacy Notice.
We may also collect information about you and others insured on your policy from third parties for the purposes of helping arrange and manage your policy and/or assess your claim, including from individuals authorised by you such as your family members or travelling companions and from medical and health service providers.
We rely on you to have obtained their consent on these matters. If you do not, you must tell us before you provide the relevant information.
You can seek access to and correct your personal information by contacting us. You may not access or correct personal information of others unless you have been authorised by their express consent or otherwise under law, or unless they are your dependants under 16 years of age.
