While travel insurance may not be necessary for travel, unforeseen and unexpected incidents happen to ordinary travellers every day - from cancelled holidays and lost luggage to serious injuries from falls or major illness. These situations can affect travellers of all ages, from all walks of life, regardless of the type of holiday they take. If it does happen to you, and if you do need to make a claim, having travel insurance can save you thousands of dollars and help travellers better prepare to deal with unexpected and unforeseen situations and circumstances that could arise before they leave for their trip or while they are travelling, should the unexpected happen.