Travel Insurance for Singapore

For customers looking to get a quote or buy a policy for Fast Cover policies underwritten by certain underwriters at Lloyd’s, Singapore is in the Asia region.

Depending on the policy chosen, Travel Insurance for Singapore can help to better prepare you to deal with unexpected and unforeseen circumstances such as injury or sickness as well as trip cancellation and disruption expenses. One way to prepare for this is by making international travel insurance for Singapore a priority.

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

The cost of travel insurance for Singapore will vary depending on a person-to-person basis. This is because of various factors, including but not limited to the type of policy you choose for your trip to Singapore, where you are travelling, the length of your trip, the time between purchase and departure, personal characteristics such as existing medical conditions and age, as well as any add-ons that you choose.

To determine the cost of travel insurance for your upcoming trip to Singapore, request a quote from Fast Cover today.

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

Regardless of the travel insurance policy that you choose for your overseas trip to Singapore, one important benefit we include with all our international policies is the Overseas Emergency Medical and Hospital Expenses benefit. Since Australia doesn’t have a Reciprocal Health Care Agreement with Singapore, you’ll likely be responsible for all your medical expenses if you unexpectedly fall sick or are injured while travelling in Singapore. Having cover for these unexpected medical situations during your travels can potentially save you thousands of dollars. 

This benefit provides some protection against the financial burden of unexpected medical emergencies that can happen on your trip to Singapore, from food poisoning, treatment for a broken bone or emergency surgery for appendicitis. You should be aware that cover isn’t available for all medical expenses, and some of these include (but are not limited to):

• medical emergencies related to your existing medical conditions which aren’t listed as covered on your certificate of insurance, 
• planned medical procedures or other non-emergency medical treatments,
• routine medical or dental check-ups,
• injuries sustained from your participation in sport or leisure activities covered under the Adventure Pack or snow sports unless you’ve purchased additional cover for them, and 
• your medical expenses once you’ve returned to Australia,

so it’s important to review your policy to understand what is and isn't covered while you're in Singapore and the terms and conditions that apply. 

You can apply for cover for your existing medical conditions and any changes in health and/or new medical conditions you may develop between the time you purchase your policy and the date you depart on your trip to Singapore through a medical screening. Find out more about what we consider to be a medical condition and how you can apply for cover in our Travel Insurance for Existing Medical Conditions page.

As each individual’s circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.

Any advice is general advice only and does not take into account your individual objectives, financial situation or needs. Consider the PDS as eligibility criteria, policy terms, conditions, exclusions and limits apply.

If you are only in transit through Singapore, you automatically have cover for up to 48 hours. Cover is only available for the countries or region you have selected at the time of purchase and listed on your Certificate of insurance. If you change your travel plans and decide to legally enter Singapore, you may not be covered under your policy if Singapore was not selected at the time of purchase and listed on your Certificate of insurance. You can apply to Fast Cover to add Singapore to your policy to include cover and pay an additional premium.

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

Singapore has a humid, tropical climate with monsoon seasons, which can cause flash flooding during intense rainstorms, affecting your travel plans. So, if you’re planning a trip to Singapore, consider taking out a travel insurance policy as soon as you pay for your flights or accommodation in case you are forced to cancel your trip due to a natural disaster. Keep an eye on our Travel Alerts for Singapore, travel advisories from Smartraveller and travel warnings from the Australia government.

If you take out a travel insurance policy after the event has occurred, it is unlikely that there will be cover under the policy as the natural disaster will be a known event. The event must have begun after we issued the Certificate of insurance.

Our trip cancellation expenses benefit is available to provide cover for cancellation, delays or rescheduling by a bus line, airline, shipping line or rail authority due to natural disaster.

Our trip disruption expenses benefit is available to provide cover for when your scheduled or connecting transport is cancelled, delayed, shortened or diverted because of a natural disaster.

As each individual’s circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

The best travel insurance policy for your trip to Singapore is a policy that provides cover for the type of trip that you’re taking. When looking for the best travel insurance for Singapore, it’s important to choose a travel insurance policy that aligns with your specific travel needs. This might include the nature of your trip to Singapore, who you are travelling with, the types of activities you plan to do and other considerations that apply to you and your trip. 

 Here are some examples of things you may wish to consider when reviewing policy options: 

• Have you booked your Singapore tour, accommodation or flights? You may wish to consider whether the policy includes cancellation cover in case you can’t travel to Singapore due to an unforeseen circumstance such as an unexpected illness or injury.  
• Have you just bought a new phone and you’re worried that it will be stolen in Singapore? You may wish to consider whether the policy includes cover for luggage and personal effects, including any applicable limits, sub-limits or conditions.  
• Will you be riding or be a passenger on a motorcycle, moped or scooter in Singapore? You may wish to check whether the policy provides cover for injuries resulting from those activities, and what conditions (such as licencing requirements or helmet use) may apply. 
• Will you be doing adventurous activities like riding a quad bike or zip lining in Singapore? You might wish to consider whether your policy provides cover for these activities or whether you need to add cover and pay an additional premium to include cover for those activities.  

These are just some of the considerations that you might wish to consider when looking for the best travel insurance policy for Singapore, so you know what cover is available to you before and during your trip to Singapore.  

Before you decide on the best travel insurance for Singapore, you should read the PDS to check what the policy will and won’t cover you for, any conditions and exclusions that might apply to you and whether the policy provides the cover that you’re looking for.    

Any advice is general advice only and does not take into account your individual objectives, financial situation or needs.

Consider purchasing travel insurance for Singapore when you book or pay for your flights, accommodation and tours. Fast Cover’s cancellation cover allows you to make a claim for trip cancellation expenses for non-refundable bookings you’ve already paid, like flights, accommodation, cruises and tours, if you’re not able to travel to Singapore due to an unexpected emergency that is covered under your policy.

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

Singapore river cruises are automatically covered under your Singapore travel insurance policy so you won’t need to choose Cruise cover, for this type of cruise.  

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.