What happens if I do not take reasonable care when answering questions for my travel insurance policy?

When you apply for travel insurance, the answers you provide are used to determine whether cover can be offered, what your premium will be, and how any future claim is assessed. That is why it is very important to answer all questions carefully and to let Fast Cover know if your circumstances change.

If you do not take reasonable care in answering our questions, or fail to inform us of important details, it may be considered a breach of your duty.

If you are ever unsure about how to answer a question or what details to include, it is best to contact Fast Cover for clarification before purchasing your policy.

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.