If you're planning a cruise holiday, you'll need a specialised cruise travel insurance policy to cover you for your time onboard the ship as well as any shore excursions.
Cruises are no longer associated with just the super wealthy or elderly travellers! These days, cruise ships cater to travellers from all walks of life.
From young families looking for a more affordable, kid-friendly holiday option, busy professionals who want to save time by booking an all-inclusive package, or travellers seeking a worldwide cultural experience with plenty of off-shore excursions, there's a cruise for every interest, age and budget.
The hardest part is simply deciding where you want to go!
No matter where or when you eventually choose to cruise, travel insurance is an essential purchase before you embark. Fast Cover has made it fast and simple to find and purchase the right travel insurance policy for your cruise policy.
Once you have your cruise travel insurance sorted, you can sit back, relax and enjoy your holiday afloat knowing you have cover if anything unexpected happens.
Why do you need to buy Cruise travel insurance?
Did you know that you may not be eligible for Medicare once your cruise leaves port, even if you’re still in Australian waters?
Or that if you unexpectedly get sick and have to cancel your trip, you could lose any deposits you’ve already paid?
Our cruise policies provide you with a simple way to protect yourself and your hard-earned money, both before you leave home and during your cruise.
Some of the main reasons travellers should consider a specialist cruise travel insurance policy include:
- Medicare benefits are no longer eligible once your ship leaves port, unless there’s an Australian Medicare-registered doctor on board.
- Medical costs on board any type of cruise ship can be exorbitant.
- A medical emergency could see you repatriated to Australia at even greater expense.
- Your belongings could be lost, stolen or damaged.
- Your cruise could be cancelled altogether due to weather, an infectious illness or other reason.
- You could get unexpectedly injured or ill before your cruise and not be able to go, losing any money you’ve paid in advance.
Whether you’re an experienced cruise-goer or about to embark on your first sea voyage, get an instant quote online or talk to us to find the right policy for your cruise holiday
What does Cruise travel insurance include?
If you’re combining a tour or side trip on land with your cruise, don’t worry, our specialist cruise travel insurance can cover that part of your trip too!
Fast Cover's specialist cruise travel insurance includes:
Emergency medical and hospital expenses:
Be covered for unexpected illness or injuries on your holiday.
Medical evacuation and repatriation expenses:
In case of an emergency, such as illness or injury, you can be covered for the flight home.
Cover for your luggage and personal belongings:
Ensure your valuable belongings are protected while you travel.
Cover for your onboard activities and shore excursions:
Cover for a huge list of sports and activities are automatically included. Thrill-seekers can also choose to add on the Adventure Pack to cover an extra list of adrenaline-pumping activities as well.
24 hour emergency assistance:
Practical help when you need it most. Experienced medical advisors are just a phone call away with 24 hour Emergency Assistance included in all our cruise travel insurance policies.
We’ve built policies that include all the benefits we think you'll need on your cruise. If you need additional cover for High Value Items or specific activities, you can add these extras to tailor your travel insurance policy until it's right for your holiday.
See the benefit tables below to compare the different levels of cover that are available for cruising: