Am I covered to do trail bike riding?

You must take out the Motorcycle Pack to have cover to ride a motorcycle and pay the additional premium.
You have cover to ride on both sealed and unsealed public roads.
There is no cover for riding off-road, motocross, jumping, racing or competing of any sort.

If you are riding a bicycle:

There is cover for recreational mountain biking, which means riding a bike in a forest, mountain trails and up and down hills.
There is no cover for racing, jumping, downhill mountain biking or competing of any sort.

For more information, refer to our Product Disclosure Statement (PDS).

Am I covered as a passenger on a motorcycle?
Can I ride a motorcycle overseas with a licence issued by Motorcycling Australia?
How do I add on the Adventure Pack?
Am I covered if I drive a Car or ride a Motorcycle overseas if I have a Provisional (P) Licence?
Am I covered for Motocross riding?
Am I covered for cross-country mountain biking?
Are Bicycles covered?
Can I add cover for my bike?
Am I covered to ride a motorcycle on public unsealed roads?
Am I covered if I ride a motorcycle above 3000 metres?
I have a local motorcycle licence, but not an Australian motorcycle licence - am I covered?
Can I ride my motorcycle anywhere?

Updated on

20 March 2025

Can I buy quad bike insurance for Bali?

What is the difference between Off-Piste and On-Piste skiing?

Am I covered for Scuba Diving?

Am I covered for Quad Bike riding?

Am I covered for ice climbing?

Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

† Fast Cover has a referral arrangement with Canstar. Awards are only one factor to be considered when deciding whether this product is right for you. The awards shown include Canstar's Outstanding Value for Seniors Travel Insurance 2024 and Canstar's Outstanding Value for Seniors Travel Insurance 2025.

Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

Coverholder at

Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.

Coverholder at

FAQs

FAQs