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Travel Insurance

Get a quote in less than 60 seconds. Sort your Travel Insurance today and get back to planning your trip to wherever you may be travelling.

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48 Hour Price Guarantee

The price on your quote is 'Locked In' for 48 hours.

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25 Day Money Back Guarantee

Buy with confidence! Get a full refund if you cancel your trip to wherever you may be travelling for any reason within 25 days from when you buy a policy and you have not started your trip, made a claim or used your policy to obtain a visa.

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Instant Cancellation Cover

As soon as you buy a policy with a cancellation benefit, your cancellation cover is activated immediately for your wherever you may be travelling trip. COVID-19 Benefits have a 72 hour no cover period.

How to buy Travel Insurance

Travel insurance doesn’t have to be time-consuming. Apply now to get the right policy for your trip to wherever you may be travelling in 3 simple steps.

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Get a quote

Answer questions about your wherever you may be travelling trip with our easy-to-use online tool and get a quote in 60 seconds.

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Customise your policy

Choose your excess and customise your policy with handy add-ons for your trip to wherever you may be travelling.

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Enter your personal details

Add your personal details and with fast online payment options, you’ll be on your way!

What travellers say about Fast Cover

Ratings are only one factor to be taken into account when deciding whether this product is right for you.

Travel insurance Benefits for your wherever you may be travelling trip

Medical Benefits

 Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Overseas 24/7 Emergency Medical Assistance^

sub-limits:

 Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Funeral/cremation Overseas and/or bringing your remains home (per person)

 $20,000 $20,000 $20,000 $20,000 $20,000

Overseas Emergency Medical & Hospital Expenses^

 Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Emergency Dental

 $500 ––– $750 $1,000 $1,000 $1,000

Overseas Emergency Evacuation & Repatriation

 Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Overseas Hospital Cash Payment^

sub-limits:

 ––– ––– ––– $5,000 $5,000 $5,000

Daily Limit (per person)

 $50 $50 $50

Accidental Death

Travellers Aged 80 to 89:
 ––– $25,000
$20,000		 ––– $25,000
$20,000		 $25,000
$20,000		 $25,000
$20,000

Accidental Death for travellers up to age 79

 $25,000 $25,000 $25,000 $25,000

Accidental Death for travellers aged 80 - 89

 $20,000 $20,000 $20,000 $20,000

Accidental Death of a Dependant (per Dependant)

 $5,000 $5,000 $5,000 $5,000

Permanent Disability^

Travellers Aged 80 to 89:
 ––– ––– ––– $50,000
$20,000		 $50,000
$20,000		 $25,000
$20,000

Permanent Disability for travellers up to age 79

 $50,000 $50,000 $25,000

Permanent Disability for travellers aged 80 - 89

 $20,000 $20,000 $20,000

Permanent Disability of a Dependant (per Dependant)

 $5,000 $5,000 $5,000

Loss of Income^

sub-limits:

 ––– ––– ––– $10,400 $10,400 $10,400

Weekly Limit (per person) - up to 26 weeks

 $400 $400 $400

Financial Benefits

 Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Trip Cancellation Expenses

sub-limits:

 ––– Unlimited $25,000 Unlimited Unlimited Unlimited

Travel Agents Cancellation Fees

 $1,500 $1,500 $1,500 $1,500 $1,500

Close Relatives that do not meet Close relative conditions

 $2,000 $2,000 $2,000 $2,000 $2,000

Personal Liability

 $1,000,000 $5,000,000 $2,500,000 $5,000,000 $5,000,000 $5,000,000

Trip Disruption Expenses

sub-limits:

 ––– $50,000 $30,000 $50,000 $50,000 $50,000

Close Relatives with a Pre-existing Medical Condition

 $2,000 $2,000 $2,000 $2,000 $2,000

Trip Resumption Expenses

 ––– $3,000 $2,000 $3,000 $3,000 $3,000

Luggage & Personal Effects

sub-limits:

 Optional $7,500 $5,000 $15,000 $15,000 $15,000

Personal computers,video recorders or cameras (per item)

 $3,000 $3,000 $3,000 $3,000 $3,000 $3,000

Mobile phones (per item)

 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500

Tablets (per item)

 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000

All other unspecified items (per item)

 $750 $750 $750 $750 $750 $750

Luggage and Personal Effects stolen from a Locked Storage Compartment of an unattended vehicle during daylight hours. We will pay up to $200 for each item and $2,000 in total for all stolen items.

$2,000 $2,000 $2,000 $2,000 $2,000 $2,000

Passports, Credit Cards & Credit Card Fraud^

 ––– ––– $2,000 $5,000 $5,000 $5,000

Special Event Transport Expenses

 ––– $5,000 ––– $5,000 $5,000 $5,000

Rental Vehicle Excess

sub-limits:

 ––– $5,000 Optional Optional Optional Optional

Return of Rental Vehicle

 $500 $500 $500 $500 $500

Travel Delay Expenses

sub-limits:

 ––– $2,000 ––– $2,000 $2,000 $2,000

Daily Limit (per person)

(we will pay up to $200 for each full 24 hours beyond the initial 6 hour delay)

 $200 $200 $200 $200

Delay of Luggage and Personal Effects^

 ––– ––– ––– $750 $750 $750

Theft of Cash^

 ––– ––– ––– $250 $250 $250

Snow Sports Benefits

 Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

Snow Sport Equipment

 ––– $1,500 ––– ––– $1,500 –––

Snow Equipment Replacement Hire

 ––– $1,500 ––– ––– $1,500 –––

Snow Prepaid Expenses

 ––– $750 ––– ––– $750 –––

Snow Resort Closure

sub-limits:

 ––– $1,000 ––– ––– $1,000 –––

Daily Limit (per person)

 $100 $100

COVID-19 Benefits

 Basics Domestic Plus Standard Saver Comprehensive Snow Sports Plus Frequent Traveller Saver

COVID-19 Overseas Emergency Medical, Hospital & Medical Evacuation Expenses

 Unlimited ––– Unlimited Unlimited Unlimited Unlimited

Funeral/cremation Overseas and/or bringing your remains home (per person)

 $20,000 ––– $20,000 $20,000 $20,000 $20,000

COVID-19 Trip Cancellation & Disruption

––– $3,500 $3,000 $5,000 $5,000 $5,000

Please note: This is only a summary of benefits. Policy terms, conditions, limits, sub limits and exclusions apply to each cover type. Benefit limits shown are for Single and Duo (per person) policies. Pooled Benefits mean that Family policy benefit limits apply for the whole family and are double the corresponding benefit limit under a Single policy, except for certain benefits - please refer to the Product Disclosure Statement for full details. ^Cover under these Benefits are excluded while travelling within Australia.

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Our claims process

The unexpected can happen and our team is here to help make the claims process as simple and fast as possible. We have a simple online claims portal that guides you through the process including the required documentation for claims.

In an emergency situation, whatever the time is in wherever you may be travelling, our Emergency Assistance Team is here waiting 24/7 to help you when you need us most.

How Fast Cover compares

Below are a few important features about Fast Cover and its policies which you may want to consider if you are comparing travel insurance companies and policies for your wherever you may be travelling trip. This is not all you need to consider before deciding on the right policy for you and your upcoming trip.~

Features Why choose Fast Cover
Quote price guarantee 48 hours
Cooling off period

25 days

Get a full refund if you cancel for any reason within 25 days from when you buy your policy and you haven't:

  • started the trip;
  • made or don't intend to make a claim;
  • exercised any of your rights or powers under the policy such as using your travel insurance policy to obtain a visa or entry into a country. 
Refund policy outside cooling off period

(/) 60%-70% refund (depending on your policy type).

Fast Cover does not charge an administration fee.

(x) No refunds if you have:

  • started the trip;
  • made or intend to make a claim;
  • exercised any of your rights or powers under the policy such as using your travel insurance policy to obtain a visa or entry into a country.
Customer service (availability subject to demand and opening hours)

(/) Phone

(/) Email

(/) Chat
Emergency Assistance contact

(/) 24/7 phone 

(/) 24/7 email
ProductReviews.com.au†

Fast Cover Travel Insurance

Google Reviews 4.5 Stars from 510 reviews (01/06/2023)
ProductReview.com.au travel insurance awards†

(/) WINNER Travel Insurance Award 2023

(/) WINNER Travel Insurance Award 2022
Other recent awards†

(/) WINNER Best Travel Insurance - Value 2023 Finder Awards

(/) WINNER Travel Insurance of the year 2023 WeMoney Awards

(/) WINNER  Outstanding Customer Service 2023 WeMoney Awards

(/) WINNER Travel Innovation 2023 WeMoney Awards 

(/) WINNER Best Travel Innovation 2022 Finder Travel Innovation Awards

(/) WINNER Best for Value 2022 WeMoney Awards

(/) WINNER Travel Insurer of the Year 2022 WeMoney Awards

(/) WINNER Insurer of the Year 2022 WeMoney Awards
Featured on†

(/) Compare the Market

(/) iSelect

(/) Finder

(/) Compare Travel Insurance

(/) Canstar

(/) Mozo

(/) Savvy

 

~ Feature information based on Fast Covers PDS effective 20 May 2023 and website research conducted by Fast Cover on 01 June 2023. The features and information compared in this table are a summary only. Features and benefits differ between travel insurance products. Therefore, you should perform your own research and consider the Combined Financial Services Guide and Product Disclosure Statement (PDS) and Target Market Determination (TMD) which are available at fastcover.com.au before deciding whether this product is right for you.

 

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Multi-award winning travel insurance company!

Fast Cover is simplifying travel insurance, making it faster and simpler to buy a policy so you can get back to focusing on planning your trip.  We have been recognised by awards from ProductReview.com.au†, Finder†, WeMoney† and more.
Product Review logo
Product Review Awards 2022 & 2023 Winner Travel Insurance Award
WeMoney awards logo
WeMoney Awards 2023 Winner Travel Insurance of the year Winner Outstanding Customer Service Winner Travel Innovation
Winner best travel insurance for value Finder 2023
Finder Awards 2023 Winner Best Travel Insurance - Value
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FAQ's

Whether you need insurance is a decision for yourself and should certainly be considered for anyone who cannot predict the future. It is designed to provide cover for unexpected and unforeseen circumstances such as stolen luggage or medical emergencies which you have no way of knowing if they will or won't happen.

For more information, refer to our Product Disclosure Statement (PDS).

Travel insurance is designed to cover you for unexpected events. Generally speaking, anything that has already happened prior to policy purchase (e.g. an already erupting Bali volcano causes flights to be cancelled) or is likely to happen (e.g. going to hospital for an existing medical condition not listed as covered on your policy) are things you cannot claim.

We do note that every traveller's situation is different. In the event of a claim, our friendly claims team will assess each situation on a case by case basis.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

The best travel insurance policy is one which is able to cover you for the things that you want to be covered for, and may include cover for example, unexpected medical and hospital expenses, cancellation cover in case you're not able to go on your trip, cover for your luggage in case they're lost or stolen and also cover for travel delays.

Being able to customise your policy to the type of seniors holiday you're taking is also an important consideration when looking for the best travel insurance policy for your trip. That way, you're not paying for things that you don't want cover for!

For more information, refer to our Product Disclosure Statement (PDS).

You can buy your Travel Insurance up to 12 months before your Departure Date.

Note:
  • For the Comprehensive, Standard Saver, Domestic Plus and Snow Sports Plus policies; the Trip Cancellation Expenses benefit for cancellation fees and lost deposits starts instantly when your policy is issued. It can be best to buy your policy as early as possible to cover you for Trip Cancellation Expenses should the unexpected occur before you start your trip.
  • For the Frequent Traveller Saver policy, the Trip Cancellation Expenses benefit for cancellation fees and lost deposits starts on the date that you specify on your policy.

For more information, refer to our Product Disclosure Statement (PDS).

The value of insurance can certainly be worth it when you consider the cost is relatively small compared to the cost of your total holiday. Costs can easily be $100 000 AUD or more for an unexpected overseas hospital visit. These costs can easily escalate with extended hospital stays and when a medivac is required to bring you back to Australia. You can also travel with the knowledge that you have 24 hour support from the Emergency Assistance team if an emergency occurs.

For more information, refer to our Product Disclosure Statement (PDS).

Things you need to know

^ Price as at 27/10/2024 compared to the price calculated today for this policy.

* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply.