While having an unlimited amount of money to spend while travelling is the dream, most of us travel on a budget. We understand that you want the best deal whether you’re a globetrotting retiree, pensioner, backpacker, student or family. Our economical travel insurance policies are designed to help you keep to your budget without compromising on cover.
Fast Cover provides affordable options for those travelling in Australia or overseas. We offer 3 different policies to cater to different travel insurance budgets. Whether you have a small budget for travel insurance or want comprehensive cover, we can provide a policy which covers what’s important to you on your next trip.
Do you really need travel insurance?
Travel insurance provides cover for you if you experience an emergency on your trip. Without it, you could face some hefty bills for emergencies such as medical care or replacing lost or stolen items. The Australian government, your Medicare card and private health insurance may not cover you for any overseas medical costs. This means you’ll have to foot the bill no matter how large it is. We’ve seen medical bills as high as $1,000,000!
Who should budget for travel insurance?
The Australian Government’s Smart Traveller website says “if you can’t afford travel insurance, you can’t afford to travel.” You should always include a travel insurance budget in the plan for your overall holiday expenses so that if the worst happens, you’re covered.*
You can also purchase a policy with less cover if you are partially insured through other providers or credit card companies and want to top up their cover. You would then claim from the other provider first and have cover to make up any difference.
To qualify for a Fast Cover policy you’ll need to:
- be an Australian resident or hold a 457 visa
- purchase your policy before you commence your journey
- start and end your journey in Australia
Budget does NOT mean limited
Nothing is more important when travelling than your health and safety. Fast Cover’s cheapest plan with medical cover is our ‘Medical Only’ policy which offers you the essentials, including Unlimited* cover for Overseas Emergency Medical Assistance and Medical and Hospital Expenses.
Compare the levels of cover with your budget in the below table.