Adventure Pack
Cover for activities like abseiling, quad biking, hiking between 3000m and 6000m, scuba diving to 30m & more.
sub-limits:
Standard Saver Cover Travel Insurance
Fast Cover’s Standard Saver travel insurance is designed to provide you with cover for overseas emergency medical and hospital expenses, with a few other handy benefits for unexpected costs including cancellation, disruptions to your trip or lost luggage, just in case you need it.
Whether you're going on the world's greatest road trip across America, relaxing on a luxury cruise to Alaska, soaking up the sunshine in the Maldives, or maybe spending a couple of weeks immersing yourself in the culture of Thailand, there are always a few risks involved when you travel.
Accidents do happen, so you should consider taking out travel insurance as a part of your holiday preparation.
With Standard Saver travel insurance, you can have great value cover and support, without blowing your budget.
Who should get Standard Saver travel insurance?
The Standard Saver policy is ideal for many travellers, including:
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If you're looking for more cover, our Comprehensive travel insurance is our top level of cover available.
What are the benefits of Standard Saver travel insurance?
Medical Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
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Overseas 24/7 Emergency Medical Assistance^ |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
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Funeral/cremation Overseas and/or bringing your remains home (per person) |
$20,000 | $20,000 | $20,000 | $20,000 | $20,000 | |
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Overseas Emergency Medical & Hospital Expenses^ |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
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Overseas Emergency Dental |
$500 | ––– | $750 | $1,000 | $1,000 | $1,000 |
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Overseas Emergency Evacuation & Repatriation |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
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Overseas Hospital Cash Payment^ sub-limits: |
––– | ––– | ––– | $5,000 | $5,000 | $5,000 |
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Daily Limit (per person) |
$50 | $50 | $50 | |||
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Accidental Death Travellers Aged 80 to 89: |
––– | $25,000 $20,000 |
––– | $25,000 $20,000 |
$25,000 $20,000 |
$25,000 $20,000 |
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Accidental Death for travellers up to age 79 |
$25,000 | $25,000 | $25,000 | $25,000 | ||
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Accidental Death for travellers aged 80 - 89 |
$20,000 | $20,000 | $20,000 | $20,000 | ||
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Accidental Death of a Dependant (per Dependant) |
$5,000 | $5,000 | $5,000 | $5,000 | ||
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Permanent Disability^ Travellers Aged 80 to 89: |
––– | ––– | ––– | $50,000 $20,000 |
$50,000 $20,000 |
$25,000 $20,000 |
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Permanent Disability for travellers up to age 79 |
$50,000 | $50,000 | $25,000 | |||
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Permanent Disability for travellers aged 80 - 89 |
$20,000 | $20,000 | $20,000 | |||
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Permanent Disability of a Dependant (per Dependant) |
$5,000 | $5,000 | $5,000 | |||
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Loss of Income^ sub-limits: |
––– | ––– | ––– | $10,400 | $10,400 | $10,400 |
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Weekly Limit (per person) - up to 26 weeks |
$400 | $400 | $400 |
Financial Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
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Trip Cancellation Expenses sub-limits: |
––– | Unlimited | $25,000 | Unlimited | Unlimited | Unlimited |
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Travel Agents Cancellation Fees |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | |
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Close Relatives that do not meet Close relative conditions |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | |
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Personal Liability |
$1,000,000 | $5,000,000 | $2,500,000 | $5,000,000 | $5,000,000 | $5,000,000 |
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Trip Disruption Expenses sub-limits: |
––– | $50,000 | $30,000 | $50,000 | $50,000 | $50,000 |
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Close Relatives with a Pre-existing Medical Condition |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | |
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Trip Resumption Expenses |
––– | $3,000 | $2,000 | $3,000 | $3,000 | $3,000 |
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Luggage & Personal Effects sub-limits: |
Optional | $7,500 | $5,000 | $15,000 | $15,000 | $15,000 |
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Personal computers,video recorders or cameras (per item) |
$3,000 | $3,000 | $3,000 | $3,000 | $3,000 | $3,000 |
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Mobile phones (per item) |
$1,500 | $1,500 | $1,500 | $1,500 | $1,500 | $1,500 |
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Tablets (per item) |
$1,000 | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
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All other unspecified items (per item) |
$750 | $750 | $750 | $750 | $750 | $750 |
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Luggage and Personal Effects stolen from a Locked Storage Compartment of an unattended vehicle during daylight hours. We will pay up to $200 for each item and $2,000 in total for all stolen items. |
$2,000 | $2,000 | $2,000 | $2,000 | $2,000 | $2,000 |
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Passports, Credit Cards & Credit Card Fraud^ |
––– | ––– | $2,000 | $5,000 | $5,000 | $5,000 |
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Special Event Transport Expenses |
––– | $5,000 | ––– | $5,000 | $5,000 | $5,000 |
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Rental Vehicle Excess sub-limits: |
––– | $5,000 | Optional | Optional | Optional | Optional |
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Return of Rental Vehicle |
$500 | $500 | $500 | $500 | $500 | |
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Travel Delay Expenses sub-limits: |
––– | $2,000 | ––– | $2,000 | $2,000 | $2,000 |
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Daily Limit (per person) (we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay) |
$200 | $200 | $200 | $200 | ||
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Delay of Luggage and Personal Effects^ |
––– | ––– | ––– | $750 | $750 | $750 |
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Theft of Cash^ |
––– | ––– | ––– | $250 | $250 | $250 |
Snow Sports Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
|
Snow Sport Equipment |
––– | $1,500 | ––– | ––– | $1,500 | ––– |
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Snow Equipment Replacement Hire |
––– | $1,500 | ––– | ––– | $1,500 | ––– |
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Snow Prepaid Expenses |
––– | $750 | ––– | ––– | $750 | ––– |
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Snow Resort Closure sub-limits: |
––– | $1,000 | ––– | ––– | $1,000 | ––– |
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Daily Limit (per person) |
$100 | $100 |
COVID-19 Benefits |
Basics | Domestic Plus | Standard Saver | Comprehensive | Snow Sports Plus | Frequent Traveller Saver |
|---|---|---|---|---|---|---|
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COVID-19 Overseas Emergency Medical, Hospital & Medical Evacuation Expenses |
Unlimited | ––– | Unlimited | Unlimited | Unlimited | Unlimited |
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Funeral/cremation Overseas and/or bringing your remains home (per person) |
$20,000 | ––– | $20,000 | $20,000 | $20,000 | $20,000 |
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COVID-19 Trip Cancellation & Disruption |
––– | $3,500 | $3,000 | $5,000 | $5,000 | $5,000 |
Please note: This is only a summary of benefits. Policy terms, conditions, limits, sub limits and exclusions apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.
Optional extras for Standard Saver insurance
Wherever or however you plan to travel, Fast Cover's travel insurance policies are designed to be both affordable and flexible.
The Standard Saver policy allows you to customise your level of cover, and include options for the:
Motorcycle Pack
Cover for riding or being a passenger on a motorcycle, moped or scooter.
Rental Vehicle Excess Insurance
Cover for the excess payable if your rental vehicle is in an accident.
Bicycle Pack
Cover for the loss, theft or damage to your bicycle.
Why choose Fast Cover Standard Saver travel insurance for your next holiday?
Fast Cover’s Standard Saver is designed to be simple and flexible to provide cover for you in case of unexpected expenses or emergencies when you travel.
Our travel insurance can provide cover for many existing medical conditions - check out our Medical Conditions page for more information about medical screening for your existing medical and pregnancy conditions including information about the General Exclusions that may apply*.
A Fast Cover travel insurance policy also connects you with an experienced and professional Emergency Assistance team. You can head overseas knowing you’re not alone if something unexpected does happen during your travels. No matter where in the world you travel, expert help is available 24 hours a day, 7 days a week, 365 days a year.
Compare our Standard Travel Insurance policy to other travel insurance providers and you’ll find we can provide a competitive price for cover which can protect what matters to you most when you travel.
Get a free quote within a few minutes online or talk to us today to help you tailor a policy for your next overseas holiday.
Things you need to know
^ Price as at 27/10/2024 compared to the price calculated today for this policy.
* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply.