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Multi-Trip Travel Insurance for Frequent Travellers

If you will be doing two, three or more trips throughout a 12 month period then this is the right policy for you!

Multi-Trip Travel Insurance for Frequent Travellers

If you take several trips a year for business or just simply love to travel, our annual multi-trip Frequent Traveller Saver policy may be ideal for you.

Save yourself the hassle of having to remember to take out a new policy every time you travel, and rest assured knowing you’re covered whenever and wherever you go.

Simply select the region and trip duration that will cover your longest trip, pay one premium, and get instant cover for an unlimited number of trips within a 12 month period.

What’s more, you can also add on cover for your spouse and dependant children to travel with you!

Why get a multi-trip travel insurance policy?

Depending how often you travel, multi-trip policies like our Frequent Traveller Saver policy can be the easiest option for saving money on several short trips within a 12 month period.

You won’t have the added cost and inconvenience of having to take out a new separate policy for each trip, and there's no need to notify us each time you travel.

With one simple payment, it’s the smartest way of putting your health and safety first with cover that includes all the benefits that are most important to you.

This type of policy is ideal for:

  • Frequent travellers
  • Business travellers
  • Couples or families taking multiple trips per year
  • Bucket list travellers
  • Volunteers
  • Frequent cruisers

Who can purchase a multi-trip travel insurance policy?

A Frequent Traveller Saver policy is great for business travellers or anyone else lucky enough to be travelling multiple times in the space of a year.

It is available for travellers meeting the following criteria:

  • You are 64 years of age or under at the time of purchase and for the duration of the policy, and;
  • You are an Australian Citizen or Permanent Resident who holds a current Australian Medicare Card, and;
  • You purchase the policy before you commence your first journey, and;
  • Your longest journey for the year won't exceed 63 days, and;
  • Each journey starts and ends in Australia.

What does Frequent Traveller Saver insurance include?

Our Frequent Traveller Saver policies offer a wide range of benefits for all your trips.

As well as overseas medical expenses, cancellation costs, and luggage, our policies also automatically include:

Cover for your partner or spouse and children or grandchildren under 21 years of age can also be added on, so your family can accompany you on one or multiple trips.

See the benefits table below for more details on what our multi-trip insurance covers:

Optional extras for Frequent Travellers

You can also further tailor your Frequent Traveller Saver policy with the following options:

  • Cover for your Partner or Spouse
  • Cover for up to 10 Dependants under 21 years of age
  • Rental Vehicle Excess Insurance
  • Adventure Pack
  • Bicycle Pack
  • Golf Pack
  • High Value Item Cover
  • Excess Removal

Why choose Fast Cover for your multi-trip travel insurance?

Purchasing travel insurance for each individual trip is not only a hassle, it can also work out to be much more expensive!

Fast Cover offers convenient and affordable multi-trip travel insurance policies for frequent travellers wherever and whenever you're headed. And, because we know you’re not always flying solo, we offer the option to include your partner, spouse, children or grandchildren on the policy so they can accompany you on one or multiple trips.

You also have the support of our 24 hour Emergency Assistance team whenever and wherever you travel.

It’s fast, simple and hassle-free travel insurance with no hidden costs!

Talk to us today to find a policy which suits your annual holiday itinerary and save yourself the extra expense and hassle of needing to purchase travel insurance each time you travel.

Example Incidents~

Dave’s Damaged Device

After travelling from the United Kingdom to Germany for business, Dave was dismayed to find his laptop computer had been damaged during the flight. Even though he had taken reasonable steps to safeguard the laptop by stowing it in the overhead luggage compartment in a protective case, the screen was badly cracked. After returning home, he submitted an online claim with photos and supporting documentation from the airline and was compensated $775 AUD by his Fast Cover travel insurance policy.


Colin's Unlucky Trip to Vegas

Colin, a 57-year-old from Fremantle, suffered chest pains on his two-week holiday in Las Vegas and was rushed to hospital where he was admitted to the Intensive Care Unit with a severe respiratory tract infection. Colin’s hospital bill, three extra nights accommodation for recovery, and change of flight expenses added up to over $16,000 AUD but were thankfully covered by his Fast Cover travel insurance policy.

Traveller Testimonials


The insurance was easy to purchase online while easily able to compare different policies which were also reasonably priced. In addition, there were options of the excess you wish to pay should you need to make a claim. I was pleasantly surprised and impressed. I will purchase with them again for sure.

Aimee –


Great prompt service

Very helpful. I received updates and was very pleased how quickly and efficiently my claim was processed. We plan to travel again and would use Fast Cover again.

Jo –


No fuss!

A number of times we have used Fast Cover for our overseas trips, and it is always easy and no hassle to book a policy. Their questions are straightforward and direct, and there is no ambiguity as to what is or isn't covered. We did unfortunately have to make a claim a few years ago, as we were delayed departing because our daughter returned from a trip with an illness that hospitalised her. There was no delay in getting a refund for our lost portion of our trip once our documentation was verified.

Gil –


~Traveller details have been changed to protect their privacy. Claims examples are from Fast Cover travel insurance customers from 1 July 2013 to 30 June 2016.

Important legal stuff you need to know
*See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply. For travellers over the age of 79, additional terms and conditions, limits and excesses apply.
^For travellers aged 80 and over, additional terms and conditions apply.
#Available with our Comprehensive policies only.
**No cover is provided for pregnancy, childbirth or related complications unless it is a single, uncomplicated pregnancy up to and including 23 weeks. In any event we will not pay medical expenses for regular antenatal care, childbirth at any gestation or care of the newborn child. Complications mean any secondary diagnosis occurring prior to, during the course of, concurrent with, or as a result of the pregnancy, which may adversely affect the pregnancy outcome.
+Statistics based on 'Travel by Australians' quarterly report for June 2013, 'Tourism Industry Facts & Figures at a Glance' September 2012, Cruise Industry Source Market Report: Australia 2013 and Fast Cover Customers.
25% saving is based on the cost of a Duo policy versus the cost of two single policies. Excess reduction discount based on excess reduction cost under a Duo policy versus cost under two single policies. Duo policies do not provide cover for any dependent children.
3Children or dependants under 21 years old and not in full time employment covered for free when travelling with an insured adult. Excludes Duo policies.
4Price based on an 18 day Basics policy to Pacific region for Single traveller aged 50 years old or younger with $200 excess.
5Additional terms and conditions, limits and excesses apply to travellers over the age of 79.
6Must be accompanied by a professional instructor or guide.