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Travel Insurance For Groups

Going with a big group of people is a great way to travel! Make sure that you are covered for travel insurance before you go on your trip.

What is group travel insurance? 

Fast Cover provides affordable group travel insurance options to make sure you and your friends have the same great level of cover for your trip!

Whether it’s a school camp or excursion, a destination wedding, or just a trip away with a bunch of your best buds, travelling in a group can make exploring new places even more exciting!

If you've booked as a group to travel, it makes sense for your group to buy travel insurance from one company rather than arranging it individually. That way there's only one company to contact if something unexpected happens while you travel.

We can arrange a travel insurance quote for your group of friends of any size so contact us when you're ready to purchase travel insurance!

Our Duo travel insurance option provides cover for any two adults travelling together and covers unexpected expenses you might incur such as if you become sick or injured, your belongings are lost or stolen, your flights are delayed, or if one of you gets unexpectedly sick or injured before you even leave home! 

Compare the benefits in the table below for the different levels of cover we can provide:

Medical Benefits

 Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

 Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Funeral/cremation Overseas and/or bringing your remains home (per person)

 $20,000 $20,000 $20,000 $20,000 $20,000

Overseas Emergency Medical & Hospital Expenses^

 Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Emergency Dental

 $500 ––– $750 $1,000 $1,000 $1,000

Overseas Emergency Evacuation & Repatriation

 Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Hospital Cash Payment^

sub-limits:

 ––– ––– ––– $5,000 $5,000 $5,000

Daily Limit (per person)

 $50 $50 $50

Accidental Death

Travellers Aged 80 to 89:
 ––– $25,000
$20,000		 ––– $25,000
$20,000		 $25,000
$20,000		 $25,000
$20,000

Accidental Death for travellers up to age 79

 $25,000 $25,000 $25,000 $25,000

Accidental Death for travellers aged 80 - 89

 $20,000 $20,000 $20,000 $20,000

Accidental Death of a Dependant (per Dependant)

 $5,000 $5,000 $5,000 $5,000

Permanent Disability^

Travellers Aged 80 to 89:
 ––– ––– ––– $50,000
$20,000		 $50,000
$20,000		 $25,000
$20,000

Permanent Disability for travellers up to age 79

 $50,000 $50,000 $25,000

Permanent Disability for travellers aged 80 - 89

 $20,000 $20,000 $20,000

Permanent Disability of a Dependant (per Dependant)

 $5,000 $5,000 $5,000

Loss of Income^

sub-limits:

 ––– ––– ––– $10,400 $10,400 $10,400

Weekly Limit (per person) - up to 26 weeks

 $400 $400 $400

Financial Benefits

 Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Trip Cancellation Expenses

sub-limits:

 ––– Unlimited $25,000 Unlimited Unlimited Unlimited

Travel Agents Cancellation Fees

 $1,500 $1,500 $1,500 $1,500 $1,500

Close Relatives that do not meet Close relative conditions

 $2,000 $2,000 $2,000 $2,000 $2,000

Personal Liability

 $1,000,000 $5,000,000 $2,500,000 $5,000,000 $5,000,000 $5,000,000

Trip Disruption Expenses

sub-limits:

 ––– $50,000 $30,000 $50,000 $50,000 $50,000

Close Relatives with a Pre-existing Medical Condition

 $2,000 $2,000 $2,000 $2,000 $2,000

Trip Resumption Expenses

 ––– $3,000 $2,000 $3,000 $3,000 $3,000

Luggage & Personal Effects

sub-limits:

 Optional $7,500 $5,000 $15,000 $15,000 $15,000

Personal computers,video recorders or cameras (per item)

 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000

Mobile phones (per item)

 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500

Tablets (per item)

 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000

All other unspecified items (per item)

 $750 $750 $750 $750 $750 $750

Luggage and Personal Effects stolen from a Locked Storage Compartment of an unattended vehicle during daylight hours. We will pay up to $200 for each item and $2,000 in total for all stolen items.

$2,000 $2,000 $2,000 $2,000 $2,000 $2,000

Passports, Credit Cards & Credit Card Fraud^

 ––– ––– $2,000 $5,000 $5,000 $5,000

Special Event Transport Expenses

 ––– $5,000 ––– $5,000 $5,000 $5,000

Rental Vehicle Excess

sub-limits:

 ––– $5,000 Optional Optional Optional Optional

Return of Rental Vehicle

 $500 $500 $500 $500 $500

Travel Delay Expenses

sub-limits:

 ––– $2,000 ––– $2,000 $2,000 $2,000

Daily Limit (per person)

(we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)

 $200 $200 $200 $200

Delay of Luggage and Personal Effects^

 ––– ––– ––– $750 $750 $750

Theft of Cash^

 ––– ––– ––– $250 $250 $250

Snow Sports Benefits

 Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Snow Sport Equipment

 ––– $1,500 ––– ––– $1,500 –––

Snow Equipment Replacement Hire

 ––– $1,500 ––– ––– $1,500 –––

Snow Prepaid Expenses

 ––– $750 ––– ––– $750 –––

Snow Resort Closure

sub-limits:

 ––– $1,000 ––– ––– $1,000 –––

Daily Limit (per person)

 $100 $100

COVID-19 Benefits

 Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

COVID-19 Overseas Emergency Medical, Hospital & Medical Evacuation Expenses

 Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Funeral/cremation Overseas and/or bringing your remains home (per person)

 $20,000 ––– $20,000 $20,000 $20,000 $20,000

COVID-19 Trip Cancellation & Disruption

––– $3,500 $3,000 $5,000 $5,000 $5,000

Please note: This is only a summary of benefits. Policy terms, conditions, limits, sub limits and exclusions apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.

The benefits of taking out group travel insurance

Taking out travel insurance for your group comes with a wide range of added benefits, such as:

Better value for money:

You will receive a discount when you buy travel insurance as a group compared to buying travel insurance individually. Fast Cover offers a discount of 5% or more and you'll also save on Reduced Excess & Rental Vehicle Insurance Excess options whenever you book insurance for two travellers on a duo policy.

Convenience:

Friends travel insurance can also be more convenient. If you’re travelling as a group, you’ll have fewer policy numbers to remember and only one set of contact details to take with you, rather than carrying around a stack of paperwork.

Consistency:

Most importantly, travel insurance for your group comes with all the features and benefits of an individual insurance policy, but because you’ve bought travel insurance for a group, you know that everyone in the group has the same high level of cover. In the event that something does happen whilst you’re away, your friends will be the ones best placed to help you. If you’re all insured by the same insurance company, you’ll have the contact details at hand for emergency assistance immediately. This can avoid the added stress of trying to work out who's insured with who and find someone’s travel insurance details in a critical situation.

Medical screening for pre-existing medical conditions

Planning to travel but have an existing medical condition? We may be able to help - our travel insurance can provide cover for many existing medical conditions, just in case the unexpected happens on your trip.

Check out our Medical Conditions page for more information about medical screening for your existing medical and pregnancy conditions including information about the General Exclusions that may apply*.

Who should get group travel insurance?

Although the saying goes that there's safety in numbers, getting good insurance before you travel is still crucial in case something goes wrong or you experience an emergency overseas.

Our travel insurance can provide cover for your group’s health, luggage and belongings, and booking fees while you're travelling.

Your group could be:  

  • A group of friends going overseas for a holiday, bucks or hens party.
  • A family travelling for a birthday, anniversary or family reunion.
  • A beautiful destination wedding overseas.
  • A team or sporting group attending a tournament in another state or country.
  • A school group planning an exchange or trip for one night or more.
  • A group of employees attending a corporate event or conference overseas.

Booking travel insurance for your group through Fast Cover means you’re covered by a travel insurance specialist and you can save some money for your trip!

If you purchase policies for two or more adults, we'll provide you with a 5% discount when compared to purchasing insurance individually for the same level of cover.

Just provide a few details about your trip and the travellers and we’ll give you a competitive quote for your group travel insurance.

What information do I need to provide for a group travel insurance quote?

Getting travel insurance for your group is simple. To get a quote, all you’ll need to know is:

  • Where you’re travelling
  • The dates your group is travelling (when you leave your home and when you return home)
  • The current ages of all travellers in your group

To purchase your policy, the extra information you’ll need is:

  • The first and last names of everyone in your group
  • The date of birth of everyone travelling in your group
  • Contact details, ie Email and Phone number, of everyone in your group

To save you time, we can use the contact details of one traveller (usually the organiser) and send you everyone's certificates, or we can put in the individual contact details of all travellers and distribute the insurance certificates individually.

Call or email us today to get a quote for your group's travel insurance.

Cover for skiing, snowboarding and snow sports

Buy our Snow Sports Plus policy if you’re going skiing or snowboarding or want to try out any other snow sports like tobogganing, sledding, glacier trekking or riding a snowmobile.

If you are planning on skiing or snowboarding on your next trip, see our Ski and Snowboarding page for further details.

Cover for adventure sports and activities

Are you and your friends travelling for adventure? We cover a huge list of different non-contact sports and activities including bungee jumping, snorkelling, hot air ballooning and even shark cage diving!

Check out our Adventure and Activities Travel Insurance for full details of all activities covered by our policy.
 

Why choose Fast Cover for your group holiday?

Fast Cover are the specialists you need when looking for travel insurance for your group.

Our years of experience means we can help you build a flexible and affordable policy that covers the individual needs of all travellers within your group.

Cover can be tailored to your group’s specific travelling needs and any activities you plan to do on your trip, for example:

  • Skiing, snowboarding and other snow sports and activities plus cover for equipment, lift passes, and piste closure.
  • If your group are keen cyclists, we have a Bicycle Pack you can add on to cover bicycles and equipment.
  • If your group is planning on riding motorcycles, mopeds or scooters, you can add on the Motorcycle Pack to cover you in case of injuries or accidents.
  • Hiring a vehicle for your group trip?  Our Rental Vehicle Excess Insurance can help ease the burden if you’re in an accident or your rental car is damaged.

We provide generous discounts for groups, with a minimum of 5% discount available for every traveller when you book for two or more travellers on duo policies.

All of our travel insurance policies also include unlimited access to a worldwide 24 hour Emergency Assistance team.

If you run into trouble overseas, help is just a phone call away anywhere in the world, 24 hours a day, 7 days a week, 365 days a year. 

Example Incidents:

Robbery in Rome

Ross was enjoying the last few days of a group tour in Italy with his wife when they were robbed of their passports, credit cards and cash. They reported the theft immediately at the local police station, obtained a written report and called the Fast Cover 24 hour Emergency Assistance team. Their Comprehensive policy covered the cost of replacement passports, taxi fares, two days living expenses and full reimbursement of their return airfares including the upgrade to business class which they had bought just a few days earlier.

 

Allen's Andes Anguish

57-year-old Allen from Melbourne was over halfway through his bucket list hike with a group in South America when he began experiencing high-altitude sickness. The Fast Cover emergency assistance team arranged Allen's medical evacuation to hospital for treatment as well as transport back to Australia when he had recovered enough to travel home. Allen's hiking tour may have been cut short, but his travel insurance policy covered his medical and hospital expenses which totalled over $23,000 AUD.
Things you need to know

^ Price as at 27/10/2024 compared to the price calculated today for this policy.

* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply.

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