Benefit 8: Overseas Hospital Cash Payment

This benefit reimburses You for Your extra expenses as explained below, if You have been hospitalised during Your Overseas Trip.

We will pay

• Up to the limits set out in the Benefit Summary above, reimbursement of up to $50 for Your out-of-pocket non-medical expenses (e.g. phone calls, magazines, newspapers, TV hire and internet access) for each 24-hour period You are in Hospital, after You have been hospitalised for more than 48 continuous hours on Your Overseas Trip.

We will not pay

• For the first 48 continuous hours You are in Hospital.
• If You cannot claim for Overseas medical expenses in Benefit 2: Overseas Emergency Medical and Hospital Expenses.
• For any claims related to COVID-19.
• For more than the applicable limits set out in the Benefit Summary above.

Please also read General Exclusions that apply to all benefits.