Benefit 9: Accidental Death

This benefit pays a lump sum payment to Your estate if You pass away during Your Trip due to the circumstances as explained below.

We will pay

• Your estate, a lump sum payment up to the limits set out in the Benefit Summary above, if:
  • You are Injured during Your Trip and You die because of that Injury within 12 months of the Injury date; or
  • During Your Trip, the mode of transport You are travelling on disappears, sinks or crashes and You are presumed dead and Your body is not found within 12 months. However, any such payment shall be refunded to Us if it is later demonstrated that You did not die as a result of the event.

We will not pay

• For more than the applicable limits set out in the Benefit Summary above.
• For death caused by suicide or for any reason other than caused by Injury as defined under Words With Special Meaning.
• For any claims related to COVID-19.

Please also read General Exclusions that apply to all benefits.