Does travel insurance cover backcountry skiing and snowboarding?

Backcountry skiing and snowboarding is not automatically covered under Fast Cover’s Travel Insurance policies. Only travellers aged 69 years and under as at the date of policy issue who purchase a Snow Sports Plus policy, or travellers who purchase a Domestic Plys policy, may have cover for Backcountry skiing and snowboarding provided it is done with a professional snow sport instructor in accordance with the terms and conditions of the policy.

Under our PDS Backcountry means any area inside or outside a ski resort's boundaries that is NOT monitored or patrolled by resort authorities.

For more information about how our Snow Sports cover relates to Backcountry skiing or snowboarding, read our PDS to learn more about what is covered and what is not covered.

What is the Snow Sports Plus policy and what does it cover?
If we are unsure whether we are going skiing, can we upgrade to a ski policy later?
I have a policy without snow sports cover, but can I be covered for snow sports for just a part of my trip?
I am a qualified ski instructor. Am I covered to go off-piste skiing on my own?
My friend is a professional snow sports instructor, but not employed at the ski resort that I am skiing at, am I covered to do off-piste skiing with him?

Updated on

22 August 2025

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Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

† Fast Cover has a referral arrangement with Canstar. Awards are only one factor to be considered when deciding whether this product is right for you. The awards shown include Canstar's Outstanding Value for Seniors Travel Insurance 2024 and Canstar's Outstanding Value for Seniors Travel Insurance 2025.

Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

Coverholder at

Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.

Coverholder at

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