Canstar 2024 and 2025 outstanding value for seniors awards

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Save 10% with duo cover. T&Cs apply.⁺⁺Learn more

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Travel insurance

Destinations

Our cover

Help

1300 409 322

Travel insurance

Destinations

Our cover

Help

1300 409 322

Australian travel insurance

See why over a million chose us

Multi award-winning cover†

Recognised for value

Finder Awards 2025 Highly Commended – Comprehensive Travel Insurance; Canstar 2025 Outstanding Value – Seniors Travel Insurance; WeMoney 2025 Winner – Domestic Travel Insurance of the Year

Rated by thousands†

on Product Review

Aussie owned & operated

Feel local support

See why over a million chose us

Multi award-winning cover†

Recognised for value

Rated by thousands†

on Product Review

Aussie owned & operated

Feel local support

Australian travel insurance

If you're looking for travel insurance for Australians, choosing an Australian travel insurance company isn’t just about geography. It’s also about trust, understanding and accountability. Here’s why it matters.

Call us and a local picks up - every time

Speak to our Aussie-based team of travel insurance experts.

Learn more

Your claim never leaves Australia. Start to finish, no exceptions.

Many insurers quietly send your claim offshore.

Learn more

24/7 Aussie-based support that acts fast when it counts.

Medical emergencies overseas are the wrong time for language barriers.

Learn more

Designed by Australians, for Australians

Foreign-owned insurers commonly sell a one-size-fits-all policy.

Learn more

Australian travel insurance

Call us and a local picks up - every time

Speak to our Aussie-based team of travel insurance experts.

Learn more

Your claim never leaves Australia. Start to finish, no exceptions.

Many insurers quietly send your claim offshore.

Learn more

24/7 Aussie-based support that acts fast when it counts.

Medical emergencies overseas are the wrong time for language barriers.

Learn more

Designed by Australians, for Australians

Foreign-owned insurers commonly sell a one-size-fits-all policy.

Learn more

What customers are saying‡

Amazing! A very quick and smooth process and the coverage is easy to understand.

Annie

May 2025

It was great, efficient, clear and easy

Gabrielle

May 2025

We were recommended to Fastcover by a friend and wouldn't hesitate to recommend to others.

Mark

July 2026

We put in three separate claims for $17,600 worth of flights and hotels for five people. We got all the money back apart from the $200 excess each.

Alison

October 2026

Getting a quote and purchasing my policy was quick & easy, taking just minutes.

Adem

May 2025

What customers are saying‡

Amazing! A very quick and smooth process and the coverage is easy to understand.

Annie

May 2025

It was great, efficient, clear and easy

Gabrielle

May 2025

We were recommended to Fastcover by a friend and wouldn't hesitate to recommend to others.

Mark

July 2026

We put in three separate claims for $17,600 worth of flights and hotels for five people. We got all the money back apart from the $200 excess each.

Alison

October 2026

Getting a quote and purchasing my policy was quick & easy, taking just minutes.

Adem

May 2025

No h2 headings found in #content

Aussie owned vs foreign-owned insurers: what’s the difference?

Fast Cover is proudly 100% Australian owned. That means:

All Fast Cover staff including customer service and claims are based in Australia
We operate under our own Australian Financial Services Licence (538708)
We don’t hide behind another company’s financial services licence
We’re bound by Australian laws and regulations
We’re aligned with Australian medical and legal expectations
Our profits stay in Australia, and we pay tax in Australia for the benefit of all Aussies
We operate here, employ here, and support Australian travellers

Not all travel insurers operate the same way

Here’s a simple comparison of how foreign-owned travel insurers may operate compared to Aussie-based Fast Cover:

Fast Cover – Aussie Owned	Foreign-owned insurer
Designed for Australian travellers	May focus on multiple global markets
Local Australia-based customer service	Off-shore call centres
100% of claims are processed in-house in Australia	Off-shore claims processing by third party
Australia-based business accountability	Operates under foreign parent company
Clear, plain English communication	Corporate language may vary
Understands Aussie travel habits	Less local travel nuance
Our profits stay in Australia and we pay tax in Australia	Foreign-owned insurers send their profits back to their country

Aussie owned vs foreign-owned insurers: what’s the difference?

Fast Cover is proudly 100% Australian owned. That means:

All Fast Cover staff including customer service and claims are based in Australia
We operate under our own Australian Financial Services Licence (538708)
We don’t hide behind another company’s financial services licence
We’re bound by Australian laws and regulations
We’re aligned with Australian medical and legal expectations
Our profits stay in Australia, and we pay tax in Australia for the benefit of all Aussies
We operate here, employ here, and support Australian travellers

Not all travel insurers operate the same way

Here’s a simple comparison of how foreign-owned travel insurers may operate compared to Aussie-based Fast Cover:

Fast Cover – Aussie Owned	Foreign-owned insurer
Designed for Australian travellers	May focus on multiple global markets
Local Australia-based customer service	Off-shore call centres
100% of claims are processed in-house in Australia	Off-shore claims processing by third party
Australia-based business accountability	Operates under foreign parent company
Clear, plain English communication	Corporate language may vary
Understands Aussie travel habits	Less local travel nuance
Our profits stay in Australia and we pay tax in Australia	Foreign-owned insurers send their profits back to their country

You’ll speak to an Aussie customer service team

Our team keep things straightforward so you can make informed decisions. No confusing corporate language. No unnecessary jargon.

Our customer service team will help you:

Get a quote for your trip details
Compare policy options and cover details
Complete a medical screening
Add optional extras to your policy
Make changes to your policy details or extend your policy
Cancel and refund your policy with our 25-day money-back guarantee if you are eligible

Of course, all policies are subject to terms, conditions, limits and exclusions. Always refer to the Product Disclosure Statement (PDS) for full details.

You’ll speak to an Aussie customer service team

Our team keep things straightforward so you can make informed decisions. No confusing corporate language. No unnecessary jargon.

Our customer service team will help you:

Get a quote for your trip details
Compare policy options and cover details
Complete a medical screening
Add optional extras to your policy
Make changes to your policy details or extend your policy
Cancel and refund your policy with our 25-day money-back guarantee if you are eligible

Of course, all policies are subject to terms, conditions, limits and exclusions. Always refer to the Product Disclosure Statement (PDS) for full details.

100% of claims are handled in Australia from start to finish

Fast Cover’s Aussie based claims team handles all claims in-house in Sydney.

When you’re dealing with unexpected events on your trip, clarity and familiarity matter.

You’ll speak to a local Aussie team member, not an offshore call centre
Our team guides travellers through the claims process step by step
No time zone confusions

Learn more about our claims process

As each individual’s circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.

100% of claims are handled in Australia from start to finish

Fast Cover’s Aussie based claims team handles all claims in-house in Sydney.

When you’re dealing with unexpected events on your trip, clarity and familiarity matter.

You’ll speak to a local Aussie team member, not an offshore call centre
Our team guides travellers through the claims process step by step
No time zone confusions

Learn more about our claims process

As each individual’s circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.

Access to Aussie-based 24/7 emergency medical assistance

Medical emergencies can happen anywhere, even on holidays. We’re here to help with Aussie based support when you need it most.

Depending on your situation, Fast Cover’s Australia-based Emergency Medical Assistance team may be able to assist you during unexpected medical emergencies overseas by:

Locating and arranging overseas medical treatment or hospital admission
Coordinating approved medical evacuation or repatriation
Providing guidance on accessing local medical support services

See how our 24/7 EA team can help you

Access to Aussie-based 24/7 emergency medical assistance

Medical emergencies can happen anywhere, even on holidays. We’re here to help with Aussie based support when you need it most.

Depending on your situation, Fast Cover’s Australia-based Emergency Medical Assistance team may be able to assist you during unexpected medical emergencies overseas by:

Locating and arranging overseas medical treatment or hospital admission
Coordinating approved medical evacuation or repatriation
Providing guidance on accessing local medical support services

See how our 24/7 EA team can help you

We understand how Australians travel

With over 15 years providing travel insurance for Aussie travellers, we know that Australians don’t just holiday, we explore the world through different kinds of travel.

We take long-haul flights to Europe
We head to Bali for quick getaways
We cruise through the Pacific
We ski in Japan
We backpack across continents
We tick off our adventure bucket list

Travel insurance isn’t a one-size -fits-all. We design our policy options and optional extras with a wide range of Aussie travellers in mind.

We understand how Australians travel

With over 15 years providing travel insurance for Aussie travellers, we know that Australians don’t just holiday, we explore the world through different kinds of travel.

We take long-haul flights to Europe
We head to Bali for quick getaways
We cruise through the Pacific
We ski in Japan
We backpack across continents
We tick off our adventure bucket list

Travel insurance isn’t a one-size -fits-all. We design our policy options and optional extras with a wide range of Aussie travellers in mind.

Dean Van Es

Chief Executive Officer

Fast Cover Travel Insurance

In a foreign country, it’s hard to know who to call, where to go, or who to trust. With Fast Cover’s International travel insurance policies, you get access to experienced teams who can guide you to the right care quickly. When you're injured overseas, speed and local knowledge can make all the difference.

Dean Van Es

Chief Executive Officer

Fast Cover Travel Insurance

Dean Van Es

Chief Executive Officer

Fast Cover Travel Insurance

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Travel insurance designed for all kinds of Aussies

Whether you're travelling alone, with company, or as a student, we provide travel insurance for all types of travellers.

Smiling solo traveller in an orange jacket walking through a forest

Travel insurance designed for all kinds of Aussies

Whether you're travelling alone, with company, or as a student, we provide travel insurance for all types of travellers.

Solo travellers

Learn more

Duos and couples

Learn more

Families

Learn more

Seniors

Learn more

Backpackers

Learn more

Students

Learn more

Pregnant travellers

Learn more

Working holiday makers

Learn more

IEC travellers

Learn more

Why buy online travel insurance with Fast Cover?

Buying online travel insurance should be easy. Fast Cover keeps it simple, from a fast online travel insurance quote to an easy claims process.

25 day money-back guarantee#

24/7 emergency assistance

Fast & simple claims process

Why buy online travel insurance with Fast Cover?

Buying online travel insurance should be easy. Fast Cover keeps it simple, from a fast online travel insurance quote to an easy claims process.

25 day money-back guarantee#

24/7 emergency assistance

Fast & simple claims process

Got a question?

See FAQs

Is Fast Cover an Australian owned company?

Where is Fast Cover based?

Where does Fast Cover have a call centre?

Where are Fast Cover’s claims processed?

Are Fast Cover’s claims handled offshore?

Got a question?

See FAQs

Is Fast Cover an Australian owned company?

Where is Fast Cover based?

Where does Fast Cover have a call centre?

Where are Fast Cover’s claims processed?

Are Fast Cover’s claims handled offshore?

Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

⁺⁺ Duo cover applies to two travellers on the same itinerary for at least 75% of the trip, both listed on the Certificate of Insurance. No cover for Dependants. One Certificate of Insurance is issued with per-person benefit limits matching a Single policy, except for Rental Vehicle Excess. Savings reflect the cost of Duo cover compared to two Single policies. Read the PDS and TMD before buying.

† Fast Cover has a referral arrangement with Canstar. Awards are only one factor to be considered when deciding whether this product is right for you. The awards shown include Canstar's Outstanding Value for Seniors Travel Insurance 2024 and Canstar's Outstanding Value for Seniors Travel Insurance 2025.

# Cancel within 25 days of purchase for a full refund, provided your trip hasn't started, no claim has been or will be made, no policy rights have been exercised, and the policy hasn't been used for a visa. Partial refunds may apply after this period, see PDS.

‡ Ratings and testimonials were collected by Fast Cover via an online survey, where customers were invited to share and rate their experience on a scale from 1 to 5.

Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.

Australian travel insurance

Australian travel insurance

See why over a million chose us

Multi award-winning cover†

Rated by thousands†

Aussie owned & operated

See why over a million chose us

Multi award-winning cover†

Rated by thousands†

Aussie owned & operated

Australian travel insurance

Call us and a local picks up - every time

Your claim never leaves Australia. Start to finish, no exceptions.

24/7 Aussie-based support that acts fast when it counts.

Designed by Australians, for Australians

Australian travel insurance

Call us and a local picks up - every time

Your claim never leaves Australia. Start to finish, no exceptions.

24/7 Aussie-based support that acts fast when it counts.

Designed by Australians, for Australians

What customers are saying‡

What customers are saying‡

Aussie owned vs foreign-owned insurers: what’s the difference?

Not all travel insurers operate the same way

Aussie owned vs foreign-owned insurers: what’s the difference?

Not all travel insurers operate the same way

You’ll speak to an Aussie customer service team

You’ll speak to an Aussie customer service team

100% of claims are handled in Australia from start to finish

100% of claims are handled in Australia from start to finish

Access to Aussie-based 24/7 emergency medical assistance

Access to Aussie-based 24/7 emergency medical assistance

We understand how Australians travel

We understand how Australians travel

Travel insurance designed for all kinds of Aussies

Solo travellers

Duos and couples

Families

Seniors

Backpackers

Students

Pregnant travellers

Working holiday makers

IEC travellers

Travel insurance designed for all kinds of Aussies

Solo travellers

Duos and couples

Families

Seniors

Backpackers

Students

Pregnant travellers

Working holiday makers

IEC travellers

Why buy online travel insurance with Fast Cover?

Why buy online travel insurance with Fast Cover?

Got a question?

Is Fast Cover an Australian owned company?

Where is Fast Cover based?

Where does Fast Cover have a call centre?

Where are Fast Cover’s claims processed?

Are Fast Cover’s claims handled offshore?

Got a question?

Things you need to know

Things you need to know

Things you need to know

Subscribers save more

Subscribers save more

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