Travel Alert: Cover excluded for COVID-19 except AUS/NZ with optional COVID-19 Pack or selected countries with "Do Not Travel" advice.

Travel Insurance made simple


Holiday Insurance for All Types of Vacations

We all love holidaying, but all holidays aren't necessarily equal.  We've created guides for all types of vacations to help you choose the best holiday insurance for your trip.


Domestic trips, whether they may be driving, flying, bus or train vacations within Australia.


Overseas holidays to New Zealand, Pacific, Asia, Europe or Worldwide regions.


A cruise holiday on a sea or ocean on both Australian and international waters.


Snow sports trips including skiing, snowboarding, snow mobiling and heli-skiing.


International Experience Canada (IEC), working holiday visas, volunteering or backpacking.


Either riding or being a passenger on a moped, scooter or motorcycle.


For 2 adults and up to 10 dependent children who are under 21 years of age.


Travellers who are over 60 years of age and up to and including 89 years of age.

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Why Fast Cover?

Travel Insurance Online

Buying online travel insurance comes with some great benefits. You can get an online travel insurance quote and lock in the price. When you're ready to buy online, do it with confidence knowing there is a 14-day money back guarantee, even if you have a change of mind.  As soon as you buy your policy, your travel cancellation cover commences. Once overseas, you'll have access to our 24/7 helpline should you need it*.

Fast Cover 48 hour Price Guarantee
48 Hour Price Guarantee

The price on your quote is 'Locked In' for 48 hours.

Fast Cover 14 day money back guarantee
14 Day Moneyback Guarantee

Buy with confidence! Get a full refund if you cancel for any reason within 14 days from when you buy your policy and you haven't travelled.

Fast Cover Instant cancellation cover
Instant Cancellation Cover

As soon as you buy a policy with a cancellation benefit, your cancellation cover is activated immediately.

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Why buy travel insurance direct from Fast Cover?

  • We are travel insurance specialists and know our product best
  • If you purchase from us directly, you will always get our best offers which are communicated via our newsletter
  • Cut out the middle man and you might save a few dollars on your policy

Once you have completed a quote and compared your insurance options, you can buy travel insurance direct from Fast Cover. Alternatively, if you prefer to book over the phone or have any questions you can call our friendly team directly on 1300 409 322.


Travel Health Insurance

Buying travel health insurance is essential for anyone planning a holiday. Regardless of whether it's a short domestic break within Australia, or you’re travelling round-the-world! With Fast Cover, you can travel confidently knowing you've got emergency medical cover for your holiday. So buy insurance for your holiday and enjoy every minute of your vacation, instead of worrying about your health if something goes wrong medically on your trip.

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24/7 Emergency Medical Assistance

When you need us most, wherever you are in the world, our expert assistance team are ready and waiting to help 24/7.

Unlimited Medical Assistance

Cap-Free Overseas Emergency Medical Assistance & $15,000 funeral or repatriation of remains cover*.

Unlimited Medical Cover

Cap-free Overseas Emergency Medical & Hospital Expenses.

Unlimited Cancellation Cover*

The earlier you buy travel insurance, the earlier we can provide cover for money you've spent on hotels, flights or tours in the event of unexpected sickness, injury, family emergencies or natural disasters.

Fast Cover Doctor Guy

Travel Insurance Australia

If you're looking to be covered for a road trip or travelling anywhere within Australia, you’ll want a domestic travel insurance policy, or for overseas trips, you’ll need international travel insurance. To qualify for our domestic or overseas policies, you must be a permanent resident of Australia or Australian citizen and lived here for 200 days or more in the last 12 months. You must also possess a current Australian Medicare health card.

Australian Owned and Operated

Fast Cover is an Australian-owned and Australian-run travel company.  All our travel insurance specialist sales and claims teams are based in Australia.  We provide policies for both domestic Australian and international trips.

Travel Insurance FAQs

The best travel insurance policy is one which is able to cover you for the things that you want to be covered for, and may include cover for unexpected medical and hospital expenses, cancellation cover in case you're not able to go on your trip, cover for your luggage in case they're lost or stolen and also cover for travel delays.

Being able to customise your policy to the type of seniors holiday you're taking is also an important consideration when looking for the best travel insurance policy for your trip. That way, you're not paying for things that you don't want cover for!

For more information, refer to our Product Disclosure Statement (PDS).

You can buy your Travel Insurance up to 12 months before your Departure Date.

  • For the Comprehensive, Standard Saver, Domestic Plus and Snow Sports Plus policies; the Trip Cancellation Expenses benefit for cancellation fees and lost deposits starts instantly when your policy is issued. It can be best to buy your policy as early as possible to cover you for Trip Cancellation Expenses should the unexpected occur before you start your trip.
  • For the Frequent Traveller Saver policy, the Trip Cancellation Expenses benefit for cancellation fees and lost deposits starts on the date that you specify on your policy.

For more information, refer to our Product Disclosure Statement (PDS).

The value of insurance can certainly be worth it when you consider the cost is relatively small compared to the cost of your total holiday. Costs can easily be $100 000 AUD or more for an unexpected overseas hospital visit. These costs can easily escalate with extended hospital stays and when a medevac is required to bring you back to Australia. It also provides peace of mind for you and your loved ones whilst travelling.

For more information, refer to our Product Disclosure Statement (PDS).

You can buy it any time before or after you have booked flights, accommodation, cruises or tours. You can even book it right up until you are boarding a flight if you are a last-minute person or have forgotten to buy it earlier.

For more information, refer to our Product Disclosure Statement (PDS).

If you left Australia without travel insurance or if your travel insurance policy (even if issued by another insurer) has expired, we may be able to help. 

You can purchase our Standard Saver, Comprehensive and Snow Sport Plus policies if you are already overseas, provided you meet all of the following requirements: 

  • You have 
    • been overseas for less than 14 days, or 
    • have been insured under a travel insurance policy since you left Australia that is current or has been expired for no more than 14 days; and 
  • You are an Australian citizen or resident normally residing in Australia; and 
  • You hold a valid Australian Medicare card; and 
  • You have a home to which you intend to return; and 
  • Your trip ends in Australia; and 
  • You are aged 74 years and under at time of purchase; and 
  • You advise us at the time of purchase that you are already overseas (this will be noted on your Certificate of Insurance). 
  • You cannot purchase a Basics Policy or Frequent Traveller Saver Policy if you are already overseas. 
  • Temporary visitors (i.e. on a tourist visa) or individuals on an Australian temporary residence visa including those on a working holiday visa are not eligible to purchase this policy after departing Australia. 
  • Policies purchased while you are already overseas are subject to: 
    • A 48-hour no-cover period applies to all benefits (there is no cover under any section of the policy for any event that arises within the first 48 hours of purchasing your policy). 
    • A $500 excess for all claims. 

For more information, refer to our Product Disclosure Statement (PDS).

You can buy cancellation insurance after you have booked flights, accommodation, tours or cruises, and you can buy it right up until the departure date of your holiday. The earlier you buy a policy that covers cancellation, the longer you will be covered for any deposits or money you have paid for your trip.

For more information, refer to our Product Disclosure Statement (PDS).

The cost of travel insurance is calculated on your specific trip and considers a number of factors including:

  • Which countries you're travelling to
  • The duration of your trip
  • Your age today
  • The type of activities you're planning on doing, like skiing
  • Whether you're going on an ocean cruise
  • How many people are travelling
  • The type of policy you select
  • The amount of the Excess

The best way to find out the cost of insurance is to get a quote and compare the price.

For more information, refer to our Product Disclosure Statement (PDS).

Whether you need insurance is a decision for yourself and should certainly be considered for anyone who cannot predict the future. It is designed to provide cover for unexpected and unforeseen circumstances such as stolen luggage or medical emergencies which you have no way of knowing if they will or won't happen.

For more information, refer to our Product Disclosure Statement (PDS).

Travel insurance is designed to cover you for unexpected events. Generally speaking, anything that has already happened (e.g. an already erupting Bali volcano causes flights to be cancelled) or is likely to happen (e.g. going to hospital for a pre-existing condition not listed on the policy), would not be covered and are things you cannot claim.

For more information, refer to our Product Disclosure Statement (PDS).

Travel Alerts

Stay up to date with the latest travel alerts at home and overseas with Fast Cover news and updates.

Travel Guides

We have put together a series of city and country travel guides to help you make the most of your holiday.

Travel Suitcase

We've packed our travel suitcase full of guides, tips, hacks and inspiration to help you prepare for any trip.

What Our Customers Are Saying

Travel Insurance Quotes - The 6 Steps

Departure Date

Enter the date you are leaving your home (not the date you depart Australia or arrive in another country) to ensure you have travel insurance cover for your entire trip.

Return Date

Enter the date you return to your home (not the date you depart the country you're visiting or the date on your airline ticket) so you are covered for your whole trip. Double check time zones as it could be a whole day later when you arrive home.

The Country, Countries or Region you are visiting

You'll need to know which countries and / or regions you are travelling to. Countries are grouped into regions to make it simple for you, for example, Worldwide, Europe, Asia, Pacific, New Zealand and Australia. As a bonus, each region covers you for all the lower regions. For example, if you buy an Asia region policy, you'll also have cover for travel in the Pacific, New Zealand and Australia.

How old are you today?

The price of your insurance is calculated on the age you are on the day you buy your policy, not your age when you leave your home. If you are having a birthday between now and when you depart, it's a good idea to buy before your birthday as it could work out cheaper.

Fellow traveller's ages

If you are travelling with friends and / or family, you'll need to know their ages today. Prices are calculated on each travellers exact age, so correct ages of all travellers are required to get an accurate travel quote.

What type of trip and activities are you doing?

To get a quote that provides cover for your specific trip, you'll need to know whether you'll be going on a cruise, skiing or snowboarding, hiring a car, doing adventure activities such as snorkelling or riding a motorcycle. This will ensure you can get a quote that provides cover for your specific circumstances.

Traveller Case Studies

Best Travel Insurance

The best travel insurance is a policy that provides cover specifically for you and your trip. Everyone is looking for the best travel insurance in Australia, but no one company can be considered the best for everyone. Every traveller and every trip are different. To find the perfect policy for you, first you should get a quote and then compare the number of benefits. Hopefully by comparing a number of policies you'll be able to find a policy for your trip that stands out from the rest.

Fast Cover Awards
Things you need to know

* See Product Disclosure Statement and the COVID-19 Pack Document for full terms and conditions and exclusions and limits that apply. For travellers aged 80 and over, additional terms and conditions, limits and excesses apply.