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Travel Insurance for Thailand

Travelling to Thailand? Explore some important details and helpful tips about buying travel insurance for Thailand.

Whether you’re enjoying the vibrant street life in Bangkok or relaxing by the water in Phuket, Fast Cover’s travel insurance for Thailand offers different levels of cover to suit a wide range of travel plans to Thailand.

thailand monuments skyline

What Does Fast Cover’s Travel Insurance for Thailand Cover?

Fast Cover’s travel insurance to Thailand from Australia can provide you with certain cover under a range of benefits for your trip to Thailand. Every traveller has unique needs, so it is important to consider the Product Disclosure Statement (PDS) prior to deciding which policy is right for you and your individual needs.

Below is a brief summary of some of the benefits and options available to customers travelling to Thailand with Fast Cover, however, each policy and benefit includes specific terms, conditions, exclusions, limits and sub limits and not all policies will include all of the benefits mentioned below, therefore, it is important that you understand the PDS before making your decision.    

Any advice or content on this page, including frequently asked questions and answers, is general advice only and has not taken into account your individual objectives, financial situation or needs. 

Pre-Existing Medical Conditions

Our medical screening provides an option for travellers to apply to include cover for many pre-existing medical conditions before they travel to Thailand.^

24 Hour Emergency Medical Assistance

Fast Cover’s Australian-based emergency assistance hotline provides 24/7 support for unforeseen overseas medical emergencies with access to experienced medical support services arranged by our Emergency Assistance team, who you can call wherever you are in Thailand, at any time.^

Overseas Emergency Medical and Hospital Expenses in Thailand

This benefit includes certain protection against the financial burden of unexpected overseas emergency medical and hospital expenses associated with unexpected illness or injuries, incurred by you during your trip to Thailand.^

Overseas Emergency Medical Evacuation and Repatriation Expenses in Thailand

In case of an unexpected medical emergency whilst in Thailand, this benefit can provide certain cover for the costs associated with your medical transfer, evacuation and repatriation to get to the nearest hospital for emergency medical treatment or brought back to Australia with appropriate medical supervision.^

Trip Cancellation Expenses

You can take out a Thailand travel insurance policy with cancellation cover up to 12 months before you travel. This benefit can help protect the non-refundable bookings you’ve already paid, like flights, accommodation, cruises and tours, if you’re not able to travel to Thailand due to an unexpected emergency that is covered under the policy.^

Travel Delay Expenses

Thailand’s tropical climate is known for monsoons meaning wet weather conditions and airline operational issues can throw a spanner in the works on your Thai holiday. This benefit can provide certain cover for reimbursement of reasonable additional meals and accommodation expenses up to $200 for each traveller (excluding dependants) for each 24 hour period if your scheduled transport is cancelled, re-scheduled or delayed for at least 6 hours from the time your transport was scheduled to depart.^

Luggage and Personal Effects

Fast Cover offers certain protection for loss, theft or damage to your luggage and personal belongings such as phones, cameras and laptops while you travel around Thailand. Conditions including maximum cover limits, sub-limits on how much you can claim for each type of item and the situations in which we would provide cover apply.^

Special Event Transport Expenses

Are you travelling to Thailand for a pre-booked and pre-paid special event? Perhaps you’re attending a tropical destination wedding or work conference. If your flight is cancelled, delayed, shortened or diverted and you may not get there on time, this benefit can provide certain cover for you to book, for example, an alternative flight or other transport to help you make it to your special event on time.^

Sports and Leisure Activities in Thailand

From sightseeing and elephant riding, to snorkelling in the crystal waters of Phi Phi Island’s Maya beach, your Thailand travel insurance policy automatically includes cover for many sports and leisure activities so you can make the most of the activities Thailand has to offer on your holiday. ^

Optional Extras for your Thailand Travel Insurance 

We know every trip to Thailand is different. Fast Cover’s optional extras let you customise your holiday travel insurance policy to include certain coverage for various activities and adventures, so that you know you have some protection in place whilst you experience Thailand’s diverse landscapes – from breath-taking islands to panoramic mountains.

Adventure Pack

Travellers aged 74 and under at the date of policy issue embarking on adventures in Thailand can apply to add on the Adventure Pack for an additional premium to cover an extra list of adrenaline-pumping activities such as flying fox, water skiing, tandem skydiving, and more.^

Motorcycle Pack

Riding a motorcycle is a great way to explore Thailand, from the mountainous scenery of the Mae Hong Son Loop to the ancient sites along the world-famous Nan Loop. Travellers aged 74 and under at the date of policy issue and want to ride or be a passenger on a scooter, moped or motorcycle, will need to add the Motorcycle Pack to their Thailand travel insurance policy.^

Cruise Cover

If you’re embarking on a cruise to explore Thailand’s coast and islands for 4 nights or more, add our Cruise cover to your Thailand travel insurance policy for additional cover in case of unexpected emergencies on-board the cruise ship and during onshore excursions.^

Ski and Snow Sports Cover

Whilst it doesn’t snow in Thailand, travellers aged 69 and under at the date of policy issue planning to ski or snowboard in another destination that is part of their international trip can add that destination to their policy and apply for Fast Cover’s ski and snow travel insurance, called the “Snow Sports Plus Policy”, which can provide certain cover for costs associated with ski and snow sports.^

Bicycle Pack

Cycling holidays are a popular way to explore Thailand’s national parks and travel to popular landmarks including temples. Avid cyclists riding through Thailand’s scenic landscapes can choose to add the Bike Pack to include certain cover for the costs to help protect their personal bicycles against loss, theft or damage.^

Specified High Value Items

We know you might be travelling to Thailand with valuable items including phones and cameras. If you would like to cover your valuable items for more than what they’re currently covered for in the Product Disclosure Statement, you can specify the item and we won’t apply depreciation to it. Not all items can be specified, check out the PDS for what can and cannot be specified.^

Rental Vehicle Insurance Excess

Renting a car is a great way to explore Thailand’s scenic driving trails. If your rental vehicle is in an accident, damaged or stolen during your trip throughout Thailand, Fast Cover can, depending on the policy chosen, provide additional cover of up to $8,000 for the rental vehicle insurance excess component of your rental vehicle insurance with your car hire company.^

Multi Award Winning Insurance

The Fast Cover team always strives to deliver the best Travel insurance we can for all our travellers. We're very thankful for the Travel Insurance Awards we've received recognising our efforts.

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Winner Travel Insurance Award

2022, 2023, 2024 & 2025 Travel Insurance Award †

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Canstar Outstanding Value

2024 Canstar Outstanding Value Winner for International and Seniors Travel Insurance †

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2024 Finder Value for Money Award

2024 Finder Value for Money Award †

Insurance Cover Options for your Trip to Thailand

At Fast Cover, we have a range of coverage options available for your trip to Thailand.

Comprehensive Travel Insurance

Comprehensive Travel Insurance is Fast Cover's most popular policy option. It provides the highest level of cover for the widest range of unexpected situations like emergency medical and hospital expenses, overseas emergency medical assistance, accidental death and loss of income.^

Standard Saver Travel Insurance

The Standard Saver Travel Insurance policy provides many benefits similar to our comprehensive policy but usually lower limits, such as trip cancellation and trip disruption, as well as certain cover relating to your health whilst in Thailand, and luggage and personal belongings when you travel.^

Basic (Medical Only) Travel Insurance

Our Basic Travel Insurance policy type is a simple way of taking measures to ensure there is some coverage for what's most important in life, such as your health. You can also apply to customise your policy and include cover under the luggage and personal effects benefit up to $2000.^

Multi-Trip Insurance for Frequent Travellers

If you plan to travel from Australia to Thailand frequently, you can get a quote for a Frequent Traveller Saver Policy when you take out travel insurance for Thailand. We can provide cover for an unlimited number of trips in a 12 month period up to a specified number of days each trip.^

The Benefits of Travel Insurance for Thailand

Depending on the level of cover you take out with our Thailand travel insurance policy, Fast Cover can provide you with different benefits to suit your travel plans, helping you to better prepare for and deal with unexpected medical and financial circumstances.

Please note: This is only a summary of benefits. Policy terms, conditions, limits, sub limits and exclusions apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.


Medical Benefits

 Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

 Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Funeral/cremation Overseas and/or bringing your remains back to Australia (per person)

 $20,000 $20,000 $20,000 $20,000 $20,000

Repatriation of your mortal remains from a Schengen listed country back to Australia (only if you have an approved and valid Schengen visa)(per person)

 $60,000 ––– $60,000 $60,000 $60,000 $60,000

Overseas Emergency Medical & Hospital Expenses^

 Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Emergency Dental

 $500 ––– $750 $1,000 $1,000 $1,000

Overseas Emergency Evacuation & Repatriation

 Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Hospital Cash Payment^

sub-limits:

 ––– ––– ––– $5,000 $5,000 $5,000

Daily Limit (per person)

 $50 $50 $50

Accidental Death

Travellers Aged 80 to 89:
 ––– $25,000
$20,000		 ––– $25,000
$20,000		 $25,000
$20,000		 $25,000
$20,000

Accidental Death for travellers up to age 79

 $25,000 $25,000 $25,000 $25,000

Accidental Death for travellers aged 80 - 89

 $20,000 $20,000 $20,000 $20,000

Accidental Death of a Dependant (per Dependant)

 $5,000 $5,000 $5,000 $5,000

Permanent Disability^

Travellers Aged 80 to 89:
 ––– ––– ––– $50,000
$20,000		 $50,000
$20,000		 $25,000
$20,000

Permanent Disability for travellers up to age 79

 $50,000 $50,000 $25,000

Permanent Disability for travellers aged 80 - 89

 $20,000 $20,000 $20,000

Permanent Disability of a Dependant (per Dependant)

 $5,000 $5,000 $5,000

Loss of Income^

sub-limits:

 ––– ––– ––– $10,400 $10,400 $10,400

Weekly Limit (per person) - up to 26 weeks

 $400 $400 $400

Financial Benefits

 Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Trip Cancellation Expenses

sub-limits:

 ––– Unlimited $25,000 Unlimited Unlimited Unlimited

Travel Agents Cancellation Fees

 $1,500 $1,500 $1,500 $1,500 $1,500

Close Relatives that do not meet Close relative conditions

 $2,000 $2,000 $2,000 $2,000 $2,000

Personal Liability

 $1,000,000 $5,000,000 $2,500,000 $5,000,000 $5,000,000 $5,000,000

Trip Disruption Expenses

sub-limits:

 ––– $50,000 $30,000 $50,000 $50,000 $50,000

Close Relatives with a Pre-existing Medical Condition

 $2,000 $2,000 $2,000 $2,000 $2,000

Trip Resumption Expenses

 ––– $3,000 $2,000 $3,000 $3,000 $3,000

Luggage & Personal Effects

sub-limits:

 Optional
up to $2,000		 $7,500 $5,000 $15,000 $15,000 $15,000

Stand-alone personal computers, cameras and video recorders (excluding devices with integrated cameras or recording functions, such as mobile phones, Drones or similar devices) (per item)

 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000

Mobile phones (per item)

 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500

Tablets (per item)

 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000

All other unspecified items (per item)

 $750 $750 $750 $750 $750 $750

Luggage and Personal Effects stolen from a Locked Storage Compartment of an unattended vehicle during daylight hours. We will pay up to $200 for each item and $2,000 in total for all stolen items.

$2,000 $2,000 $2,000 $2,000 $2,000 $2,000

Passports, Credit Cards & Credit Card Fraud^

 ––– ––– $2,000 $5,000 $5,000 $5,000

Special Event Transport Expenses

 ––– $5,000 ––– $5,000 $5,000 $5,000

Rental Vehicle Excess

sub-limits:

 ––– $5,000 Optional
up to $8,000		 Optional
up to $8,000		 Optional Optional

Return of Rental Vehicle

 $500 $500 $500 $500 $500

Travel Delay Expenses

sub-limits:

 ––– $2,000 ––– $2,000 $2,000 $2,000

Daily Limit (per person)

(we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)

 $200 $200 $200 $200

Delay of Luggage and Personal Effects^

 ––– ––– ––– $750 $750 $750

Theft of Cash^

 ––– ––– ––– $250 $250 $250

Snow Sports Benefits

 Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Snow Sport Equipment

 ––– $1,500 ––– ––– $1,500 –––

Snow Equipment Replacement Hire

 ––– $1,500 ––– ––– $1,500 –––

Snow Prepaid Expenses

 ––– $750 ––– ––– $750 –––

Snow Resort Closure

sub-limits:

 ––– $1,000 ––– ––– $1,000 –––

Daily Limit (per person)

 $100 $100

COVID-19 Benefits

 Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

COVID-19 Overseas Emergency Medical, Hospital & Medical Evacuation Expenses

 Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Funeral/cremation Overseas and/or bringing your remains back to Australia (per person)

 $20,000 ––– $20,000 $20,000 $20,000 $20,000

Repatriation of your mortal remains from a Schengen listed country back to Australia (only if you have an approved and valid Schengen visa)(per person)

 $60,000 ––– $60,000 $60,000 $60,000 $60,000

COVID-19 Trip Cancellation & Disruption

––– $3,500 $3,000 $5,000 $5,000 $5,000

What is Not Covered in our Thailand Travel Insurance?

As with all insurance policies, it is important to be aware of what your travel insurance covers but also what it doesn’t or may not cover, to ensure that you are choosing the best policy for you and your individual circumstances. There are also conditions that you are required to comply with for many situations and activities, as well as limits and sub limits that apply.    

Below, we have provided some situations where cover may not be available under Fast Cover policies, so it is important to think about your individual needs and what policy terms, conditions, exclusions and limits may apply to you and your trip. These are only examples of  some of the situations that our policies may not cover, therefore, it is important to consider the PDS and TMD at fastcover.com.au to ensure that you understand the policy and choose the right policy for you and your individual needs.   

As each individual’s circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.   

If you become injured while breaking the law in Thailand
If you become injured while breaking the law in Thailand

If you become injured while breaking the law, there are various conditions and exclusions that may apply which means you may not be covered. This could include riding a motorcycle without the required helmet, or while under the influence of drugs or alcohol.

Remember that possession of certain drugs are illegal in Thailand. Using drugs or selling them can land you in trouble with the law in Thailand. ^

If you are intoxicated or have taken illicit drugs in Thailand
If you are intoxicated or have taken illicit drugs in Thailand

It’s not illegal to have a drink while holidaying in Thailand, but if you’ve drunk alcohol excessively, there are certain exclusions that will likely apply. That means if you’re under the influence of alcohol and you stumble and hurt yourself, you may not have cover under your policy.

Certain drugs are illegal in Thailand, and you may not be covered by your Thailand travel insurance policy when you’ve taken drugs. Keep in mind that the legal drinking age in Thailand is 20. ^

If you do an activity in Thailand hat isn’t covered by your policy
If you do an activity in Thailand hat isn’t covered by your policy

If you’re injured in an accident while for example, riding a moped or sailing between 10-15 nautical miles from land mass, and you didn’t add the Motorcycle Pack or Adventure Pack respectively to your Thailand travel insurance policy, you’ll likely be responsible for paying your medical and hospital expenses because you did not choose to include cover for that under your policy.

It is important to think about what activities you will be participating in so that you have the right cover for the activities you plan to do in Thailand. ^

Unsupervised belongings
Unsupervised belongings

If something of yours is stolen while unattended or unsupervised on your trip to Thailand, you may not be able to claim for the stolen item. For example: If you leave your bag with your wallet and passport inside it on the beach while you go for a swim, or if you leave your laptop unattended while you order food at a café, this will likely be considered leaving your belongings unattended, in which case you may not be covered.

Make sure you keep your belongings with you at all times or keep them in a secure location. ^

Regular medical or dental check-ups
Regular medical or dental check-ups

There are exclusions that apply for regular or routine check-ups or filling regular prescriptions as they are not considered medical emergencies. If you require regular medication, bring enough of what you’ll need for your Thailand holiday before you leave Australia. ^

Ignoring official warnings for travel to Thailand
Ignoring official warnings for travel to Thailand

Should the Australian Government release a warning on Smartraveller that certain areas in Thailand, including its islands, are no longer safe to travel to and you still choose to travel there anyway, there may be exclusions that will apply such as if you do not follow advice in the mass media where a travel advisory risk rating of Do Not Travel was issued after policy purchase. ^

Known events
Known Events

Known events are serious situations, from natural disasters like floods and hurricanes, to disease outbreaks, which can affect your holiday plans and also the cover on your travel insurance policy for Thailand.  

If you buy travel insurance for Thailand after an event is deemed a “Known event”, the cover on your policy may be affected. Thailand is known for it’s tropical climate prone to monsoons, typically between July and October. You should check for any Travel Alerts that may have been issued for Thailand so you know where you stand with regards to the cover that you will have on your travel insurance policy. ^

Disappointing holidays
Disappointing holidays

Perhaps the weather in Thailand wasn’t ideal, the street markets were too crowded, or your accommodation didn’t live up to the pictures online. Whatever the reason you’re unhappy with how your holiday to Thailand has shaped up, your travel insurance policy for Thailand is not intended to compensate you because you didn’t enjoy your time there. ^

For further information relating to policy terms, conditions, exclusions, limits and sub limits that apply, consider the PDS & TMD at fastcover.com.au.

Why Choose Fast Cover?

25 Day Cooling Off Period

Get a full refund if you cancel for any reason within 25 days from when you buy your policy and you haven’t started your trip, made or intend to make a claim or used the policy such as to obtain a visa.

Australian-Based Customer Service

Fast Cover is Australian owned and operated. When you contact us, you’ll speak with our Australian-based travel insurance specialist sales and claims team.

24/7 Emergency Assistance

Wherever you’re travelling and whenever you need us, our 24/7 worldwide expert emergency assistance team is ready and waiting to help.

Fast and Simple Claims Process

Our claims process is fast and simple. Call our Aussie claims team or use our online claims form to submit your claim for assessment.

What Our Travellers Are Saying

Man with magnifying glass

Thailand Travel Insurance FAQs

Thailand is in the Asia region.

Depending on the policy chosen, travel insurance for Thailand can help to better prepare you to deal with unexpected and unforeseen circumstances such as injury or sickness as well as trip cancellation and disruption expenses. One way to prepare for this is by making international travel insurance a priority when travelling to Thailand from Australia. 

Without travel insurance, you may have limited recourse and may be left with large out of pocket expenses. When travelling through Thailand, robust travel insurance policies are incredibly helpful in helping you prepare to deal with the unexpected. However, it is important to read the Product Disclosure Statement of the travel insurance provider as terms, conditions, exclusions and limits will apply to each policy. 

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs. 

Australians are eligible for a visa exemption when travelling to Thailand for up to 60 days. This means Australians can travel to Thailand without a visa for short-term leisure and tourism without a visa for up to 60 days. If you wish to stay in Thailand for more than 60 days, you can extend your stay with the Immigration Bureau.  

You may need a visa to enter Thailand to visit, study or work, depending on the nature and duration of your trip. As visa and entry requirements for Thailand may change over time, it is your responsibility to verify visa requirements from a Thailand embassy, consulate or the Thai government website. To check if you need a visa for your type and duration of trip, visit the Thai e-Visa official website.  

The cost of travel insurance for Thailand will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip to Thailand, specific destinations you are travelling to, the length of your trip, the time between purchase and departure, personal characteristics such as pre-existing medical conditions and age, as well as any add-ons that you choose such as the Adventure Pack or Cruise cover. 

To determine the cost of travel insurance for your upcoming trip to Thailand, request a quote today. 

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs. 

Regardless of the travel insurance policy that you choose for your overseas trip to Thailand, one important benefit we include with all our international policies is the Overseas Emergency Medical and Hospital Expenses benefit. Since Australia doesn’t have a Reciprocal Health Care Agreement with Thailand, you’ll likely be responsible for your medical expenses if you unexpectedly fall sick or are injured while travelling in Thailand. Having cover for these unexpected medical situations during your travels can potentially save you thousands of dollars.   

This benefit provides certain protection against the financial burden of unexpected medical emergencies that can happen on your trip to Thailand, from food poisoning, treatment for a broken bone or emergency surgery for appendicitis. You should be aware that cover isn’t available for all medical expenses, and some of these include (but are not limited to):   

  • medical emergencies related to your pre-existing medical conditions which aren’t listed as covered on your certificate of insurance,    
  • planned medical procedures or other non-emergency medical treatments, 
  • routine medical or dental check-ups,   
  • injuries sustained from your participation in sport or leisure activities covered under the Adventure Pack or snow sports unless you’ve purchased additional cover for them, and    
  • your medical expenses once you’ve returned to Australia,   

so it’s important to review your policy to understand what is and isn't covered while you're in Thailand and the terms and conditions that apply.    

You can apply for cover for your pre-existing medical conditions and any changes in health and/or new medical conditions you may develop before you leave for Thailand through a medical screening. Find out more about what we consider to be a medical condition and how you can apply for cover in our Travel Insurance for Pre-existing Medical Conditions page.  

As each individual’s circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance. 

Any advice is general advice only and does not take into account your individual objectives, financial situation or needs. Consider the PDS as eligibility criteria, policy terms, conditions, exclusions and limits apply.

If you are only in transit through Thailand, you automatically have cover for up to 48 hours. Cover is only available for the countries or region you have selected at the time of purchase and listed on your Certificate of Insurance. If you change your travel plans and decide to legally enter Thailand, you may not be covered under your policy if Thailand was not selected at the time of purchase and listed on your Certificate of Insurance. You can apply to Fast Cover to add Thailand to your policy to include cover and pay an additional premium.  

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

Thailand is known for its tropical monsoon season which is typically between July and October. Weather events can range from floods and landslides to cyclones and typhoons. So, if you’re planning a trip to Thailand, consider taking out a travel insurance policy as soon as you pay for your flights or accommodation in case you are forced to cancel your trip due to a natural disaster. Keep an eye on our Travel Alerts for Thailand, travel advisories from Smartraveller and travel warnings from the Australia government.  

If you take out a travel insurance policy after the event has occurred, it is unlikely that there will be cover under the policy as the natural disaster will be a known event. The event must have begun after we issued the Certificate of insurance.

Our trip cancellation expenses benefit can provide certain cover for cancellation, delays or rescheduling by a bus line, airline, shipping line or rail authority due to natural disaster. 

Our trip disruption expenses benefit can also provide certain cover for reimbursement of your additional travel, accommodation and meal expenses when your scheduled or connecting transport is cancelled, delayed, shortened or diverted because of a natural disaster. 

As each individual’s circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance. 

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs. 

To find the best travel insurance for your trip to Thailand, you should look for a policy that suits the type of holiday that you're taking and consider the types of activities you will be doing in Thailand and who you will be travelling with. You may need to add on coverage for certain activities such as cruising and motorcycle riding for an additional premium. Before you decide on your Thailand travel insurance, you should read the PDS to check what the policy will and won’t cover you for, any conditions and exclusions that might apply to you and whether the policy provides the cover that you’re looking for.

Consider purchasing travel insurance for Thailand when you book or pay for your flights, accommodation and tours. Fast Cover’s cancellation cover allows you to make a claim for trip cancellation expenses for non-refundable bookings you’ve already paid, like flights, accommodation, cruises and tours, if you’re not able to travel to Thailand due to an unexpected emergency that is covered under your policy. 

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

River cruises are automatically included under your travel insurance policy so you won’t need to choose Cruise cover, if you are planning to go on a river cruise in Thailand rivers such as the Mekong River or Chao Phraya River. Similarly, short day cruises along bays and lakes are also automatically included under your Fast Cover travel insurance policy. 

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs. 

Many Australian travellers take multiple trips to Thailand due to its proximity and affordability. Australian travellers planning multiple trips to Thailand, can get a quote for a Frequent Traveller Saver Policy when taking out travel insurance for their trip to Thailand. We can provide cover for an unlimited number of trips in a 12 month period up to a specified number of days each trip. 

Every traveller has unique needs, so it is important to consider the Product Disclosure Statement (PDS) prior to deciding which policy is right for you and your individual needs. Any advice is general advice only and has not taken into account your individual objectives, financial situation or needs.  

Eligibility criteria, policy terms, conditions, exclusions and limits apply.  

Thailand Travel Hub

Discover travel resources, advice and tips for your next holiday to Thailand.

boats at krabi beach in thailand
Thailand Travel Guide

From beaches to dramatic mountains, from holy temples to buzzing nightclubs, Thailand has an amazingly diverse offering of attractions for travellers. Get your passport ready and start planning your trip with our Thailand travel guide.

grand palace in thailand at sunset
Safety Tips for Travelling to Thailand

There are great experiences to have in Thailand, but there are also risks that pose health and safety concerns for travellers. Read our essential safety tips you need to know before travelling to Thailand.

Things you need to know

^ Price as at 27/10/2024 compared to the price calculated today for this policy.

* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply.

^ Disclaimer: Eligibility criteria, policy terms, conditions, exclusions, limits and sub limits apply to all policies. Make sure you consider the PDS and TMD at fastcover.com.au prior to deciding which policy is right for you and your individual needs.