For the purposes of our policies, you would be considered a "Temporary resident of Australia" if:

• Hold a valid Medicare card or are covered by an Australian Private Health Insurance policy that satisfies the government health insurance requirements for your visa type; and 

• Have a home in Australia to which you intend to return; and 

• Your trip starts and ends in Australia; and 

• You hold a return ticket to Australia; and 

• You are aged 89 years and under.

Cover is subject to the policy terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).

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