Standard Saver Travel Insurance Cover

Standard Saver Cover Travel Insurance

Fast Cover’s Standard Saver travel insurance is designed to provide you with cover for overseas emergency medical and hospital expenses, with a few other handy benefits for unexpected costs including cancellation, disruptions to your trip or lost luggage, just in case you need it.

Whether you're going on the world's greatest road trip across America, relaxing on a luxury cruise to Alaska, soaking up the sunshine in the Maldives, or maybe spending a couple of weeks immersing yourself in the culture of Thailand, there are always a few risks involved when you travel.

Accidents do happen, so you should consider taking out travel insurance as a part of your holiday preparation.

With Standard Saver travel insurance, you can have great value cover and support, without blowing your budget.

Who should get Standard Saver travel insurance?

The Standard Saver policy is ideal for many travellers, including:

Single travellers	Business travellers	Backpackers
Volunteers going overseas	Groups of family or friends	Working holiday travellers
Students on exchange or taking a Gap Year break from study	Couples (spouse, de facto, partner, same sex)

If you're looking for more cover, our Comprehensive travel insurance is our top level of cover available.

What are the benefits of Standard Saver travel insurance?

Medical Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Overseas 24/7 Emergency Medical Assistance^ sub-limits:	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Funeral/cremation Overseas and/or bringing your remains home (per person)	$20,000		$20,000	$20,000	$20,000	$20,000
Overseas Emergency Medical & Hospital Expenses^	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Overseas Emergency Dental	$500	–––	$750	$1,000	$1,000	$1,000
Overseas Emergency Evacuation & Repatriation	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Overseas Hospital Cash Payment^ sub-limits:	–––	–––	–––	$5,000	$5,000	$5,000
Daily Limit (per person)				$50	$50	$50
Accidental Death Travellers Aged 80 to 89:	–––	$25,000 $20,000	–––	$25,000 $20,000	$25,000 $20,000	$25,000 $20,000
Accidental Death for travellers up to age 79		$25,000		$25,000	$25,000	$25,000
Accidental Death for travellers aged 80 - 89		$20,000		$20,000	$20,000	$20,000
Accidental Death of a Dependant (per Dependant)		$5,000		$5,000	$5,000	$5,000
Permanent Disability^ Travellers Aged 80 to 89:	–––	–––	–––	$50,000 $20,000	$50,000 $20,000	$25,000 $20,000
Permanent Disability for travellers up to age 79				$50,000	$50,000	$25,000
Permanent Disability for travellers aged 80 - 89				$20,000	$20,000	$20,000
Permanent Disability of a Dependant (per Dependant)				$5,000	$5,000	$5,000
Loss of Income^ sub-limits:	–––	–––	–––	$10,400	$10,400	$10,400
Weekly Limit (per person) - up to 26 weeks				$400	$400	$400

Financial Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Trip Cancellation Expenses sub-limits:	–––	Unlimited	$25,000	Unlimited	Unlimited	Unlimited
Travel Agents Cancellation Fees		$1,500	$1,500	$1,500	$1,500	$1,500
Close Relatives that do not meet Close relative conditions		$2,000	$2,000	$2,000	$2,000	$2,000
Personal Liability	$1,000,000	$5,000,000	$2,500,000	$5,000,000	$5,000,000	$5,000,000
Trip Disruption Expenses sub-limits:	–––	$50,000	$30,000	$50,000	$50,000	$50,000
Close Relatives with a Pre-existing Medical Condition		$2,000	$2,000	$2,000	$2,000	$2,000
Trip Resumption Expenses	–––	$3,000	$2,000	$3,000	$3,000	$3,000
Luggage & Personal Effects sub-limits:	Optional	$7,500	$5,000	$15,000	$15,000	$15,000
Personal computers,video recorders or cameras (per item)	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000
Mobile phones (per item)	$1,500	$1,500	$1,500	$1,500	$1,500	$1,500
Tablets (per item)	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000
All other unspecified items (per item)	$750	$750	$750	$750	$750	$750
Luggage and Personal Effects stolen from a Locked Storage Compartment of an unattended vehicle during daylight hours. We will pay up to $200 for each item and $2,000 in total for all stolen items.	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000
Passports, Credit Cards & Credit Card Fraud^	–––	–––	$2,000	$5,000	$5,000	$5,000
Special Event Transport Expenses	–––	$5,000	–––	$5,000	$5,000	$5,000
Rental Vehicle Excess sub-limits:	–––	$5,000	Optional	Optional	Optional	Optional
Return of Rental Vehicle		$500	$500	$500	$500	$500
Travel Delay Expenses sub-limits:	–––	$2,000	–––	$2,000	$2,000	$2,000
Daily Limit (per person) (we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)		$200		$200	$200	$200
Delay of Luggage and Personal Effects^	–––	–––	–––	$750	$750	$750
Theft of Cash^	–––	–––	–––	$250	$250	$250

Snow Sports Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
Snow Sport Equipment	–––	$1,500	–––	–––	$1,500	–––
Snow Equipment Replacement Hire	–––	$1,500	–––	–––	$1,500	–––
Snow Prepaid Expenses	–––	$750	–––	–––	$750	–––
Snow Resort Closure sub-limits:	–––	$1,000	–––	–––	$1,000	–––
Daily Limit (per person)		$100			$100

COVID-19 Benefits	Basics	Domestic Plus	Standard Saver	Comprehensive	Snow Sports Plus	Frequent Traveller Saver
COVID-19 Overseas Emergency Medical, Hospital & Medical Evacuation Expenses	Unlimited	–––	Unlimited	Unlimited	Unlimited	Unlimited
Funeral/cremation Overseas and/or bringing your remains home (per person)	$20,000	–––	$20,000	$20,000	$20,000	$20,000
COVID-19 Trip Cancellation & Disruption	–––	$3,500	$3,000	$5,000	$5,000	$5,000

Please note: This is only a summary of benefits. Policy terms, conditions, limits, sub limits and exclusions apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.

Optional extras for Standard Saver insurance

Wherever or however you plan to travel, Fast Cover's travel insurance policies are designed to be both affordable and flexible.

The Standard Saver policy allows you to customise your level of cover, and include options for the:

Adventure Pack

Cover for activities like abseiling, quad biking, hiking between 3000m and 6000m, scuba diving to 30m & more.

Motorcycle Pack

Cover for riding or being a passenger on a motorcycle, moped or scooter.

Rental Vehicle Excess Insurance

Cover for the excess payable if your rental vehicle is in an accident.

Bicycle Pack

Cover for the loss, theft or damage to your bicycle.

Why choose Fast Cover Standard Saver travel insurance for your next holiday?

Fast Cover’s Standard Saver is designed to be simple and flexible to provide cover for you in case of unexpected expenses or emergencies when you travel.

Our travel insurance can provide cover for many existing medical conditions - check out our Medical Conditions page for more information about medical screening for your existing medical and pregnancy conditions including information about the General Exclusions that may apply*.

A Fast Cover travel insurance policy also connects you with an experienced and professional Emergency Assistance team. You can head overseas knowing you’re not alone if something unexpected does happen during your travels. No matter where in the world you travel, expert help is available 24 hours a day, 7 days a week, 365 days a year.

Compare our Standard Travel Insurance policy to other travel insurance providers and you’ll find we can provide a competitive price for cover which can protect what matters to you most when you travel.

Get a free quote within a few minutes online or talk to us today to help you tailor a policy for your next overseas holiday.

Things you need to know

^* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply.

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What to do

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Standard Saver Travel Insurance