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Do children need to be insured on a travel insurance policy?
Children need to be listed on a policy if you want them to have cover while travelling. A child can be included under a Family policy, a Single policy with a parent, or they can hold their own separate policy.
To be considered as a dependant on your policy, children must be aged 20 years and under , not in full-time employment, and travelling with at least one of the adults named on the Certificate of Insurance for the full itinerary.
If a cild is not insured under a policy, they will not have travel insurance cover for the trip.
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Things you need to know
* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.
⁺⁺ Duo cover applies to two travellers on the same itinerary for at least 75% of the trip, both listed on the Certificate of Insurance. No cover for Dependants. One Certificate of Insurance is issued with per-person benefit limits matching a Single policy, except for Rental Vehicle Excess. Savings reflect the cost of Duo cover compared to two Single policies. Read the PDS and TMD before buying.
† Fast Cover has a referral arrangement with Canstar. Awards are only one factor to be considered when deciding whether this product is right for you. The awards shown include Canstar's Outstanding Value for Seniors Travel Insurance 2024 and Canstar's Outstanding Value for Seniors Travel Insurance 2025.
Things you need to know
* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.
⁺⁺ Duo cover applies to two travellers on the same itinerary for at least 75% of the trip, both listed on the Certificate of Insurance. No cover for Dependants. One Certificate of Insurance is issued with per-person benefit limits matching a Single policy, except for Rental Vehicle Excess. Savings reflect the cost of Duo cover compared to two Single policies. Read the PDS and TMD before buying.
† Fast Cover has a referral arrangement with Canstar. Awards are only one factor to be considered when deciding whether this product is right for you. The awards shown include Canstar's Outstanding Value for Seniors Travel Insurance 2024 and Canstar's Outstanding Value for Seniors Travel Insurance 2025.
Things you need to know
* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.
⁺⁺ Duo cover applies to two travellers on the same itinerary for at least 75% of the trip, both listed on the Certificate of Insurance. No cover for Dependants. One Certificate of Insurance is issued with per-person benefit limits matching a Single policy, except for Rental Vehicle Excess. Savings reflect the cost of Duo cover compared to two Single policies. Read the PDS and TMD before buying.
† Fast Cover has a referral arrangement with Canstar. Awards are only one factor to be considered when deciding whether this product is right for you. The awards shown include Canstar's Outstanding Value for Seniors Travel Insurance 2024 and Canstar's Outstanding Value for Seniors Travel Insurance 2025.
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Travel insurance
Important information
Your policy
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Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.
Travel insurance
Important information
Your policy
Blog
Popular destinations
Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.
Travel insurance
Important information
Your policy
Blog
Popular destinations
Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.