Benefit 4: Overseas Emergency Medical Evacuation and Repatriation

This benefit provides cover for Your additional accommodation expenses, medical evacuation and repatriation to Australia in the circumstances as explained below.

If You are seriously Injured or Sick while on Your Trip Overseas:

For Your reasonable additional accommodation (room only) and travel expenses if You cannot return to Australia on the return date as specified on Your Certificate of insurance due to the medical advice of Your Overseas Medical practitioner.
For Your Overseas medical transfer, evacuation (medivac) or repatriation if You must be transported to the nearest Hospital for emergency medical treatment or be brought back to Australia with appropriate medical supervision, if You are seriously Injured or Sick while Overseas on the Trip. The medical transfer, evacuation or repatriation must first be approved by Us.
If determined by Your Overseas Medical practitioner to be medically required, in writing, and with Our prior approval, the reimbursement of reasonable accommodation (room only) and travel expenses of Your Close relative, Your Travelling companion or any other nominated person to travel to You, stay near You or escort You if You cannot travel because of an Injury or Sickness which occurred or manifested itself while on the Trip, resulting in a life-threatening or other serious condition. They must travel, stay with You or escort You for 100% of Your repatriation to Australia.

If You decline to promptly follow Our reasonable advice based on the information that is available to Us at the time the advice is provided (and We also will not be responsible for subsequent medical, Hospital or evacuation expenses).
For any claims Arising from activities listed under Adventure Activities (if You did not select “Adventure Pack”), unless the additional cover is selected at the time You took out Your Policy or prior to Your departure date, and You have paid the appropriate additional premium.
For any claims Arising while being the rider or passenger on a motorcycle, moped or scooter (if You did not select “Motorcycle Pack”), unless the additional cover is selected at the time You took out Your Policy or prior to Your departure date, and You have paid the appropriate additional premium.
For any claims Arising from activities listed under Snow sports (if You do not hold a “Snow Sports Plus”), unless the relevant additional cover is selected at the time You took out Your Policy or prior to Your departure date, and You have paid the appropriate additional premium.
For medical evacuation or the transportation of Your remains from Australia to an Overseas country.
For the reimbursement of any accommodation or travel expenses of Your Close relative, Your Travelling companion or any other nominated person to travel to You, stay near You or escort You if You cannot travel because of an Injury or Sickness which occurred or manifested itself on the Trip, resulting in a life threatening or other serious condition, unless it is determined by a Medical practitioner to be medically required, in writing and with Our prior approval.
For more than the applicable limits set out in the Benefit Summary above.

Please also read General Exclusions that apply to all benefits.