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If we are unsure whether we are going skiing, can we upgrade to a ski policy later?
Yes, you may be able to upgrade to a Snow Sports Plus policy while you are already overseas by paying the difference in premium.
Another option is to purchase a separate Snow Sports Plus Already Overseas policy just for the time you’ll be skiing or snowboarding. In this case, you’ll hold two policies: your original one covering your whole trip, and the shorter Snow Sports Plus Already Overseas policy running in parallel for the snow sports portion.
Keep in mind that Already Overseas policies have some key differences: they come with a $500 excess, a 48-hour waiting period before cover begins, an age limit of 65 years, and a maximum duration of 21 days.
All cover is subject to the terms, conditions, limits and exclusions in the Product Disclosure Statement (PDS).
Updated on
Things you need to know
* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.
⁺⁺ Duo cover applies to two travellers on the same itinerary for at least 75% of the trip, both listed on the Certificate of Insurance. No cover for Dependants. One Certificate of Insurance is issued with per-person benefit limits matching a Single policy, except for Rental Vehicle Excess. Savings reflect the cost of Duo cover compared to two Single policies. Read the PDS and TMD before buying.
† Fast Cover has a referral arrangement with Canstar. Awards are only one factor to be considered when deciding whether this product is right for you. The awards shown include Canstar's Outstanding Value for Seniors Travel Insurance 2024 and Canstar's Outstanding Value for Seniors Travel Insurance 2025.
Things you need to know
* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.
⁺⁺ Duo cover applies to two travellers on the same itinerary for at least 75% of the trip, both listed on the Certificate of Insurance. No cover for Dependants. One Certificate of Insurance is issued with per-person benefit limits matching a Single policy, except for Rental Vehicle Excess. Savings reflect the cost of Duo cover compared to two Single policies. Read the PDS and TMD before buying.
† Fast Cover has a referral arrangement with Canstar. Awards are only one factor to be considered when deciding whether this product is right for you. The awards shown include Canstar's Outstanding Value for Seniors Travel Insurance 2024 and Canstar's Outstanding Value for Seniors Travel Insurance 2025.
Things you need to know
* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.
⁺⁺ Duo cover applies to two travellers on the same itinerary for at least 75% of the trip, both listed on the Certificate of Insurance. No cover for Dependants. One Certificate of Insurance is issued with per-person benefit limits matching a Single policy, except for Rental Vehicle Excess. Savings reflect the cost of Duo cover compared to two Single policies. Read the PDS and TMD before buying.
† Fast Cover has a referral arrangement with Canstar. Awards are only one factor to be considered when deciding whether this product is right for you. The awards shown include Canstar's Outstanding Value for Seniors Travel Insurance 2024 and Canstar's Outstanding Value for Seniors Travel Insurance 2025.
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Travel insurance
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Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.
Travel insurance
Important information
Your policy
Blog
Popular destinations
Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.
Travel insurance
Important information
Your policy
Blog
Popular destinations
Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.