Travel Alert: Cover excluded for COVID-19 except AUS/NZ with optional COVID-19 Pack or selected countries with "Do Not Travel" advice.

Adventure Travel Insurance

From snorkelling and hiking to abseiling to quad biking, having travel insurance for adventure sports and adventure activities can cover you while travelling the globe.

Travel Insurance for adventurous travellers 

Adventure travel insurance is designed for thrillseeking travellers who want to test their limits with extreme sports and activities.

Some travellers dream of a relaxing vacation on a beach under the sun, marvelling at priceless art in museums, or visiting famous landmarks and historic sites. But for the more adventurous travellers, the best holidays are the ones that give you an incredible adrenaline rush!

Do you want to bungee jump, skydive or swing across a canyon? Trek to Everest base camp or hike the Kokoda Trail? Or perhaps explore the road less travelled on the back of a horse or a quad bike?

If that sounds more like you, we’d say you’re planning an adventure holiday!

Being adventurous doesn’t mean forgoing personal safety though, and even the most experienced adventurers can run into trouble overseas. It's important to make sure you purchase an adventure travel insurance policy that will cover all the exciting activities you want to do.

Fast Cover has your back when it comes to adventure travel insurance. You can head off feeling confident that you’re covered if something unexpected does happen.

What is “Adventure Sports” or “Adventure Activities”

Adventure Sports and Activities are activities and sports that you will need cover for when travelling overseas. Fast Cover has some activities that are covered and some you will need to purchase the Adventure Pack to cover you for those activities and sports. This depends on what you will be participating in when travelling. You can purchase cover for activities like bungee jumping, scuba diving, hiking, trekking and sailing under our policies.

What are the benefits of Adventure Travel Insurance?

Our policies automatically include 24 hour Emergency Assistance plus cover for Emergency Medical and Hospital Expenses.

When deciding on the level of cover you'll need for your trip, consider what’s most important to you and choose a policy that will cover:

  • Cancellation Costs
  • Luggage and Personal Belongings
  • Gear and Equipment
  • Travel Documents, Cash, Credit Cards & Travellers Cheques
  • Travel Delay Expenses
  • Special Event Transport Expenses
  • Rental Vehicle Insurance Excess

What Adventure Sports are you NOT covered for?

If you are doing something more adventurous and it is not on the list of our included activities or on our Adventure Pack list there is no provision to claim for medical or cancellation in relation to that activity. If you are unsure call our Customer Service team on 1300 409 322.

Importance of Adventure Sports and Activities Travel Insurance

It is important to take out additional cover for adventure and activities when travelling abroad. Making sure you have cover could save you hundreds and thousands of dollars on medical and cancellation costs.

It is always a good idea to check what activities are covered by your insurance and what you will need to add on the adventure pack for. This can be added after you purchase the policy or when you first purchase.

What type of activities are you covered for?

Our adventure travel insurance can provide cover for your health, personal belongings and prepaid activities or tour bookings anywhere in the world.

We cover a huge range of sports and activities on all of our policies, an Adventure Pack option to cover extra adrenaline pumping activities, and also a Motorcycle Pack option to cover you if you're planning on riding a motorcycle, moped or scooter.

What Adventures Activities are covered?

Need Ski or Snowboarding travel insurance cover? 

If you're planning on hitting the slopes, we also cover snow activities as well as your winter gear and equipment under our Snow Sports Plus plan.

Go skiing in Australia and our Domestic policy includes cover for:

  • Your Snow sport equipment
  • The cost of your prepaid passes, equipment hire and lessons pack if you get injured or sick
  • Snow resort closure, bad weather or avalanche

Why choose Fast Cover for your adventure travel insurance?

Fast Cover has a range of different policies to suit all traveller types and budgets no matter what you're up to or where you're headed.

Our adventure travel insurance can provide you with 24 hour Emergency Assistance and essential cover for medical emergencies and other unexpected expenses.

Talk to us today to find a policy which suits your adventure holiday itinerary so you can set off with the confidence of knowing you’re covered.

Example Incidents~

Tom's Terrible Tumble

18-year-old Tom from Byron Bay needed over $41,000 AUD worth of overseas medical assistance after he injured himself while skiing and suffered internal bleeding. Tom and his travelling companion’s insurance policy cost just over $500 AUD for both of them. It covered the cost of Tom's emergency medical transport, surgery and hospital expenses, as well as accommodation for his friend to stay nearby while he recovered, and even their return flights to Australia in Business Class.


Pete's Pickpocketed Phone

Pete from Sydney was sailing around the Greek islands with mates when he noticed that his iPhone was missing from his pocket. He immediately reported the theft to the resort staff, his phone service provider and obtained a written report from the local police station to submit with his claim, and was reimbursed $800 AUD under the luggage and personal effects benefit of his Fast Cover travel insurance policy.

Traveller Testimonials

Wonderful service

I was finding it very difficult getting good motorbike and martial arts cover. When I got to Fast Cover the lady helping me made all the enquiries checking out the fine print to help me make sure I was covered for everything I needed. A good value policy, super easy to complete, and friendly helpful staff, what more could you want!

Geoff –


Purchased without issues

Super easy to purchase and understand what was included. If you are looking for snow sports cover this is the place to go. I rang around to a few companies and most didn't offer the range that fast cover does. Customer service was amazing!

A Campbell – Prod


Excellent response and outcome, will use again

After being robbed in Italy of passports, credit cards and basically everything we needed on the morning we due to fly home, we were devastated and worried what our insurance would cover. We needn't have! We were reimbursed for almost everything: new passports, taxi fares, extra two days living expenses and best of all full reimbursement of our airfares home including our upgrade to business class which we bought just a few days before we were due to fly home.

Ross –


~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.

Things you need to know

* See Product Disclosure Statement and the COVID-19 Pack Document for full terms and conditions and exclusions and limits that apply. For travellers aged 80 and over, additional terms and conditions, limits and excesses apply.

# Available with our Comprehensive policies only.

** No cover is provided for pregnancy, childbirth or related complications unless it is a single, uncomplicated pregnancy up to and including 23 weeks. In any event we will not pay medical expenses for regular antenatal care, childbirth at any gestation or care of the newborn child. Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.

+ Statistics based on 'Travel by Australians' quarterly report for June 2013, 'Tourism Industry Facts & Figures at a Glance' September 2012, Cruise Industry Source Market Report: Australia 2013 and Fast Cover Customers.

2 5% saving is based on the cost of a Duo policy versus the cost of two single policies. Excess reduction discount based on excess reduction cost under a Duo policy versus cost under two single policies. Duo policies do not provide cover for any dependent children.

3 Children or dependants under 21 years old and not in full time employment covered for free when travelling with an insured adult. Excludes Duo policies.

4 Price based on an 18 day Basics policy to Pacific region for Single traveller aged 50 years old or younger with $200 excess.

5 Additional terms and conditions, limits and excesses apply to travellers aged 80-89.

6 Must be accompanied by a professional instructor or guide.