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Travel Insurance for New Zealand

Travel insurance for New Zealand can cover you for a lot of different things including activities, medical and luggage.

New Zealand Travel Insurance

When travelling overseas it’s always important to choose the right travel insurance for your specific destination.

If you’re travelling to New Zealand, you should consider a policy that provides 24 hour emergency assistance as well as cover for what’s most important to you such as:

  • Emergency Medical & Hospital Expenses
  • Cancellation
  • Loss of Income
  • Luggage & Personal Effects
  • Theft of Cash
  • Travel Documents, Credit Cards & Travellers Cheques
  • Travel Delay Expenses
  • Special Event Transport Expenses
  • Rental Vehicle Insurance Excess
  • Permanent Disability
  • Personal Liability
  • Accidental Death

Travel Insurance for a holiday in New Zealand

For a holiday in New Zealand with Fast Cover, simply select the New Zealand Region which will provide you with cover for travel throughout New Zealand as well as the Australian Domestic region.

Also consider the type of holiday you’re taking and what activities are on your itinerary to ensure your travel insurance policy will provide cover for all of the fun things you want to do such as:

  • Seeing the glow worms light up the spectacular Waitomo Caves
  • Jet boating tours on the lake at Te Anau or Huka Falls
  • Riding the Skyline cable car up to the summit in Queenstown
  • Taking a scenic day cruise on the stunning Milford Sound
  • Exploring the Hobbiton movie set from the Lord of the Rings and The Hobbit trilogies
  • Hiring a campervan or motorhome and road tripping around both islands
  • Visiting family attractions like the Auckland Zoo or Rainbow’s End Amusement Park
  • Sightseeing and historic walking tours
  • Trekking and hiking in the countryside
  • Horse riding tours
  • Water sports like sailing, wind surfing, kayaking and fishing
  • Adventure sports like bungee jumping, tandem sky diving and quad biking#

Fast Cover offers great value travel insurance options to suit all travellers heading to New Zealand.

Benefits of Fast Cover travel insurance

  • 24 Hour Emergency Assistance
  • Overseas Emergency Medical & Hospital Expenses
  • Unlimited Cancellation Cover
  • Cover for Luggage & Personal Effects
  • Cover for 43 Pre-Existing Medical Conditions
  • Optional cover for scooter, moped and motorcycle riding
  • Optional Cover for Adventure Sports & Activities
  • Optional Rental Vehicle Excess Insurance
  • Kids covered FREE when travelling with an insured adult

See the tables below for more benefits:

Medical Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Funeral/cremation Overseas and/or bringing your remains home (per person)

$15,000 $15,000 $15,000 $15,000 $15,000

Overseas Emergency Medical & Hospital Expenses^

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Emergency Dental

$500 ––– $750 $1,000 $1,000 $1,000

Overseas Emergency Evacuation & Repatriation

Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Hospital Cash Payment^

sub-limits:

––– ––– ––– $5,000 $5,000 $5,000

Daily Limit (per person)

$50 $50 $50

Accidental Death

Travellers Aged 80 to 89:
––– $25,000
$20,000
––– $25,000
$20,000
$25,000
$20,000
$25,000
$20,000

Death of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Permanent Disability^

Travellers Aged 80 to 89:
––– ––– ––– $50,000
$20,000
$50,000
$20,000
$25,000
$20,000

Permanent Disability of a Dependant (per Dependant)

$5,000 $5,000 $5,000 $5,000

Loss of Income^

sub-limits:

––– ––– ––– $10,400 $10,400 $10,400

Weekly Limit (per person) - up to 26 weeks

$400 $400 $400

Financial Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Trip Cancellation Expenses

sub-limits:

––– Unlimited $25,000 Unlimited Unlimited Unlimited

Travel Agents Cancellation Fees

$1,500 $1,500 $1,500 $1,500 $1,500

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Personal Liability

$1,000,000 $5,000,000 $2,500,000 $5,000,000 $5,000,000 $5,000,000

Trip Disruption Expenses

sub-limits:

––– $50,000 $30,000 $50,000 $50,000 $50,000

Relatives with a Pre-existing Medical Condition

$2,000 $2,000 $2,000 $2,000 $2,000

Trip Resumption Expenses

$3,000 $2,000 $3,000 $3,000 $3,000

Luggage & Personal Effects

sub-limits:

Optional $7,500 $5,000 $15,000 $15,000 $15,000

Personal computers,video recorders or cameras (per item)

$3,000 $3,000 $3,000 $3,000 $3,000 $3,000

Mobile phones and tablets (per item)

$1,000 $1,000 $1,000 $1,000 $1,000 $1,000

All other unspecified items (per item)

$750 $750 $750 $750 $750 $750

Luggage and Personal Effects stolen from a Locked Storage Compartment of an unoccupied vehicle during daylight hours

$2,000 $2,000 $2,000 $2,000 $2,000 $2,000

Passports, Credit Cards & Credit Card Fraud^

––– ––– $2,000 $5,000 $5,000 $5,000

Special Event Transport Expenses

––– $5,000 ––– $5,000 $5,000 $5,000

Rental Vehicle Excess

sub-limits:

––– $5,000 Optional Optional Optional Optional

Return of Rental Vehicle

$500 $500 $500 $500 $500

Travel Delay Expenses

sub-limits:

––– $2,000 ––– $2,000 $2,000 $2,000

Daily Limit (per person)

(we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)

$200 $200 $200 $200

Delay of Luggage and Personal Effects^

––– ––– ––– $750 $750 $750

Theft of Cash^

––– ––– ––– $250 $250 $250

Snow Sports Benefits

Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Snow Sport Equipment

––– $1,500 ––– ––– $1,500 –––

Snow Equipment Replacement Hire

––– $1,500 ––– ––– $1,500 –––

Snow Prepaid Expenses

––– $750 ––– ––– $750 –––

Snow Resort Closure

sub-limits:

––– $1,000 ––– ––– $1,000 –––

Daily Limit (per person)

$100 $100

Please note: This is only a summary of benefits. Exclusions and sub-limits apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.

Top 10 tips for safe travel in New Zealand

  1. Check Smartraveller.gov.au to make sure the regions you wish to visit are not listed as ‘Reconsider your need to travel’ or ‘Do not travel’.
  2. Get a health check-up before you leave home.
  3. Ask your doctor about vaccinations you may need for New Zealand. These may include DTP (Tetanus, Diphtheria and Pertussis), Hepatitis A and B, and Typhoid.
  4. Make sure you pack suitable clothing for all weather conditions you may encounter.
  5. Familiarise yourself with the local laws, culture and customs.
  6. Check if you require a particular type of Visa for your trip.
  7. Save the phone number and address of the nearest Australian consulate or embassy.
  8. Keep both printed and digital copies of all your travel documents handy.
  9. Register your New Zealand trip itinerary and contact details with Smartraveller.
  10. Download the Smartraveller app to receive instant travel alerts and warnings.

Example Incidents~

Liam’s Lost Luggage

Liam and his partner arrived in New Zealand for a holiday but their baggage did not. They took precautions as advised by their travel insurer’s emergency assistance team and lodged a claim with the airline. Fortunately, the airline located their luggage 48 hours later but they were also able to claim $500 AUD under the luggage and personal effects delay benefit of their Comprehensive travel policy.

 

Ben's Broken Lens

32-year-old Ben was hiking in New Zealand when a strong gust of wind broke his camera strap and knocked over the tripod, causing damage to the equipment. After providing proof of ownership with his claim, he was reimbursed for over $1,100 AUD under the luggage and personal effects of his Fast Cover travel insurance policy.

Traveller Testimonials

Great Customer Service

Good value, easy to set up. Personal contact with the staff has been pleasant and very helpful. I will continue to use Fast Cover and am already recommending it to my friends.

Maddy – Compare Travel Insurance

 

Brilliant Service - Quick, Easy, Friendly & Hassle Free

I used Fast Cover Travel Insurance for a trip to Queenstown, New Zealand in 2013 for a ski trip. The website was easy to use, and easy to get a quote. There were a choice of easy-to-understand policies which were really comprehensive and great value for money.

Unfortunately, I had to make a claim after my flights cancelled due to snow in New Zealand. I called them up straight away (after hours on a weekend) and their friendly claims team were helpful an professional and gave me all the information I needed. Upon submitting my claim on my return my claim was paid promptly and without any questions or hassles.

I had such a great experience, that I've just purchased travel insurance again for my next holiday and feel very assured knowing that if anything goes wrong (hopefully it wont), that I will be taken care of once again.

Daina – Compare Travel Insurance

 

5 steps to buying Fast Cover travel insurance for New Zealand

  1. Select the New Zealand Region and follow a few simple steps online for a FREE instant quote.
  2. Consider the benefits included in each policy.
  3. Select the level of cover that’s right for your trip to New Zealand.
  4. Read the Product Disclosure Statement.
  5. Consider the Financial Services Guide.
Ready to get a quote?

#Adventure activities are only covered by this policy if you have paid the additional premium for the Adventure Pack.

~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.

 

 

Things you need to know

* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply. For travellers aged 80 and over, additional terms and conditions, limits and excesses apply.