When should I buy a cruise travel insurance policy?
You can purchase cruise travel insurance up to the day you leave port. However, if you do this, you might be missing out on the benefit of cancellation cover.
The cancellation benefit provides cover for the deposits made towards your cruise holiday, including the deposit you would have to pay in advance for your cruise, any shore excursions, flights or accommodation.
If you purchase travel insurance for cruising with cancellation cover, you may be able to claim for your lost deposits if you, your travelling companion, or a relative gets unexpectedly sick or injured before your trip and you can no longer travel.
You can purchase cruise travel insurance with cancellation cover up to 12 months before your cruise departure date. Consider purchasing travel insurance for cruising as soon as you’ve paid your deposits just in case you have to unexpectedly cancel.