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Sports and leisure activities

Subject to terms and conditions of Your Policy, You are covered for a number of non-contact sports and leisure activities. If You are taking a Trip that involves more adventurous activities, We offer an optional Adventure Pack that includes cover for a wide range of adventurous activities.

Covered Sports and Leisure Activities​

  • Aqua zorbing
  • Archery
  • Ballooning (with a regulated and licensed operator)
  • Bicycling, Recreational mountain biking and bicycle tours with a licensed tour operator (but not racing, motor cross, BMX, cross country or Downhill mountain biking)
  • Bungee jumping or canyon swinging
  • Camel, donkey or elephant riding (under appropriate supervision)
  • Dancing
  • Dog sledding
  • Fencing
  • Fishing (on land or within 2 nautical miles of a land mass)
  • Go-karting
  • Golf
  • Gym activities (but not powerlifting)
  • Gymnastics (but not competitions)
  • Hiking, trekking or tramping, peaking at altitudes below 3,000 metres, where specialist climbing equipment is not required. (Expeditions to or on the Kokoda Track/Trail are not automatically covered. Choose the Adventure Pack option for higher altitudes and Kokoda expeditions)
  • Horse riding (but not competitions, equestrian events, steeple chasing, jumping, or polo)
  • Ice skating on a rink (but not including competitive skating, racing, speed skating, and tour skating)
  • Indoor rock climbing (under appropriate supervision)
  • Jet boating (must be with a licensed operator, no competition or racing, no stunts or jumping off ramps)
  • Leisure activities (meaning any activities involving minimal physical exertion that is undertaken for relaxation or pleasure. For example, sight-seeing, picnics, photography and museum or art gallery visits)
  • Orienteering
  • Paintball (with eye protection)
  • Water polo
  • Racing on foot for distances up to and including full marathon (42.2 kilometres or 26.2 miles)
  • Racquet and ball sports not involving physical contact: badminton, baseball, bowling, bowls, cricket, croquet, golf, netball, snooker, soccer, softball, table tennis, tennis, touch football, and volleyball.
  • Rafting, kayaking or canoeing in rivers or rapids graded I, II or III under the International Scale of River Difficulty, or lakes or canals (choose the Adventure Pack option for rivers or rapids graded IV or V under the International Scale of River Difficulty)
  • Safari (under appropriate supervision) but not hunting
  • Sailing up to 10 nautical miles off any land mass
  • Scuba diving/ diving underwater using an artificial breathing apparatus at a depth no greater than 10 metres (You must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities; for 1 or more overnight stays in Australia or 4 or more nights Overseas on a Cruise ship, You must specify cruise cover)
  • Shark cage diving (subject to diving restrictions listed above)
  • Shooting (fixed target only, only at a licensed commercially operated shooting range, choose the Adventure Pack option for shooting moving targets)
  • Skateboarding, roller skating, inline skating (but not including vert skating or acrobatics)
  • Snorkelling
  • Surface water activity (other than sailing) up to 2 nautical miles off any land mass
  • Track and field athletics
  • Ultimate frisbee
  • Weightlifting and body building
Important

All other sports and leisure activities are excluded from cover under Your Policy, except for the Adventure activities covered under the optional Adventure Pack if You have paid the additional premium for the Adventure Pack, and it is listed on Your Certificate of insurance.

From time to time We may add covered activities. If You cannot see the activity You want cover for in this list, check the list on Our website at fastcover.com.au/activities.

Note that it is a condition of cover for all activities that You act in a reasonable way to protect Yourself. The best way that You can do this is to enjoy Your activities with a properly licensed outdoor pursuits or sports organisation and to follow their instructions.

Please also read the General Exclusions that apply to all benefits.