The main difference between Standard Saver and Comprehensive travel insurance is the level of cover and the benefit limits available under each policy. 

Comprehensive travel insurance offers broader protection with higher limits. It can cover: 

• Unlimited overseas medical expenses 

• Trip cancellation costs 

• Luggage and personal effects 

• Special event transport expenses 

• Travel delays 

Standard Saver travel insurance provides a more streamlined level of cover. It can cover: 

• Unlimited overseas medical expenses 

• Trip cancellation costs 

• Luggage and personal effects 

• Travel Delays 

Both policies are flexible. Depending on the policy you choose, you can: 

• Increase cover for specified high-value items 

• Add optional extras such as Rental Vehicle Excess, Motorcycle Pack, Bicycle Pack, and Adventure Pack 

The best way to compare the two is to review the benefit table in the Product Disclosure Statement (PDS), which clearly shows the limits and inclusions for each policy type. 

Every claim is reviewed individually on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, and exclusions in your policy. Always check the PDS carefully so you know exactly what’s included before you travel.