Thousands of Aussies go overseas every year and work while they travel. For some, working internationally is part of their job. Other Aussies add impressive skills and experience to their resume by getting a job overseas, whether that’s volunteer work or paid work.
Getting a job while travelling is also a fantastic way of gaining income to put towards your overseas adventure. But as with any time you travel overseas, may leave behind Medicare and your private health insurance. That’s why Fast Cover have Working Holiday Travel Insurance.
Fast Cover’s Working Holiday Travel Insurance provides cover for from one day up to 12 months to Australian travellers who plan on being employed while they travel.
After a year, you can extend your cover for another twelve months giving you two years of cover. Perfect for a two year working holiday visa!
Whether you’re going to the United Kingdom to work, doing a ski season in Canada or doing volunteer work in Africa, you can get Working Holiday Travel Insurance to cover you. Working Holiday Travel Insurance provides you with cover for yourself, your belongings and your money so that you have support should you experience an emergency while overseas.*
Who should get Working Holiday Travel Insurance?
Travellers of any age who plan to go overseas for a week, month or even a year and work either as an employee or a volunteer can get Working Holiday Travel Insurance.
Get a quote from Fast Cover if you’re:
- A student who will work while studying overseas
- Going to live in the United Kingdom for a while
- Doing a snow season
- A backpacker who plans to work while travelling
- Volunteering overseas
- A digital nomad
- Working for yourself while travelling overseas
- Going on a business trip overseas
- A working holiday maker visa holder
- Taking advantage of an ancestry visa
- Dual passport holder visiting another country
We make it simple, so regardless of the type of work you’ll be doing, you can be covered. This includes office work teaching, nursing, trades, hospitality, retail work and also volunteer work. You’ll be covered for both the times that you’re travelling and for when you’re working.
Travel Insurance checklist for a working holiday
There are only a few steps involved in finding the travel insurance you need for your working holiday. Here, we’ve put together a list you can follow to understand how travel insurance will assist you on your trip:
1. Read the Consular Services Charter before you leave
This Charter tells you how the Australian Government can protect you while you’re overseas and the areas where their assistance is limited. They recommend you travel with comprehensive travel and medical insurance, as medical costs overseas can be extremely high.
2. Check whether you’re covered by your employer
If you’ve already organised employment overseas, check if you have insurance and what this insurance covers. You may still require insurance for medical expenses, theft and damage to belongings and cancellations to travel plans.
3. Know what activities you might do overseas
There are various activities you can do overseas which may not automatically be covered for in travel insurance policies. For example, if you’re injured as a result of bungee jumping, white water rafting or horse riding, you must have these activities covered by your insurance to be able to make a claim. If they’re not covered, you’ll have to foot the bill for medical costs which can be in the hundreds of thousands of dollars. To make it fast and simple for you, Fast Cover automatically covers 35 activities including bungee jumping, white water rafting and horse riding.*
If you want to do more adventurous activities like deep sea fishing or walking the Kokoda Trail, our Adventure Pack Add On will make sure that you don’t miss out.
What are the benefits of Working Holiday travel insurance?
You can be sure you, your belongings and your money are protected for the length of your trip with our Working Holiday Travel Insurance.*
Different Policies, Same Great Unlimited Cover*
There are three policies to choose from:
- Comprehensive Snow
All provide you with Unlimited Emergency Medical Assistance* and Unlimited Hospital Expenses* so that if you’re sick or injured overseas you know you've got cover.*
You also have Unlimited Cancellation Cover* so that you won’t be left out of pocket if your transport is unexpectedly cancelled for reasons outside of your control.*
Increase cover for your special items
Our policies provide for generous standard limits on the things that you take on your travels. However, if you’ve got a valuable item and want more cover for it, take out our Comprehensive or Comprehensive Snow policy and you can increase the cover for those items up to a maximum of $1500 each (maximum of 3) by paying an additional premium.
Snow skiing and boarding
If you’re going to be skiing or snowboarding you can choose our Comprehensive Snow policy which has all the benefits of our Comprehensive policy while also covering the snow sport gear you travel with and any medical expenses arising from an injury on the slopes.
See the Benefits Table for more detail into what each policy offers.