Surface water activities (other than Sailing) up to 2 nautical miles off any land mass, including body boarding, body surfing, paddle boarding, surfing, skim boarding, windsurfing are covered under our Covered Sports and Leisure Activities.

Eligibility criteria, policy terms, conditions, exclusions and limits apply. Consider the PDS prior to deciding on which policy is right for you and your needs.

As each individual’s circumstances are different, we will assess each claim on a case by case basis and in accordance with your specific circumstances, policy terms and Certificate of Insurance.