Solo Travel Insurance | Adventure with Fast Cover

Domestic

All of Australia including Lord Howe Island, Thursday Island, Christmas Island, Cocos Island and Norfolk Island

Not included

Pacific

Bali, Indonesia, New Zealand & South Pacific. (Choose Worldwide for Hawaii)

Not included

Asia

All Asian countries except Japan. (Choose Worldwide for Japan)

Not included

Europe

All European countries
(including Turkey) and the Russian Federation.

Not included

Worldwide

All countries including North & South America (including Hawaii), Japan, Middle East, Africa & Antarctica.

Not included
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Children under 21 covered free of additional charge* ?
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Cover for an unlimited number of trips over a 12 month period*.
Available to travellers 59 and under.

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Solo Travel Insurance

Travelling solo means going where you want, when you want. Perhaps your dream trip involves backpacking through Europe, working or volunteering in another country or cruising the Pacific Islands. Travelling as an individual gives you more flexibility, but it also means you may not have someone to help you in an emergency situation. That’s where Fast Cover’s Solo Travel Insurance comes in.

Solo Travel Insurance is designed to protect you and your belongings when you travel as an individual, whether you go overseas or within Australia. Travel insurance can help you cover unexpected costs in emergencies, such as the cost of medical assistance, replacing lost or stolen belongings or having to cancel your trip due to an unexpected illness.*

Who should get Solo Travel Insurance?

Any person who is planning to travel as an individual for the duration of their trip can get Solo Travel Insurance.

Visit us online to get a quote if you’re:

  • A solo backpacker
  • Volunteering overseas
  • Doing a snow season
  • A digital nomad
  • A senior travelling
  • Going on a working holiday
  • Going on a business trip
  • Going on multiple trips

Fast Cover’s Solo Travel Insurance is simple and flexible. You can buy Solo Travel Insurance at any age, for wherever you’re travelling and whether your plan is to have an adventure holiday, relaxing getaway or to work while you travel.

What are the benefits of Solo Travel Insurance?

Solo Travel Insurance is designed to be flexible so that you can build a policy that covers your needs.

Unlimited Medical and Cancellation Cover*

Our policies offer Unlimited Emergency Medical Assistance* and Unlimited Hospital Expenses* for the duration of your trip. We also provide cover for flight cancellations and can cover the cost of alternative transport if you’re stuck somewhere.

Pre-Existing Medical Conditions automatically covered

We automatically cover 44 Pre-Existing Medical Conditions* in our Solo Travel Insurance policies and you won’t even have to fill out a medical assessment! See our Travel Insurance for Pre-Existing Medical Conditions page for more details.

No Age Limits

We also have no age limits, so regardless of your age, we’ll be able to provide you with a level of cover that suits your travel needs.*

Medical Benefits

Medical Only Domestic Standard Comprehensive Comprehensive Snow Multi Trip

Overseas Emergency Medical Assistance^

sub-limits:

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical Assistance^

sub-limits:

$40,000 ––– $40,000 $40,000 $40,000 –––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical Assistance^

sub-limits:

$30,000 ––– $30,000 $30,000 $30,000 –––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical Assistance^

sub-limits:

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical Assistance^

sub-limits:

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical Assistance^

sub-limits:


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical & Hospital Expenses^

sub-limits:

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Emergency Dental Expenses (per person)

$500 $500 $500 $500 $500

Overseas Emergency Medical & Hospital Expenses^

sub-limits:

$40,000 ––– $40,000 $40,000 $40,000 $40,000

Emergency Dental Expenses (per person)

$500 $500 $500 $500 $500

Overseas Emergency Medical & Hospital Expenses^

sub-limits:

$30,000 ––– $30,000 $30,000 $30,000 $30,000

Emergency Dental Expenses (per person)

$500 $500 $500 $500 $500

Overseas Emergency Medical & Hospital Expenses^

sub-limits:

Unlimited
$40,000
––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000

Emergency Dental Expenses (per person)

$500 $500 $500 $500 $500

Overseas Emergency Medical & Hospital Expenses^

sub-limits:

Unlimited
$30,000
––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
–––

Emergency Dental Expenses (per person)

$500 $500 $500 $500 $500

Overseas Emergency Medical & Hospital Expenses^

sub-limits:


$40,000
$30,000
–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
–––

Emergency Dental Expenses (per person)

$500 $500 $500 $500 $500

Hospital Cash Allowance^^

sub-limits:

––– ––– $2,500 $5,000 $5,000 $5,000

Daily Limit (per person)

$50 $50 $50 $50

Accidental Death

sub-limits:

––– $25,000 ––– $25,000 $25,000 $25,000

Death of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Permanent Disability^^

sub-limits:

––– ––– ––– $25,000 $25,000 $25,000

Permanent Disability of a Dependant (per Dependant)

$5,000 $5,000 $5,000

Loss of Income^^

sub-limits:

––– ––– ––– $10,400 $10,400 $10,400

Weekly Limit (per person) - up to 26 weeks

$400 $400 $400

Financial Benefits

Medical Only Domestic Standard Comprehensive Comprehensive Snow Multi Trip

Cancellation Fees & Lost Deposits

sub-limits:

––– Unlimited Unlimited Unlimited Unlimited Unlimited

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Cancellation Fees & Lost Deposits

sub-limits:

––– $40,000 $40,000 $40,000 ––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Cancellation Fees & Lost Deposits

sub-limits:

––– $30,000 $30,000 $30,000 ––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Cancellation Fees & Lost Deposits

Travellers Aged 80 to 89:

sub-limits:

––– Unlimited
$40,000
Unlimited
$40,000
Unlimited
$40,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Cancellation Fees & Lost Deposits

Travellers Aged 90 and above:

sub-limits:

––– Unlimited
$30,000
Unlimited
$30,000
Unlimited
$30,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Cancellation Fees & Lost Deposits

Travellers Aged 80 to 89:
Travellers Aged 90 and above:

sub-limits:

–––
$40,000
$30,000

$40,000
$30,000

$40,000
$30,000
––– –––

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $1,500 $1,500

Personal Liability

$2,500,000 $5,000,000 $2,500,000 $5,000,000 $5,000,000 $5,000,000

Additional Expenses

sub-limits:

––– $50,000 $30,000 $50,000 $50,000 $50,000

Resumption of Journey

$3,000 $3,000 $3,000 $3,000 $3,000

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Luggage & Personal Effects

sub-limits:

––– $7,500 $5,000 $7,500 $7,500 $7,500

Personal computers,video recorders or cameras (per item)

$3,000 $3,000 $3,000 $3,000 $3,000

Mobile phones (including PDAs and any items with phone capabilities) (per item)

$1,000 $1,000 $1,000 $1,000 $1,000

All other unspecified items (per item)

$750 $750 $750 $750 $750

Luggage and Personal Effects stolen from a Locked Storage Compartment of an unoccupied vehicle during daylight hours (limit of $200 per item applies)

$2,000 $2,000 $2,000 $2,000 $2,000

Travel Documents, Credit Cards & Travellers Cheques^^

––– ––– $2,000 $5,000 $5,000 $5,000

Alternative Transport Expenses

––– $5,000 ––– $5,000 $5,000 $5,000

Rental Vehicle Insurance Excess

sub-limits:

––– $5,000 Optional Optional Optional Optional

Return of Rental Vehicle

$500 $500 $500 $500 $500

Travel Delay Expenses

sub-limits:

––– $2,000 ––– $2,000 $2,000 $2,000

Daily Limit (per person)

(we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)

$200 $200 $200 $200

Luggage & Personal Effects Delay Expenses^^

––– ––– ––– $250 $250 $250

Theft of Cash^^

––– ––– ––– $250 $250 $250

Snow Sports Benefits

Medical Only Domestic Standard Comprehensive Comprehensive Snow Multi Trip

Snow Sport Overseas Emergency Medical Assistance

sub-limits:

––– ––– ––– ––– Unlimited –––

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000

Snow Sport Overseas Emergency Medical & Hospital Expenses^^

sub-limits:

––– ––– ––– ––– Unlimited –––

Emergency Dental Expenses (per person)

$500

Own Snow Sport Equipment

––– $1,500 ––– ––– $1,500 –––

Snow Sport Equipment Hire

––– $1,500 ––– ––– $1,500 –––

Snow Ski Pack

––– $750 ––– ––– $750 –––

Piste Closure

sub-limits:

––– $1,000 ––– ––– $1,000 –––

Daily Limit (per person)

$100 $100

Bad Weather & Avalanche Closure

––– $750 ––– ––– $750 –––

Please note: This is only a summary of benefits. Exclusions and sub-limits apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the table of benefits in the PDS for full details.

 

^There is no cover under these Policy Sections while travelling in Australia. There is cover under these Policy Sections while travelling on a domestic cruise in Australian waters where you have purchased Plans A, S or B (selecting Region 3) or Plan M. Refer to the "Geographical Regions" section of this PDS for details (pages 12 to 13). ^^ There is no cover under these Policy Sections while travelling in Australia - refer to the "Geographical Regions" section of this PDS for details (pages 12 to 13).

Cover for Skiing or Snowboarding

If you’re a skier or snowboarder get a quote from us for our snow, skiing and boarding cover. This includes cover for your equipment, piste closure and for the unused portion of your snow/ski package if you can’t use it due to sickness or injury.

Customise your policy

Travelling solo means you can do whatever you want, when you want! So that’s why we’ve made our policies flexible by allowing you to customise your policy to add a number of additional options.

Adventure Pack add on

We automatically cover 35 different activities for our adrenalin junky travellers including bungee jumping, elephant riding, kayaking and trekking. However, you can also add on our Adventure Pack if you’re going to do more heart-racing activities such as abseiling, parachuting or caving.

Cycling or Golfing Pack add ons

If you’re a cyclist or a golfer, you can also get cover for your equipment, so that’s another thing you won’t have to worry about!

We’ll cover your bike up to $5,000. In the case of our Golf Pack add on, we’ll even cover your golf green fees if you can’t play due to an illness or injury. And if you are able to play and get a Hole in One, we’ve give you a $250 reward*!

 

 

Golf Pack Benefits

Benefit
Own Golf Equipment

$2,000

Stolen Golf Equipment owned by you and left in a motor vehicle is only covered during daylight hours and must have been left in a concealed storage compartment of a locked motor vehicle, and forced entry must have been made. The most we will pay is $200 for each item.

$1,000
Golf Equipment Hire

$1,500
Golf Green Fees

$500
Hole in One

$250

Please note: This is only a summary of benefits. Exclusions and sub-limits apply to each cover type. For a full table of benefits please see the PDS.

Rental Vehicle Excess

You can add cover for rental vehicle excess with our Standard, Comprehensive, Multi Trip and Comprehensive with Snow Cover policies. You can select either $5000 worth of cover or $8000 for an additional premium.

Increase the cover on your special items

If you’re planning on taking some valuable items, you can get up to $1500 worth of additional cover per valuable item (up to 3 items) by paying an additional premium under our Domestic, Comprehensive Multi Trip and Comprehensive with Snow Cover policies. And we don’t charge depreciation for these items!

Why choose Fast Cover for your next holiday travelling solo?

Fast Cover are travel insurance specialists who offer solo travellers simple and flexible insurance. You can travel with confidence knowing you’ve got cover and a policy tailored to suit your needs.

Solo travellers also have access to our Global Assistance team 24/7. If you experience an emergency you’re only a phone call away from prompt, personal and professional help.

Compare our Solo Travel Insurance policy to other policies and you’ll find that we provide great cover at a price that’s hard to beat. Its travel insurance made simple and affordable.

Our call centres are based in Australia so you’ll only ever talk to Australian based staff.

Wherever you’re travelling and whenever you need us, our Global Assistance Team are ready and waiting to help.

When you need us most, wherever you are in the world, our expert assistance is available 24 hours a day, 7 days a week. *

Travel with confidence knowing your travel insurance policy is underwritten by Allianz.

Ready to get a quote?

Frequently Asked Questions about Solo Travel Insurance

  1. Am I covered for Quad Bike riding?

    You are NOT automatically covered. To be covered for Quad Bike riding, you will need to buy the Adventure Pack Add-on. You also must be a single rider and NOT racing Quad Bikes.

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  2. When should I buy my Travel Insurance?

    You can buy your Travel Insurance up to 12 months before your Departure Date and you need to buy your policy BEFORE you leave Australia. Unlimited Cancellation cover for Cancellation Fees and Lost Deposits starts instantly when your policy is issued. It can be best to buy your policy as early as possible to cover you for Cancellation should the unexpected occur before you start your trip.

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  3. Am I covered if my International flight is delayed or cancelled coming back into Australia and I miss my Domestic flight?

    Yes, you are covered for the Domestic Flight because it is considered part of the international holiday, however it depends on the reason behind the delay or cancellation.

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  4. If I am overseas and need medical assistance, who do I call?

    If you have an emergency while you are travelling, contact our Emergency Assistance Team on the following numbers:

     

    AUSTRALIA 1800 010 075

    CANADA 1800 214 5514

    CHINA (NORTH) 10 800 6100 434

    CHINA (SOUTH) 10 800 261 1323

    FRANCE 0800 905 823

    GERMANY 0800 182 7635

    GREECE 00800 611 4107

    HONG KONG 800 900 389

    INDIA 0008 006 101 108

    INDONESIA 0018 036 1098

    ITALY 800 787 451

    JAPAN 0066 3386 1052

    MALAYSIA 1 800 81 5102

    NETHERLANDS 0800 023 2683

    NEW ZEALAND 0800 778 103

    SINGAPORE 800 6162 187

    SPAIN 900996115

    SWITZERLAND 0800 561 361

    THAILAND 001 8006 121 082

    UNITED KINGDOM 08000 289 270

    UNITED STATES 1866 844 4085

     

    For all other countries call reverse charge: +61 7 3305 7499

     

    You can also send the travel claims team an email on: travelclaims@allianz-assistance.com.au and also the medical team on email: medical@allianz-assistance.com.au

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  5. Am I covered if I go on a Working Holiday?

    Yes, you are covered for both your working and non-working hours. You would NOT be covered for Loss of Income or any loss which is recoverable by compensation under any workers for an overseas job.

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  6. Am I covered if I am doing Volunteer Work overseas?

    Yes, as long as you are not performing any dangerous activities. You should always follow the Australia Governments warning regarding traveling to unsafe places.

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Australia's most
popular destination
is NZ +

60% of overseas travel was for a holiday +

2/3 of overseas spending was for holiday +

*See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply. ^ For travellers aged 80 and over, additional terms and conditions apply. #Available with our Comprehensive policies only. **No cover is provided for pregnancy, childbirth or related complications unless it is a single, uncomplicated pregnancy up to and including 23 weeks. In any event we will not pay medical expenses for regular antenatal care, childbirth at any gestation or care of the newborn child. Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.

+Statistics based on 'Travel by Australians' quarterly report for June 2013, 'Tourism Industry Facts & Figures at a Glance' September 2012, Cruise Industry Source Market Report: Australia 2013 and Fast Cover Customers

1The premium paid is refunded within 14 days after you are issued your Certificate of Insurance provided you have not started your Journey and you do not want to make a claim or to exercise any other right under the policy. 3Emergency Medical & Hospital Expenses. 4Emergency Medical Assistance. 5The cover for cancellation fees and lost deposits begins from the time the policy is issued. 6Buy a Duo policy and save 5% versus the cost of two single policies. Excess reduction discount is based on the cost of excess reduction under a Duo policy versus the cost under two single policies. Duo policies do not provide cover for any dependant children. 7Your children or grandchildren not in full time employment who are under the age of 21 and travelling with you on the Journey are included at no extra charge. 8Spouse (or legally recognised de facto) and Dependants covered for free when accompanying primary policyholder. 9Based on a 0-59 year old travelling to the Pacific region for 4 weeks, Plan E Standard with an excess of $200. 10Provided you have not been hospitalised (including any day surgery or emergency department attendance) for the condition in the 24 months prior to the time of policy issue.

Need a hand?

1300 409 322
enquiries@fastcover.com.au
Fax: (02) 8252 4710

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