Travel insurance for students
Fast Cover is proud to offer discounted student travel insurance to support Australian students on overseas study exchanges, internships and of course those well-earned semester breaks!
Between sorting out your passport, visas, foreign currency, accommodation, bookings and flights, there's plenty to organise before you travel overseas.
While you’re working on your to-do list, be sure to add purchasing student travel insurance to the list.
Who can get Fast Cover student travel insurance?
Going on an overseas study exchange, taking a gap year break from study to mull over your career options, or just enjoying a well-deserved semester holiday?
Fast Cover has a travel insurance policy to suit all ages and types of students:
- School students
- University students
- TAFE students
- School leavers
- Gap Year students
- Mature age students
- Work placement students
- Exchange students
Whether you study full-time or part-time, on campus or online, Fast Cover has a policy to fit all student travel types and budgets.
Why do you need student travel insurance?
No one plans to lose their luggage, miss a connecting flight or get sick while on holidays, but it does happen!
Wherever you plan to go and for however long, travel insurance provides 24 hour Emergency Assistance and cover for unexpected expenses if you do run into trouble overseas.
Many students don't realise that you're generally not covered by Medicare or private health insurance while you’re travelling overseas. This means that if something went wrong on your trip and you didn't already have travel insurance, you (or your family) would have to wear the costs!
If you don't think that sounds too bad, keep in mind that a hospital stay in the United States could set you back around $5,000 USD per night, and if you need to be medically evacuated home to Australia you could expect to pay a staggering $300,000 AUD.
DFAT reports they've also handled medical evacuations from Bali in which costs have exceeded $60,000 AUD.
Suddenly those student loans don't seem too bad, right?
What are the benefits of Fast Cover student travel insurance?
Fast Cover offers students affordable travel insurance options without compromising the quality of cover.
You can tailor our policies to include cover for the things that are most important to you, like cover for emergency medical expenses and personal belongings, without blowing out your entire holiday budget.
Our student travel insurance can help to cover unexpected expenses such as:
- Emergency medical and hospital expenses if you get sick or injured overseas.
- Emergency medical evacuation if you need to be airlifted to hospital.
- Repatriation expenses to fly you home for treatment if required.
- Special Event transport expenses if your scheduled flight is delayed or cancelled.
- Loss or theft of personal items like bags, headphones, mobile phones, laptops, cameras, etc.
- Lost, damaged or stolen travel documents, cash and credit cards.
- Personal liability in case of an accident involving someone else.
- Unexpected cancellation costs if you have to cut your trip short for a medical reason.
Check out the benefit tables below for more information about our levels of cover:
Why get student travel insurance with Fast Cover?
Fast Cover provides specialist travel insurance to students of all ages and budgets.
Our policies automatically cover 43 Pre-Existing Medical Conditions, so there's no need to submit a complicated medical evaluation when you purchase a policy with us.
We also cover a huge list of sports and activities automatically, including bungee jumping, trekking and shark cage diving!
If you’re seeking even more of an adrenaline hit, we also offer an Adventure Pack option to cover extra thrilling activities like ziplining, tandem sky diving, quad biking and heaps more!
Thinking of riding a moped, scooter or motorcycle? Add our Motorcycle Pack to your policy, make sure you have the appropriate licences and you'll have cover in case you're injured or have an accident.
If you're having too much fun overseas and decide to keep travelling, you can easily jump online and extend your policy an unlimited amount of times up to a maximum of 24 months.
All of our policies also put you in touch with a 24 hour Emergency Assistance team, so you can head off on your awesome adventure with the confidence of knowing that help is available 24 hours a day, 7 days a week, 365 days a year.
|Todd’s Tummy Troubles
Tom, a 19-year-old student from Melbourne, was due to fly home after a semester break in Hong Kong when he came down with a bad case of gastro. After a medical adviser confirmed that he was not well enough to fly, his Fast Cover policy paid for his medical treatment expenses as well as his rescheduled flights, extra accommodation, and additional related expenses. Tom's policy cost less than $50 AUD and covered over $2,200 AUD in total.
|Sam's Stolen Phone
Sam was on a day trip to New York City with college friends while studying on exchange in Philadelphia. Stepping off the subway, she noticed that her phone was missing from her coat and realised she'd been pickpocketed. She immediately reported the theft to the emergency assistance team, who advised her to contact her phone service provider as well as police and obtain a written report. After she submitted her claim online, Sam was reimbursed $900 AUD under the luggage and personal effects benefit of her Fast Cover travel insurance policy.
|Highly recommended! Wouldn't go elsewhere!
So reliable and don't give you trouble if you need to claim. My boyfriend had an injury and they have helped us so much. Thank you Fast Cover!
Shirelle – Productreview.com.au
This is the company that I use all the time now. Great coverage at a reasonable price. Easy online setup and never any hassle. Highly recommend them to anybody needing travel insurance.
Gary – Productreview.com.au
Fast Cover was recommended to me by a friend about one day prior to the commencement of my trip to Bali this year. I am so grateful I took her advice and took out a policy with Fast Cover. The second day of my trip to Bali my bag was stolen. I managed to submit my claim online using the online claim form. It was simple, fast and easy and I was able to continue to enjoy my two week trip knowing my claim was being processed. I was given regular updates on the progress of my claim and received payment within 10 days. I am so happy and was able to replace my phone hassle-free and didn't feel out of pocket from my experience. So happy with the service!
Emilie – Productreview.com.au
~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.
↟Based on 365 day Basics policy to New Zealand region for a single traveller 50 years old or younger with $200 excess.
^ For travellers aged 80 - 89, additional terms and conditions apply.
# Available with our Comprehensive policies only.
** No cover is provided for pregnancy, childbirth or related complications unless it is a single, uncomplicated pregnancy up to and including 23 weeks. In any event we will not pay medical expenses for regular antenatal care, childbirth at any gestation or care of the newborn child. Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.
+ Statistics based on 'Travel by Australians' quarterly report for June 2013, 'Tourism Industry Facts & Figures at a Glance' September 2012, Cruise Industry Source Market Report: Australia 2013 and Fast Cover Customers.
2 5% saving is based on the cost of a Duo policy versus the cost of two single policies. Excess reduction discount based on excess reduction cost under a Duo policy versus cost under two single policies. Duo policies do not provide cover for any dependent children.
3 Children or dependants under 21 years old and not in full time employment covered for free when travelling with an insured adult. Excludes Duo policies.
4 Price based on an 18 day Basics policy to Pacific region for Single traveller aged 50 years old or younger with $200 excess.
5 Additional terms and conditions, limits and excesses apply to travellers aged 80-89.
6 Must be accompanied by a professional instructor or guide.