Before purchasing a policy, you'll be asked to confirm that you've read and understood the PDS. By ticking that box, you're agreeing to the terms of your policy, so it's worth taking the time to read through it before you buy.

Your cover is determined by the wording in the PDS, so knowing what's included and what's not means there are no surprises if you ever need to make a claim.

We know the PDS can feel like a lot to get through, and we genuinely want you to feel confident about your cover. That's why we've worked hard to write it in plain language, with clear "We will pay" and "We will not pay" sections for every benefit so you can find what you need quickly.

If you have any questions about what's covered, we're happy to help. Give us a call on 1300 409 322 or check out our FAQs.