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Snow Sports

Important

If You do not purchase the Snow Sports Plus Policy and participate in the following Snow sports activities, You will not have cover.

You must be aged 69 and under at the date of Policy issue to purchase the Snow Sports Plus Policy.

The Snow Sports Plus Policy provides cover for the following activities:

  • Recreational skiing and snowboarding
  • Big foot skiing and snowboarding
  • Cross-country skiing and snowboarding (along a designated cross-country ski route only)
  • Ice hockey (not competitive)
  • Ice skating
  • Lugeing (on ice provided by a commercial operator and available to the general public only)
  • Mono skiing
  • Snowmobiling
  • Snowshoeing
  • Terrain park skiing and snowboarding (areas available to the general public only)
  • Tobogganing

The following activities are covered but must be done with a Professional snow sport instructor:

  • Off-piste skiing or snowboarding
  • Backcountry skiing and snowboarding
  • Cat skiing and snowboarding
  • Glacier skiing and snowboarding
  • Heli-skiing and snowboarding (provided by a commercial operator and available to the general public only)

We will not pay any claim or loss even if You have purchased the Snow Sports Plus Policy:

  • If it is related to or Arising from ski or snowboard racing (including training), ski or snowboard acrobatics, freestyle skiing or snowboarding.
  • If it is related to or Arising from Backcountry, cat, glacier or heli-skiing or snowboarding without a Professional snow sport instructor, cross-country skiing outside of a designated cross-country ski route; bobsleighing; parascending (over snow).
  • If You ski or snowboard in violation of the regulations published by the ski resort.
  • If You are participating in a professional capacity.
  • That Arises outside the period 15th December to 15th April in Northern Hemisphere resorts, and 15th June to 30th September in Southern Hemisphere resorts. This exclusion will not apply to those resorts and heli-skiing operators which are open outside these time periods and have sufficient snow for normal skiing activities.
  • That is excluded by any General Exclusions that apply to all benefits.