We've got a new look. Learn more

Travel insurance

Destinations

Our cover

Help

Travel insurance

Destinations

Our cover

Help

Covid-19 travel insurance

Covid-19 travel insurance

See why over a million chose us

Multi award-winning cover†

Recognised for value

Finder Awards 2025 Highly Commended – Comprehensive Travel Insurance; Canstar 2025 Outstanding Value – Seniors Travel Insurance; WeMoney 2025 Winner – Domestic Travel Insurance of the Year

Rated by thousands†

on Product Review

4.7 Rated

Aussie owned & operated

Feel local support

Fast Cover Australian Based Team

See why over a million chose us

Multi award-winning cover†

Recognised for value

Finder Awards 2025 Highly Commended – Comprehensive Travel Insurance; Canstar 2025 Outstanding Value – Seniors Travel Insurance; WeMoney 2025 Winner – Domestic Travel Insurance of the Year
Rated by thousands†

on Product Review

4.7 Rated
Aussie owned & operated

Feel local support

Fast Cover Australian Based Team

What customers are saying‡

Amazing! A very quick and smooth process and the coverage is easy to understand.

Annie

May, 2025

It was great, efficient, clear and easy

Gabrielle

May, 2025

We were recommended to Fastcover by a friend and wouldn't hesitate to recommend to others.

Mark

July 2026

Fast cover were very informative of what each package included.

Maddie

May, 2025

Getting a quote and purchasing my policy was quick & easy, taking just minutes.

Adem

May, 2025

What customers are saying‡

Amazing! A very quick and smooth process and the coverage is easy to understand.

Annie

May, 2025

It was great, efficient, clear and easy

Gabrielle

May, 2025

We were recommended to Fastcover by a friend and wouldn't hesitate to recommend to others.

Mark

July 2026

Fast cover were very informative of what each package included.

Maddie

May, 2025

Getting a quote and purchasing my policy was quick & easy, taking just minutes.

Adem

May, 2025

Top 3 things to know

What it covers

Cover options

Compare benefits

Top 3 things to know

What it covers

Cover options

Compare benefits

Learn more about travel insurance for COVID-19

Updated on

15 July 2026

Learn more about travel insurance for COVID-19

Updated on

15 July 2026

Tatjana Growth Manager at Fast Cover

Written by

Fact checked

Tatjana Growth Manager at Fast Cover

Written by

Fact checked

Key takeaways

This is only a summary of some things to know, so always read the PDS before deciding to buy

Key takeaways

This is only a summary of some things to know, so always read the PDS before deciding to buy

No h2 headings found in #content

If you’re diagnosed with COVID-19 during your trip, you may be covered for overseas medical expenses and medical support services if you experience a medical emergency due to contracting COVID-19 during your trip.*

You may be covered for medical evacuation if you experience a medical emergency related to you contracting COVID-19 during your trip and require medical transport or evacuation to the nearest hospital for emergency treatment, or repatriation back to Australia with appropriate medical supervision. Please note there is a sub-limit of $20,000 for funeral or cremation costs and/or bringing your remains back to Australia. If you have an approved and valid Schengen visa for your trip, the limit for repatriation of your mortal remains from a Schengen listed country or state back to Australia is $60,000.*

All medical evacuations and repatriations must be arranged and approved by Fast Cover before they take place.

Fast Cover provides cover for reasonable additional accommodation and travel expenses, as well as the cost of medical transfer, evacuation, or repatriation when these services are approved under your policy if you contract COVID-19 during your trip.*

If you or someone listed on your policy is diagnosed with COVID-19 before departure, you may be covered for cancellation or rearrangement costs.*

We may cover your non-refundable, pre-paid travel and accommodation bookings if you have to cancel because: 

  • you test positive for COVID-19 and can't meet a cross-border entry requirement, 

  • you're prevented from boarding because you tested positive or failed a screening procedure, 

  • a doctor certifies you are medically unfit to travel due to COVID-19, or 

  • a close relative in Australia is unexpectedly hospitalised in a critical condition or passes away from COVID-19. *

Where claims are made for COVID-19 trip cancellation and alternative travel arrangements for the same or similar expense, we will only consider the greater of the two amounts but not both.*

If your trip is interrupted due to COVID-19, you may be covered for certain rearrangement or disruption expenses depending on your situation and policy*

We may cover your non-refundable expenses if:  

  • you're personally directed by a government health authority to isolate or quarantine or 

  • you're a close contact of someone named on your certificate of insurance who tests positive, and you're directed to isolate or quarantine, or 

  • you're prevented from boarding transport because you tested positive or failed a screening procedure.*

Where claims are made for COVID-19 alternative travel arrangements and trip cancellation for the same or similar expense, we will only consider the greater of the two amounts but not both.*

You may be covered if a close relative in Australia is unexpectedly hospitalised or passes away due to COVID-19 during your trip.*

We may be able to provide cover for the reasonable additional costs for a registered or appropriately qualified carer to care of your dependants travelling with you in your fulltime care if you are unable to care for them due to being diagnosed with COVID-19 during your trip.*

If you’re diagnosed with COVID-19 during your trip, you may be covered for overseas medical expenses and medical support services if you experience a medical emergency due to contracting COVID-19 during your trip.*

You may be covered for medical evacuation if you experience a medical emergency related to you contracting COVID-19 during your trip and require medical transport or evacuation to the nearest hospital for emergency treatment, or repatriation back to Australia with appropriate medical supervision. Please note there is a sub-limit of $20,000 for funeral or cremation costs and/or bringing your remains back to Australia. If you have an approved and valid Schengen visa for your trip, the limit for repatriation of your mortal remains from a Schengen listed country or state back to Australia is $60,000.*

All medical evacuations and repatriations must be arranged and approved by Fast Cover before they take place.

Fast Cover provides cover for reasonable additional accommodation and travel expenses, as well as the cost of medical transfer, evacuation, or repatriation when these services are approved under your policy if you contract COVID-19 during your trip.*

If you or someone listed on your policy is diagnosed with COVID-19 before departure, you may be covered for cancellation or rearrangement costs.*

We may cover your non-refundable, pre-paid travel and accommodation bookings if you have to cancel because: 

  • you test positive for COVID-19 and can't meet a cross-border entry requirement, 

  • you're prevented from boarding because you tested positive or failed a screening procedure, 

  • a doctor certifies you are medically unfit to travel due to COVID-19, or 

  • a close relative in Australia is unexpectedly hospitalised in a critical condition or passes away from COVID-19. *

Where claims are made for COVID-19 trip cancellation and alternative travel arrangements for the same or similar expense, we will only consider the greater of the two amounts but not both.*

If your trip is interrupted due to COVID-19, you may be covered for certain rearrangement or disruption expenses depending on your situation and policy*

We may cover your non-refundable expenses if:  

  • you're personally directed by a government health authority to isolate or quarantine or 

  • you're a close contact of someone named on your certificate of insurance who tests positive, and you're directed to isolate or quarantine, or 

  • you're prevented from boarding transport because you tested positive or failed a screening procedure.*

Where claims are made for COVID-19 alternative travel arrangements and trip cancellation for the same or similar expense, we will only consider the greater of the two amounts but not both.*

You may be covered if a close relative in Australia is unexpectedly hospitalised or passes away due to COVID-19 during your trip.*

We may be able to provide cover for the reasonable additional costs for a registered or appropriately qualified carer to care of your dependants travelling with you in your fulltime care if you are unable to care for them due to being diagnosed with COVID-19 during your trip.*

If you choose to declare your medical condition/s, all medical or pregnancy conditions must be declared. Each traveller has the choice to declare their medical conditions when applying for a travel insurance quote. If a condition is approved through the medical screening process, it will be listed on your Certificate of Insurance and will then be included under your cover. Any relevant medical or pregnancy condition that is not declared or not listed on your Certificate of Insurance will not be covered.*

If you have declared a medical condition and your health changes after purchasing your policy but before you travel, you will need to contact Fast Cover for a medical re-screening. This process may adjust your premium and will determine whether your condition can continue to be included in your cover.*

Please keep in mind that some existing medical conditions may require you to pay an additional cost for them to be included under your cover. You have the choice to either pay for this additional cost or not. If you choose to pay, the condition will be added to your policy and will be shown on your Certificate of Insurance. If you choose not to pay, that condition will not be covered.

If you choose to declare your medical condition/s, all medical or pregnancy conditions must be declared. Each traveller has the choice to declare their medical conditions when applying for a travel insurance quote. If a condition is approved through the medical screening process, it will be listed on your Certificate of Insurance and will then be included under your cover. Any relevant medical or pregnancy condition that is not declared or not listed on your Certificate of Insurance will not be covered.*

If you have declared a medical condition and your health changes after purchasing your policy but before you travel, you will need to contact Fast Cover for a medical re-screening. This process may adjust your premium and will determine whether your condition can continue to be included in your cover.*

Please keep in mind that some existing medical conditions may require you to pay an additional cost for them to be included under your cover. You have the choice to either pay for this additional cost or not. If you choose to pay, the condition will be added to your policy and will be shown on your Certificate of Insurance. If you choose not to pay, that condition will not be covered.

Cover for existing medical conditions

If you have any existing medical conditions, you may be able to apply to include cover for them. Our simple medical screening process can be completed online or over the phone to help you find out if your condition can be covered.

Select who needs cover

Once you've added all travellers, to your policy, you can select those who wish to add cover for any existing medical conditions.

Take a medical screening

Answer a few questions online or over the phone about your health history. This helps us determine if your condition can be covered.

Choose to add cover

We'll let you know if we can provide cover for any existing medical conditions. You can then choose to add it to your policy.

Insurance cover options

At Fast Cover, we have a range of coverage options available for your overseas trip. The options below are a summary of some of the benefits available under the various policies, please see the PDS for full details.

Insurance cover options

At Fast Cover, we have a range of coverage options available for your overseas trip. The options below are a summary of some of the benefits available under the various policies, please see the PDS for full details.

Comprehensive

Standard Saver

Basics (medical only)

Domestic Plus

Snow Sports Plus

Frequent Traveller Saver

If you’re diagnosed with COVID-19, you may need to cancel or rearrange your travel plans. This could mean losing deposits or paying additional costs to reschedule flights and accommodation. 

Consider whether your travel insurance can provide cover for cancellation or rearrangement expenses if you or someone listed on your policy is diagnosed before departure.

If you contract COVID-19 during your trip, you may need to delay your return home or change your travel plans. This can lead to unexpected accommodation and transport costs. 

Consider whether your policy can provide cover for additional expenses if your trip is disrupted due to COVID-19 while you’re travelling.

Medical treatment overseas can be expensive, especially if hospital care or evacuation is required.

Consider whether your travel insurance can provide cover for overseas emergency medical and hospital expenses if you’re diagnosed with COVID-19 during your trip and whether medical evacuation is covered.

If you’re directed by a government authority to isolate or quarantine during your trip due to COVID-19, you may need to extend your stay and cover additional costs. 

Consider whether your policy can provide cover for additional accommodation and travel expenses in these situations.

If a close relative in Australia is unexpectedly hospitalised or passes away due to COVID-19 while you're travelling, you may need to return home early or change your plans. 

Consider whether your travel insurance can provide cover for cancellation, disruption or rescheduling costs in these circumstances.

If you’re travelling with dependants and become unwell with COVID-19, you may not be able to care for them as planned. 

Consider whether your policy can provide cover for reasonable additional childcare costs if you’re unable to care for your dependants during your trip.

This is a summary only and does not cover all situations. Any advice is general only and does not consider your personal circumstances. Read the PDS and TMD to determine whether travel insurance is right for you before buying.

If you’re diagnosed with COVID-19, you may need to cancel or rearrange your travel plans. This could mean losing deposits or paying additional costs to reschedule flights and accommodation. 

Consider whether your travel insurance can provide cover for cancellation or rearrangement expenses if you or someone listed on your policy is diagnosed before departure.

If you contract COVID-19 during your trip, you may need to delay your return home or change your travel plans. This can lead to unexpected accommodation and transport costs. 

Consider whether your policy can provide cover for additional expenses if your trip is disrupted due to COVID-19 while you’re travelling.

Medical treatment overseas can be expensive, especially if hospital care or evacuation is required.

Consider whether your travel insurance can provide cover for overseas emergency medical and hospital expenses if you’re diagnosed with COVID-19 during your trip and whether medical evacuation is covered.

If you’re directed by a government authority to isolate or quarantine during your trip due to COVID-19, you may need to extend your stay and cover additional costs. 

Consider whether your policy can provide cover for additional accommodation and travel expenses in these situations.

If a close relative in Australia is unexpectedly hospitalised or passes away due to COVID-19 while you're travelling, you may need to return home early or change your plans. 

Consider whether your travel insurance can provide cover for cancellation, disruption or rescheduling costs in these circumstances.

If you’re travelling with dependants and become unwell with COVID-19, you may not be able to care for them as planned. 

Consider whether your policy can provide cover for reasonable additional childcare costs if you’re unable to care for your dependants during your trip.

This is a summary only and does not cover all situations. Any advice is general only and does not consider your personal circumstances. Read the PDS and TMD to determine whether travel insurance is right for you before buying.

Not all travel insurance policies provide the same level of cover for COVID-19. The right level of cover depends on your trip, your destination, and how much financial protection you want if COVID-19 disrupts your travel. 

At Fast Cover, COVID-19 cover is included across most policies as standard. Some policies may include cover for: 

  • COVID-19 Overseas Emergency Medical, Hospital and Medical Evacuation Expenses, and 

  • COVID-19 Trip Cancellation and Disruption. 

If you're comparing options, start by looking at whether a policy includes these benefits and what the benefit limits are. Understanding the range of cover available will help you decide which policy is the most suitable option for your trip.

What if you test positive for COVID-19 while overseas and need medical attention? Medical costs overseas can be significantly higher than at home, and even a short hospital stay, or period of isolation can become expensive.

Some of Fast Cover's eligible policies include unlimited overseas emergency medical and hospital expenses if you're diagnosed with COVID-19 during your trip. This includes emergency medical evacuation and repatriation if you need to be transported to another location or returned to Australia under medical supervision. Please note benefit limits apply for funeral or cremation and/or bringing your remains back to Australia and repatriation of your mortal remains from a Schengen listed country back to Australia.

When comparing policies, consider how COVID-19 medical cover applies to your destination and the types of medical situations that could arise. This can help you decide whether the level of medical cover on offer is right for your trip.

If you test positive for COVID-19 before your trip and can't travel, the costs can add up quickly, especially if you've already paid for flights, accommodation or tours that aren't refundable. COVID-19 trip cancellation cover may help reimburse you for eligible non-refundable expenses if you have to cancel due to a covered COVID-19 event.

Under Fast Cover's eligible policies, COVID-19 cancellation cover applies if:

  • you test positive and can't meet a cross-border entry requirement,

  • a doctor certifies you are medically unfit to travel due to COVID-19, or

  • a close relative in Australia is unexpectedly hospitalised or passes away from COVID-19.

When reviewing policies, check the maximum COVID-19 cancellation benefit limit and which COVID-19 events qualify for reimbursement. This makes it easier to compare policies and find one that aligns with your travel commitments. Note that your policy must have been purchased at least 72 hours before any COVID-19 diagnosis for cancellation cover to apply.*

Existing medical conditions can sometimes make it harder to find travel insurance, but they don't have to stop you from travelling. If you have an existing medical condition alongside concerns about COVID-19, it's worth checking whether your policy can cover both.

Fast Cover's travel insurance is available to provide cover for a range of existing medical conditions. Simply complete a medical screening online or over the phone to determine if cover is available for your condition. Your declared existing medical condition will be listed on your certificate of insurance whether coverage for the conditions have been approved or not.*

When comparing policies for COVID-19, also check whether the policy can accommodate any existing medical conditions you or your fellow travellers have, so you're not caught out on either front.

COVID-19 can disrupt a trip in ways that go beyond getting sick, from being directed to isolate in a hotel to being prevented from boarding a flight because you've tested positive. If these situations arise, out-of-pocket costs can add up quickly.

Fast Cover's eligible policies include cover for additional accommodation and travel expenses if you're directed by a government health authority to isolate or quarantine due to COVID-19 during your trip. Cover also applies if you're a close contact of someone named on your certificate of insurance who tests positive.

Understanding how a policy responds to COVID-19 disruption can help ensure you're choosing the right cover for your trip. The best travel insurance for COVID-19 is the one that covers the situations that matter most to you, whether that's managing medical costs, recovering non-refundable bookings, or handling unexpected delays.

This is a summary only and does not cover all considerations. Any advice is general only and does not consider your personal circumstances. Read the PDS and TMD before buying.

Not all travel insurance policies provide the same level of cover for COVID-19. The right level of cover depends on your trip, your destination, and how much financial protection you want if COVID-19 disrupts your travel. 

At Fast Cover, COVID-19 cover is included across most policies as standard. Some policies may include cover for: 

  • COVID-19 Overseas Emergency Medical, Hospital and Medical Evacuation Expenses, and 

  • COVID-19 Trip Cancellation and Disruption. 

If you're comparing options, start by looking at whether a policy includes these benefits and what the benefit limits are. Understanding the range of cover available will help you decide which policy is the most suitable option for your trip.

What if you test positive for COVID-19 while overseas and need medical attention? Medical costs overseas can be significantly higher than at home, and even a short hospital stay, or period of isolation can become expensive.

Some of Fast Cover's eligible policies include unlimited overseas emergency medical and hospital expenses if you're diagnosed with COVID-19 during your trip. This includes emergency medical evacuation and repatriation if you need to be transported to another location or returned to Australia under medical supervision. Please note benefit limits apply for funeral or cremation and/or bringing your remains back to Australia and repatriation of your mortal remains from a Schengen listed country back to Australia.

When comparing policies, consider how COVID-19 medical cover applies to your destination and the types of medical situations that could arise. This can help you decide whether the level of medical cover on offer is right for your trip.

If you test positive for COVID-19 before your trip and can't travel, the costs can add up quickly, especially if you've already paid for flights, accommodation or tours that aren't refundable. COVID-19 trip cancellation cover may help reimburse you for eligible non-refundable expenses if you have to cancel due to a covered COVID-19 event.

Under Fast Cover's eligible policies, COVID-19 cancellation cover applies if:

  • you test positive and can't meet a cross-border entry requirement,

  • a doctor certifies you are medically unfit to travel due to COVID-19, or

  • a close relative in Australia is unexpectedly hospitalised or passes away from COVID-19.

When reviewing policies, check the maximum COVID-19 cancellation benefit limit and which COVID-19 events qualify for reimbursement. This makes it easier to compare policies and find one that aligns with your travel commitments. Note that your policy must have been purchased at least 72 hours before any COVID-19 diagnosis for cancellation cover to apply.*

Existing medical conditions can sometimes make it harder to find travel insurance, but they don't have to stop you from travelling. If you have an existing medical condition alongside concerns about COVID-19, it's worth checking whether your policy can cover both.

Fast Cover's travel insurance is available to provide cover for a range of existing medical conditions. Simply complete a medical screening online or over the phone to determine if cover is available for your condition. Your declared existing medical condition will be listed on your certificate of insurance whether coverage for the conditions have been approved or not.*

When comparing policies for COVID-19, also check whether the policy can accommodate any existing medical conditions you or your fellow travellers have, so you're not caught out on either front.

COVID-19 can disrupt a trip in ways that go beyond getting sick, from being directed to isolate in a hotel to being prevented from boarding a flight because you've tested positive. If these situations arise, out-of-pocket costs can add up quickly.

Fast Cover's eligible policies include cover for additional accommodation and travel expenses if you're directed by a government health authority to isolate or quarantine due to COVID-19 during your trip. Cover also applies if you're a close contact of someone named on your certificate of insurance who tests positive.

Understanding how a policy responds to COVID-19 disruption can help ensure you're choosing the right cover for your trip. The best travel insurance for COVID-19 is the one that covers the situations that matter most to you, whether that's managing medical costs, recovering non-refundable bookings, or handling unexpected delays.

This is a summary only and does not cover all considerations. Any advice is general only and does not consider your personal circumstances. Read the PDS and TMD before buying.

There is no cover if you test positive for COVID-19 or are diagnosed with COVID-19 within 17 hours of purchasing your policy. This applies to both the COVID-19 Overseas Emergency Medical, Hospital and Medical Evacuation Expenses benefit and the COVID-19 Trip Cancellation and Disruption benefit.

Claims related to border closures, lockdowns, lockouts or other travel restrictions whether in Australia or overseas may not be covered.

There is no cover if you are deemed as a close contact of someone not named on your certificate of insurance who tests positive for COVID-19 and this disrupts your trip. This includes, if a friend or colleague you're travelling not named on your certificate of insurance tests positive for COVID-19.

The cost of COVID-19 tests is not covered, unless the test is undertaken as part of your hospitalisation in a country listed on your certificate of insurance.

There is no cover for claims arising from being denied boarding because you do not meet a COVID-19 vaccination requirement set by an airline, shipping line or other carrier.

There is no cover if you or a travelling companion decide not to travel or cut your trip short because of general concerns about COVID-19, a change in government travel advice, or an increase in COVID-19 case numbers in your destination.

There are exclusions that may apply for regular or routine check-ups or filling regular prescriptions as they are not considered medical emergencies. If you require regular medication, bring enough of what you’ll need for your trip overseas before you leave Australia.

Should the Australian Government release a warning on official government Smartraveller website that certain areas overseas are no longer safe to travel to and you still choose to travel there anyway, there may be exclusions that apply such as if you do not follow advice in the mass media where a travel advisory risk rating of Do Not Travel was issued after policy purchase.  

Note: We are unable to offer travel insurance to international destinations that have a Do Not Travel warning on official government Smartraveller website. To check which countries we may cover, enter your destination country in the quote box on our website. If a country you enter in our quote box is currently a Do not Travel, the destination will appear red, and a warning will show stating that we are unable to cover said destination.

Known events are considered serious situations, from natural disasters like earthquakes and volcanic eruptions, to disease outbreaks, which can affect your holiday plans and also the cover on your overseas travel insurance policy.  

If you buy your travel insurance with covid cover after an event is deemed a known event, the cover on your policy may be affected. You should check for any Travel Alerts that may have been issued for your overseas travel destination as well as information on the official government Smartraveller website so you know where you stand with regards to the cover that you will have on your international travel insurance policy.

There is no cover if you test positive for COVID-19 or are diagnosed with COVID-19 within 17 hours of purchasing your policy. This applies to both the COVID-19 Overseas Emergency Medical, Hospital and Medical Evacuation Expenses benefit and the COVID-19 Trip Cancellation and Disruption benefit.

Claims related to border closures, lockdowns, lockouts or other travel restrictions whether in Australia or overseas may not be covered.

There is no cover if you are deemed as a close contact of someone not named on your certificate of insurance who tests positive for COVID-19 and this disrupts your trip. This includes, if a friend or colleague you're travelling not named on your certificate of insurance tests positive for COVID-19.

The cost of COVID-19 tests is not covered, unless the test is undertaken as part of your hospitalisation in a country listed on your certificate of insurance.

There is no cover for claims arising from being denied boarding because you do not meet a COVID-19 vaccination requirement set by an airline, shipping line or other carrier.

There is no cover if you or a travelling companion decide not to travel or cut your trip short because of general concerns about COVID-19, a change in government travel advice, or an increase in COVID-19 case numbers in your destination.

There are exclusions that may apply for regular or routine check-ups or filling regular prescriptions as they are not considered medical emergencies. If you require regular medication, bring enough of what you’ll need for your trip overseas before you leave Australia.

Should the Australian Government release a warning on official government Smartraveller website that certain areas overseas are no longer safe to travel to and you still choose to travel there anyway, there may be exclusions that apply such as if you do not follow advice in the mass media where a travel advisory risk rating of Do Not Travel was issued after policy purchase.  

Note: We are unable to offer travel insurance to international destinations that have a Do Not Travel warning on official government Smartraveller website. To check which countries we may cover, enter your destination country in the quote box on our website. If a country you enter in our quote box is currently a Do not Travel, the destination will appear red, and a warning will show stating that we are unable to cover said destination.

Known events are considered serious situations, from natural disasters like earthquakes and volcanic eruptions, to disease outbreaks, which can affect your holiday plans and also the cover on your overseas travel insurance policy.  

If you buy your travel insurance with covid cover after an event is deemed a known event, the cover on your policy may be affected. You should check for any Travel Alerts that may have been issued for your overseas travel destination as well as information on the official government Smartraveller website so you know where you stand with regards to the cover that you will have on your international travel insurance policy.

Compare travel insurance benefits

Depending on the level of cover you take out, Fast Cover can provide you with different COVID-19 benefits to suit your travel plans, helping you better prepare for and deal with unexpected medical and financial circumstances if COVID-19 affects your trip. Compare our travel insurance policies and COVID-19 benefits below.

Benefits
Basics
Standard Saver
Comprehensive
Important information

The table below is only a summary of benefits.

Each level of cover is subject to full policy terms, conditions, limits, sub-limits, and exclusions as per our PDS available on our website.

Benefit limits shown apply per person for both Singles and Duo policies.

1 Cover under these benefits are excluded while travelling within Australia.

2 These benefit limits are shared between travellers under a Family policy. This means the benefit amount is for the whole family to be used together, not for each person separately.

3 These benefit limits are shared between Duo policy holders.

If you hold a Frequent Traveller Saver policy, the benefit limits apply to the combined total of all claims made by all covered travellers (including an accompanying spouse/partner and dependants) listed on the Certificate of Insurance.

Medical benefits
4 benefits
4 benefits
8 benefits
Overseas 24/7 Emergency Medical Assistance1Sub limits apply
Unlimited
Unlimited
Unlimited
Overseas Emergency Medical & Hospital Expenses1
Unlimited
Unlimited
Unlimited
Overseas Emergency Dental1
$500
$750
$1,000
Overseas Emergency Evacuation & Repatriation1Sub limits apply
Unlimited
Unlimited
Unlimited
Overseas Hospital Cash Payment1Sub limits apply
$5,000
Accidental DeathSub limits apply
$25,000
Permanent Disability1Sub limits apply
$50,000
Loss of Income1Sub limits apply
$10,400
Financial benefits
2 benefits
7 benefits
11 benefits
Snow sports benefits
No cover
No cover
No cover
COVID-19 benefits
1 benefits
2 benefits
2 benefits

Compare travel insurance benefits

Depending on the level of cover you take out, Fast Cover can provide you with different COVID-19 benefits to suit your travel plans, helping you better prepare for and deal with unexpected medical and financial circumstances if COVID-19 affects your trip. Compare our travel insurance policies and COVID-19 benefits below.

Basics
Standard Saver
Important information

The table below is only a summary of benefits.

Each level of cover is subject to full policy terms, conditions, limits, sub-limits, and exclusions as per our PDS available on our website.

Benefit limits shown apply per person for both Singles and Duo policies.

1 Cover under these benefits are excluded while travelling within Australia.

2 These benefit limits are shared between travellers under a Family policy. This means the benefit amount is for the whole family to be used together, not for each person separately.

3 These benefit limits are shared between Duo policy holders.

If you hold a Frequent Traveller Saver policy, the benefit limits apply to the combined total of all claims made by all covered travellers (including an accompanying spouse/partner and dependants) listed on the Certificate of Insurance.

Medical benefits
Overseas 24/7 Emergency Medical Assistance1Sub limits apply
Unlimited
Unlimited
Overseas Emergency Medical & Hospital Expenses1
Unlimited
Unlimited
Overseas Emergency Dental1
$500
$750
Overseas Emergency Evacuation & Repatriation1Sub limits apply
Unlimited
Unlimited
Overseas Hospital Cash Payment1Sub limits apply
Accidental DeathSub limits apply
Permanent Disability1Sub limits apply
Loss of Income1Sub limits apply
Financial benefits
Snow sports benefits
COVID-19 benefits

Ready for your next trip?

Ready for your next trip?

Where are you travelling to next?

From beach breaks in Bali to exploring Europe or visiting family overseas, COVID-19 can still affect travel. Explore cover options for popular travel destinations.

Where are you travelling to next?

From beach breaks in Bali to exploring Europe or visiting family overseas, COVID-19 can still affect travel. Explore cover options for popular travel destinations.

Got a question?

Is there cover if I contract COVID-19?

Am I covered if I contract COVID-19 overseas and need to see a doctor?

Can I claim if my trip is cancelled or rescheduled due to COVID-19?

Am I covered if I want to cancel my trip because I’m worried about COVID-19?

Am I covered for loss of income if my return home is delayed due to COVID-19?

What am I covered for if I contract COVID-19 overseas and can’t fly back to Australia on my original return date?

Am I covered if someone I’m travelling with tests positive for COVID-19 and I’m required to quarantine during our trip?

What happens if I can’t return to Australia because I’m required to quarantine overseas?

Am I covered if an airline, cruise line, bus line, or rail authority refuses me boarding?

Can I change the travel dates on my policy because of COVID-19?

Got a question?

Is there cover if I contract COVID-19?

Am I covered if I contract COVID-19 overseas and need to see a doctor?

Can I claim if my trip is cancelled or rescheduled due to COVID-19?

Am I covered if I want to cancel my trip because I’m worried about COVID-19?

Am I covered for loss of income if my return home is delayed due to COVID-19?

What am I covered for if I contract COVID-19 overseas and can’t fly back to Australia on my original return date?

Am I covered if someone I’m travelling with tests positive for COVID-19 and I’m required to quarantine during our trip?

What happens if I can’t return to Australia because I’m required to quarantine overseas?

Am I covered if an airline, cruise line, bus line, or rail authority refuses me boarding?

Can I change the travel dates on my policy because of COVID-19?

Things you need to know
Things you need to know
Things you need to know

Subscribers
save more

Sign up for subscriber only discounts, early access & more

By submitting, you accept our Privacy Policy. Phone number may be used to contact you by telephone call, SMS and WhatsApp.

Subscribers
save more

Sign up for subscriber only discounts, early access & more

By submitting, you accept our Privacy Policy. Phone number may be used to contact you by telephone call, SMS and WhatsApp.

Coverholder at

Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.

Coverholder at

Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.

Coverholder at

Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.