sub-limits:
If you have a current Australian motorcycle licence you'll have cover for riding motorcycles without a limit on engine size.
We'll also cover you for riding mopeds and scooters, provided the engine capacity is not greater than 50cc, you have a current Australian drivers licence and you adhere to the licensing requirements for the country you're travelling to.
Applies to:
It’s one of our most popular holiday options, but can also be one of our most expensive if you get sick or injured. Whether you’re just cruising our local waters or checking out the polar bears in Alaska, if you have a cruise policy and have a life threatening emergency, we’ll help you get back to shore ASAP.
Applies to:
We automatically cover all these sports and activities:*
| Activity | Note |
| Aqua zorbing | |
| Archery | |
| Bicycling | Excluding bicycle motorcross (BMX) or downhill mountain biking |
| Bungee jumping | |
| Camel, donkey or elephant riding | Under appropriate supervision |
| Dancing | |
| Dog sledding | |
| Diving underwater using an artificial breathing apparatus at a depth no greater than 10 metres | You must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities) |
| Fishing | On land or within 2 nautical miles of a land mass |
| Go-karting | |
| Golf | |
| Gym activities | Excluding powerlifting |
| Gymnastics | Excluding competitions |
| Hiking, trekking or tramping | Peaking at altitudes below 3,000 metres, where specialist climbing equipment is not required. Expeditions to or on the Kokoda Track/Trail are not automatically covered. Choose the Adventure Pack option (page 21) for higher altitudes and Kokoda expeditions. |
| Horse riding | Excluding competitions, equestrian events, steeple chasing, jumping, or polo |
| Ice skating on a rink | Excluding competitive skating, racing, speed skating, and tour skating |
| Indoor rock climbing | Under appropriate supervision |
| Leisure activities | Any activities involving minimal physical exertion that is undertaken for relaxation or pleasure. For example, sight-seeing, picnics, photography and museum or art gallery visits. |
| Moped or scooter riding | You must wear a helmet; you must hold a current Australian drivers licence or drivers licence valid for the country you are riding in and the engine displacement must be no greater than 50cc. |
| Motorcycle riding | You must wear a helmet; you must hold a current Australian motorcycle licence or motorcycle licence valid for the country you are riding in. There is no restriction on engine displacement. |
| Orienteering | |
| Paintball | With eye protection |
| Racing on foot for distances up to and including full marathon (42.2 kilometres or 26.2 miles) | |
| Racquet and ball sports | Excludes those with physical contact |
| Rafting or kayaking | In rivers or rapids graded I, II or III under the International Scale of River Difficulty, or lakes or canals - choose the Adventure Pack option for rives or rapids graded IV or V under the International Scale of River Difficulty. |
| Regulated or licensed ballooning | |
| Safari | Under appropriate supervision, excludes hunting |
| Sailing | Up to 10 nautical miles off any land mass |
| Shark cage diving | Subject to diving restrictions listed above |
| Shooting | Fixed target only - chose the Adventure Pack option for shooting moving targets |
| Skateboarding, roller skating, inline skating | Excluding vert skating or acrobatics |
| Snorkelling | |
| Soccer | |
| Surface water activities | Other than sailing - Up to 2 nautical miles off any land mass |
| Track and field athletics |
Applies to:
If you're a more adventurous type we give you the option to add the Adventure Pack which adds cover for these additional Sports and Adventure activities.
| Activity | Note |
| Abseiling | |
| Animal conservation and handling | Under appropriate supervision |
| Battle re-enactment | Excluding with firearms |
| Cave/river tubing | |
| Caving/potholing | |
| Contact sports | Including any form of rugby, Australian Rules football or American football |
| Deep sea fishing | |
| Diving underwater using an artificial breathing apparatus at a depth no greater than 30 metres | You must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities |
| Expeditions to or on the Kokoda Track/Trail | |
| Flying fox/zip lining | |
| Hiking, trekking or tramping | Peaking at altitudes from 3,000 metres up to 6,000 metres, (not higher) but only where specialist climbing equipment is not required |
| Martial arts | Basic training only, no sparring, no competition |
| Off road motorcycle riding | Only single rider and no jumping, racing or competition |
| Outdoor rock climbing | With ropes and appropriate safety gear; but not free climbing |
| Quad biking | Only single rider and no jumping, racing or competition |
| Rafting or kayaking in rivers or rapids graded IV or V under the International Scale of River Difficulty | But no competition or racing |
| Sailing | Between 11 to 15 nautical miles off any land mass Excluding racing |
| Scuba Diving | At a depth no greater than 30 metres and you must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities |
| Shooting moving targets | Only moving targets such as clay pigeon |
| Tandem parachuting, tandem sky diving, tandem hang gliding, tandem gliding and tandem paragliding | You must be in tandem with an instructor licensed for these activities |
| Water skiing, wakeboarding & tubing | Must be with a licensed operator; no competition or racing; no stunts or jumping off ramps |
Applies to:
Snow sports are exciting and fun, but come with their own risks. So if you’re planning on going overseas to ski, choosing our Snow Sports Plus policy will provide additional cover for:
Applies to:
Go skiing in Australia and our Domestic policy automatically includes cover for:
Applies to:
If you’re going walking, hiking, trekking or tramping and don’t need specialist climbing equipment, our policies will automatically cover you for those activities.
Applies to:
Get our Adventure pack if you’re doing a more specialised trek up to a maximum of 6,000 m and don’t need specialist climbing equipment, or going on the Kokoda trail.
Applies to:
As long as you’re not playing and competing professionally, you’re automatically covered under our policies.
You are automatically covered for:
Applies to:
If you're doing contact sports (including any form of rugby, Australian Rules football or American football), just get our special Adventure pack added onto your policy, and you'll be right to go.
Applies to:
As long as you dive to a depth no greater than 10 metres and you have an open water diving licence recognised in Australia or dive with a licensed instructor, you’re good to go.
Applies to:
If you plan to dive up to a maximum depth of 30 metres, our Adventure pack will make sure that if you get in a bit of trouble, you can get the help you need.
Applies to:
Get our special Golf add on pack and spend more time on your game. We’ll cover your golf clubs and the golf green fees if you get sick and can’t play.
Applies to:
*See Product Disclosure Statement (PDS) for full terms, conditions, limits and exclusions that apply.
Benefit limits shown are for Single and Duo (per person) policies. Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits – please refer to the table of benefits in the PDS for full details.
Medical Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Overseas 24/7 Emergency Medical Assistance^ sub-limits: |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$15,000 | $15,000 | $15,000 | $15,000 | $15,000 | |
|
Overseas 24/7 Emergency Medical Assistance^ sub-limits: |
$40,000 | ––– | $40,000 | $40,000 | $40,000 | ––– |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$15,000 | $15,000 | $15,000 | $15,000 | $15,000 | |
|
Overseas 24/7 Emergency Medical Assistance^ sub-limits: |
$30,000 | ––– | $30,000 | $30,000 | $30,000 | ––– |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$15,000 | $15,000 | $15,000 | $15,000 | $15,000 | |
|
Overseas 24/7 Emergency Medical Assistance^ sub-limits: |
Unlimited $40,000 |
––– | Unlimited $40,000 |
Unlimited $40,000 |
Unlimited $40,000 |
––– |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$15,000 | $15,000 | $15,000 | $15,000 | $15,000 | |
|
Overseas 24/7 Emergency Medical Assistance^ sub-limits: |
Unlimited $30,000 |
––– | Unlimited $30,000 |
Unlimited $30,000 |
Unlimited $30,000 |
––– |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$15,000 | $15,000 | $15,000 | $15,000 | $15,000 | |
|
Overseas 24/7 Emergency Medical Assistance^ sub-limits: |
$40,000 $30,000 |
––– | $40,000 $30,000 |
$40,000 $30,000 |
$40,000 $30,000 |
––– |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$15,000 | $15,000 | $15,000 | $15,000 | $15,000 | |
|
Overseas Emergency Medical & Hospital Expenses^ |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Overseas Emergency Medical & Hospital Expenses^ |
$40,000 | ––– | $40,000 | $40,000 | $40,000 | $40,000 |
|
Overseas Emergency Medical & Hospital Expenses^ |
$30,000 | ––– | $30,000 | $30,000 | $30,000 | $30,000 |
|
Overseas Emergency Medical & Hospital Expenses^ |
Unlimited $40,000 |
––– | Unlimited $40,000 |
Unlimited $40,000 |
Unlimited $40,000 |
Unlimited $40,000 |
|
Overseas Emergency Medical & Hospital Expenses^ |
Unlimited $30,000 |
––– | Unlimited $30,000 |
Unlimited $30,000 |
Unlimited $30,000 |
––– |
|
Overseas Emergency Medical & Hospital Expenses^ |
$40,000 $30,000 |
––– | $40,000 $30,000 |
$40,000 $30,000 |
$40,000 $30,000 |
––– |
|
Overseas Emergency Dental |
$500 | ––– | $750 | $1,000 | $1,000 | $1,000 |
|
Overseas Emergency Evacuation |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Overseas Emergency Evacuation |
$40,000 | ––– | $40,000 | $40,000 | $40,000 | $40,000 |
|
Overseas Emergency Evacuation |
$30,000 | ––– | $30,000 | $30,000 | $30,000 | $30,000 |
|
Overseas Emergency Evacuation |
Unlimited $40,000 |
––– | Unlimited $40,000 |
Unlimited $40,000 |
Unlimited $40,000 |
Unlimited $40,000 |
|
Overseas Emergency Evacuation |
Unlimited $30,000 |
––– | Unlimited $30,000 |
Unlimited $30,000 |
Unlimited $30,000 |
––– |
|
Overseas Emergency Evacuation |
$40,000 $30,000 |
––– | $40,000 $30,000 |
$40,000 $30,000 |
$40,000 $30,000 |
––– |
|
Overseas Hospital Cash Payment^ sub-limits: |
––– | ––– | ––– | $5,000 | $5,000 | $5,000 |
|
Daily Limit (per person) |
$50 | $50 | $50 | |||
|
Accidental Death |
––– | $25,000 | ––– | $25,000 | $25,000 | $25,000 |
|
Accidental Death |
––– | $20,000 | ––– | $20,000 | $20,000 | $20,000 |
|
Accidental Death |
––– | $15,000 | ––– | $15,000 | $15,000 | $15,000 |
|
Accidental Death |
––– | $25,000 $20,000 |
––– | $25,000 $20,000 |
$25,000 $20,000 |
$25,000 $20,000 |
|
Accidental Death |
––– | $25,000 $15,000 |
––– | $25,000 $15,000 |
$25,000 $15,000 |
$25,000 $15,000 |
|
Accidental Death |
––– | $20,000 $15,000 |
––– | $20,000 $15,000 |
$20,000 $15,000 |
$20,000 $15,000 |
|
Death of a Dependant (per Dependant) |
$5,000 | $5,000 | $5,000 | $5,000 | ||
|
Permanent Disability^ |
––– | ––– | ––– | $25,000 | $25,000 | $25,000 |
|
Permanent Disability^ |
––– | ––– | ––– | $20,000 | $20,000 | $20,000 |
|
Permanent Disability^ |
––– | ––– | ––– | $15,000 | $15,000 | $15,000 |
|
Permanent Disability^ |
––– | ––– | ––– | $25,000 $20,000 |
$25,000 $20,000 |
$25,000 $20,000 |
|
Permanent Disability^ |
––– | ––– | ––– | $25,000 $15,000 |
$25,000 $15,000 |
$25,000 $15,000 |
|
Permanent Disability^ |
––– | ––– | ––– | $20,000 $15,000 |
$20,000 $15,000 |
$20,000 $15,000 |
|
Permanent Disability of a Dependant (per Dependant) |
$5,000 | $5,000 | $5,000 | $5,000 | ||
|
Loss of Income^ sub-limits: |
––– | $10,000 | ––– | $10,000 | $10,000 | $10,000 |
|
Weekly Limit (per person) - up to 25 weeks |
$400 | $400 | $400 |
Financial Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Trip Cancellation Expenses sub-limits: |
––– | Unlimited | $15,000 | Unlimited | Unlimited | Unlimited |
|
Travel Agents Cancellation Fees |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | |
|
Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | |
|
Trip Cancellation Expenses sub-limits: |
––– | $40,000 | $15,000 | $40,000 | ––– | ––– |
|
Travel Agents Cancellation Fees |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | |
|
Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $1,500 | $1,500 | |
|
Trip Cancellation Expenses sub-limits: |
––– | $30,000 | $15,000 | $30,000 | ––– | ––– |
|
Travel Agents Cancellation Fees |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | |
|
Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $1,500 | $1,500 | |
|
Trip Cancellation Expenses Travellers Aged 80 to 89:sub-limits: |
––– | Unlimited $40,000 |
Unlimited $15,000 |
Unlimited $40,000 |
––– | ––– |
|
Travel Agents Cancellation Fees |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | |
|
Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $1,500 | $1,500 | |
|
Trip Cancellation Expenses Travellers Aged 90 and above:sub-limits: |
––– | Unlimited $30,000 |
Unlimited $15,000 |
Unlimited $30,000 |
––– | ––– |
|
Travel Agents Cancellation Fees |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | |
|
Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $1,500 | $1,500 | |
|
Trip Cancellation Expenses Travellers Aged 80 to 89:Travellers Aged 90 and above:sub-limits: |
––– | $40,000 $30,000 |
$15,000 $15,000 |
$40,000 $30,000 |
––– | ––– |
|
Travel Agents Cancellation Fees |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | |
|
Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $1,500 | $1,500 | |
|
Personal Liability |
$1,000,000 | $5,000,000 | $2,500,000 | $5,000,000 | $5,000,000 | $5,000,000 |
|
Trip Disruption Expenses sub-limits: |
––– | $50,000 | $30,000 | $50,000 | $50,000 | $50,000 |
|
Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | |
|
Trip Resumption Expenses |
$3,000 | $2,000 | $3,000 | $3,000 | $3,000 | |
|
Luggage & Personal Effects sub-limits: |
Optional | $7,500 | $5,000 | $10,000 | $10,000 | $10,000 |
|
Personal computers,video recorders or cameras (per item) |
$3,000 | $3,000 | $3,000 | $3,000 | $3,000 | $3,000 |
|
Mobile phones and tablets (per item) |
$1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
|
All other unspecified items (per item) |
$750 | $750 | $750 | $750 | $750 | $750 |
|
Luggage and Personal Effects stolen from a Locked Storage Compartment of an unoccupied vehicle during daylight hours |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 |
|
Passports, Credit Cards & Credit Card Fraud^ |
––– | ––– | $2,000 | $5,000 | $5,000 | $5,000 |
|
Alternative Transport Expenses |
––– | $5,000 | ––– | $5,000 | $5,000 | $5,000 |
|
Rental Vehicle Excess sub-limits: |
––– | $5,000 | Optional | Optional | Optional | Optional |
|
Return of Rental Vehicle |
$500 | $500 | $500 | $500 | $500 | |
|
Travel Delay Expenses sub-limits: |
––– | $2,000 | ––– | $2,000 | $2,000 | $2,000 |
|
Daily Limit (per person) (we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay) |
$200 | $200 | $200 | $200 | ||
|
Delay of Luggage and Personal Effects^ |
––– | ––– | ––– | $500 | $500 | $500 |
|
Theft of Cash^ |
––– | ––– | ––– | $250 | $250 | $250 |
Snow Sports Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Snow Sport Equipment |
––– | $1,500 | ––– | ––– | $1,500 | ––– |
|
Snow Equipment Replacement Hire |
––– | $1,500 | ––– | ––– | $1,500 | ––– |
|
Snow Prepaid Expenses |
––– | $750 | ––– | ––– | $750 | ––– |
|
Snow Resort Closure sub-limits: |
––– | $1,000 | ––– | ––– | $1,000 | ––– |
|
Daily Limit (per person) |
$100 | $100 |
Please note: This is only a summary of benefits. Exclusions and sub-limits apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.
Medical Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Overseas 24/7 Emergency Medical Assistance^ sub-limits: |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$15,000 | $15,000 | $15,000 | $15,000 | $15,000 | |
|
Overseas 24/7 Emergency Medical Assistance^ sub-limits: |
$40,000 | ––– | $40,000 | $40,000 | $40,000 | ––– |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$15,000 | $15,000 | $15,000 | $15,000 | $15,000 | |
|
Overseas 24/7 Emergency Medical Assistance^ sub-limits: |
$30,000 | ––– | $30,000 | $30,000 | $30,000 | ––– |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$15,000 | $15,000 | $15,000 | $15,000 | $15,000 | |
|
Overseas 24/7 Emergency Medical Assistance^ sub-limits: |
Unlimited $40,000 |
––– | Unlimited $40,000 |
Unlimited $40,000 |
Unlimited $40,000 |
––– |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$15,000 | $15,000 | $15,000 | $15,000 | $15,000 | |
|
Overseas 24/7 Emergency Medical Assistance^ sub-limits: |
Unlimited $30,000 |
––– | Unlimited $30,000 |
Unlimited $30,000 |
Unlimited $30,000 |
––– |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$15,000 | $15,000 | $15,000 | $15,000 | $15,000 | |
|
Overseas 24/7 Emergency Medical Assistance^ sub-limits: |
$40,000 $30,000 |
––– | $40,000 $30,000 |
$40,000 $30,000 |
$40,000 $30,000 |
––– |
|
Funeral/cremation Overseas and/or bringing your remains home (per person) |
$15,000 | $15,000 | $15,000 | $15,000 | $15,000 | |
|
Overseas Emergency Medical & Hospital Expenses^ |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Overseas Emergency Medical & Hospital Expenses^ |
$40,000 | ––– | $40,000 | $40,000 | $40,000 | $40,000 |
|
Overseas Emergency Medical & Hospital Expenses^ |
$30,000 | ––– | $30,000 | $30,000 | $30,000 | $30,000 |
|
Overseas Emergency Medical & Hospital Expenses^ |
Unlimited $40,000 |
––– | Unlimited $40,000 |
Unlimited $40,000 |
Unlimited $40,000 |
Unlimited $40,000 |
|
Overseas Emergency Medical & Hospital Expenses^ |
Unlimited $30,000 |
––– | Unlimited $30,000 |
Unlimited $30,000 |
Unlimited $30,000 |
––– |
|
Overseas Emergency Medical & Hospital Expenses^ |
$40,000 $30,000 |
––– | $40,000 $30,000 |
$40,000 $30,000 |
$40,000 $30,000 |
––– |
|
Overseas Emergency Dental |
$500 | ––– | $750 | $1,000 | $1,000 | $1,000 |
|
Overseas Emergency Evacuation |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
|
Overseas Emergency Evacuation |
$40,000 | ––– | $40,000 | $40,000 | $40,000 | $40,000 |
|
Overseas Emergency Evacuation |
$30,000 | ––– | $30,000 | $30,000 | $30,000 | $30,000 |
|
Overseas Emergency Evacuation |
Unlimited $40,000 |
––– | Unlimited $40,000 |
Unlimited $40,000 |
Unlimited $40,000 |
Unlimited $40,000 |
|
Overseas Emergency Evacuation |
Unlimited $30,000 |
––– | Unlimited $30,000 |
Unlimited $30,000 |
Unlimited $30,000 |
––– |
|
Overseas Emergency Evacuation |
$40,000 $30,000 |
––– | $40,000 $30,000 |
$40,000 $30,000 |
$40,000 $30,000 |
––– |
|
Overseas Hospital Cash Payment^ sub-limits: |
––– | ––– | ––– | $5,000 | $5,000 | $5,000 |
|
Daily Limit (per person) |
$50 | $50 | $50 | |||
|
Accidental Death |
––– | $25,000 | ––– | $25,000 | $25,000 | $25,000 |
|
Accidental Death |
––– | $20,000 | ––– | $20,000 | $20,000 | $20,000 |
|
Accidental Death |
––– | $15,000 | ––– | $15,000 | $15,000 | $15,000 |
|
Accidental Death |
––– | $25,000 $20,000 |
––– | $25,000 $20,000 |
$25,000 $20,000 |
$25,000 $20,000 |
|
Accidental Death |
––– | $25,000 $15,000 |
––– | $25,000 $15,000 |
$25,000 $15,000 |
$25,000 $15,000 |
|
Accidental Death |
––– | $20,000 $15,000 |
––– | $20,000 $15,000 |
$20,000 $15,000 |
$20,000 $15,000 |
|
Death of a Dependant (per Dependant) |
$5,000 | $5,000 | $5,000 | $5,000 | ||
|
Permanent Disability^ |
––– | ––– | ––– | $25,000 | $25,000 | $25,000 |
|
Permanent Disability^ |
––– | ––– | ––– | $20,000 | $20,000 | $20,000 |
|
Permanent Disability^ |
––– | ––– | ––– | $15,000 | $15,000 | $15,000 |
|
Permanent Disability^ |
––– | ––– | ––– | $25,000 $20,000 |
$25,000 $20,000 |
$25,000 $20,000 |
|
Permanent Disability^ |
––– | ––– | ––– | $25,000 $15,000 |
$25,000 $15,000 |
$25,000 $15,000 |
|
Permanent Disability^ |
––– | ––– | ––– | $20,000 $15,000 |
$20,000 $15,000 |
$20,000 $15,000 |
|
Permanent Disability of a Dependant (per Dependant) |
$5,000 | $5,000 | $5,000 | $5,000 | ||
|
Loss of Income^ sub-limits: |
––– | $10,000 | ––– | $10,000 | $10,000 | $10,000 |
|
Weekly Limit (per person) - up to 25 weeks |
$400 | $400 | $400 |
Financial Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Trip Cancellation Expenses sub-limits: |
––– | Unlimited | $15,000 | Unlimited | Unlimited | Unlimited |
|
Travel Agents Cancellation Fees |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | |
|
Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | |
|
Trip Cancellation Expenses sub-limits: |
––– | $40,000 | $15,000 | $40,000 | ––– | ––– |
|
Travel Agents Cancellation Fees |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | |
|
Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $1,500 | $1,500 | |
|
Trip Cancellation Expenses sub-limits: |
––– | $30,000 | $15,000 | $30,000 | ––– | ––– |
|
Travel Agents Cancellation Fees |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | |
|
Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $1,500 | $1,500 | |
|
Trip Cancellation Expenses Travellers Aged 80 to 89:sub-limits: |
––– | Unlimited $40,000 |
Unlimited $15,000 |
Unlimited $40,000 |
––– | ––– |
|
Travel Agents Cancellation Fees |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | |
|
Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $1,500 | $1,500 | |
|
Trip Cancellation Expenses Travellers Aged 90 and above:sub-limits: |
––– | Unlimited $30,000 |
Unlimited $15,000 |
Unlimited $30,000 |
––– | ––– |
|
Travel Agents Cancellation Fees |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | |
|
Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $1,500 | $1,500 | |
|
Trip Cancellation Expenses Travellers Aged 80 to 89:Travellers Aged 90 and above:sub-limits: |
––– | $40,000 $30,000 |
$15,000 $15,000 |
$40,000 $30,000 |
––– | ––– |
|
Travel Agents Cancellation Fees |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | |
|
Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $1,500 | $1,500 | |
|
Personal Liability |
$1,000,000 | $5,000,000 | $2,500,000 | $5,000,000 | $5,000,000 | $5,000,000 |
|
Trip Disruption Expenses sub-limits: |
––– | $50,000 | $30,000 | $50,000 | $50,000 | $50,000 |
|
Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | |
|
Trip Resumption Expenses |
$3,000 | $2,000 | $3,000 | $3,000 | $3,000 | |
|
Luggage & Personal Effects sub-limits: |
Optional | $7,500 | $5,000 | $10,000 | $10,000 | $10,000 |
|
Personal computers,video recorders or cameras (per item) |
$3,000 | $3,000 | $3,000 | $3,000 | $3,000 | $3,000 |
|
Mobile phones and tablets (per item) |
$1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
|
All other unspecified items (per item) |
$750 | $750 | $750 | $750 | $750 | $750 |
|
Luggage and Personal Effects stolen from a Locked Storage Compartment of an unoccupied vehicle during daylight hours |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 |
|
Passports, Credit Cards & Credit Card Fraud^ |
––– | ––– | $2,000 | $5,000 | $5,000 | $5,000 |
|
Alternative Transport Expenses |
––– | $5,000 | ––– | $5,000 | $5,000 | $5,000 |
|
Rental Vehicle Excess sub-limits: |
––– | $5,000 | Optional | Optional | Optional | Optional |
|
Return of Rental Vehicle |
$500 | $500 | $500 | $500 | $500 | |
|
Travel Delay Expenses sub-limits: |
––– | $2,000 | ––– | $2,000 | $2,000 | $2,000 |
|
Daily Limit (per person) (we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay) |
$200 | $200 | $200 | $200 | ||
|
Delay of Luggage and Personal Effects^ |
––– | ––– | ––– | $500 | $500 | $500 |
|
Theft of Cash^ |
––– | ––– | ––– | $250 | $250 | $250 |
Snow Sports Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Snow Sport Equipment |
––– | $1,500 | ––– | ––– | $1,500 | ––– |
|
Snow Equipment Replacement Hire |
––– | $1,500 | ––– | ––– | $1,500 | ––– |
|
Snow Prepaid Expenses |
––– | $750 | ––– | ––– | $750 | ––– |
|
Snow Resort Closure sub-limits: |
––– | $1,000 | ––– | ––– | $1,000 | ––– |
|
Daily Limit (per person) |
$100 | $100 |
Please note: This is only a summary of benefits. Exclusions and sub-limits apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.