Benefit 22: Snow Prepaid Expenses

This benefit reimburses You for the unused portion of Your pre-booked and pre-paid Snow sports expenses due to the circumstances as explained below.

Important Cover Conditions

Cover under this benefit is subject to the following conditions:

• You must provide Us with written confirmation from the Medical practitioner of the nature of Your Injury or Sickness.

We will pay

• Up to the limits set out in the Benefit Summary above, if You are Injured or become Sick during Your Trip and are unable to utilise the full duration of Your pre-booked and pre-paid lift passes, Snow sports equipment hire, or lessons. We will reimburse You the percentage amount of the unused portion for each insured person.

We will not pay

• If the claim Arises from activities not defined as Snow sports.
• If the claim Arises outside the period 15th December to 15th April in northern hemisphere resorts and 15th June to 30th September in southern hemisphere resorts. This exclusion will not apply to those resorts which are open outside these time periods and have sufficient snow for normal skiing activities.
• For more than the applicable limits set out in the Benefit Summary above.

Please also read General Exclusions that apply to all benefits.