What happens if I or anyone on my policy breaches the duty to take reasonable care not to make a misrepresentation?

If you or anyone listed on your policy does not take reasonable care in answering our questions, or fails to inform us of any changes, you may breach your duty.

If this occurs, your policy may be cancelled, treated as if it never existed, or any claim you make may be denied or not paid in full.

For more information, refer to the Product Disclosure Statement (PDS).

What is a Product Disclosure Statement or PDS?
What is your duty to take reasonable care not to make a misrepresentation?
What is my responsibility if I need to make changes to my policy?
What is my duty to take reasonable care not to make a misrepresentation when buying a Fast Cover policy?

Updated on

8 April 2026

What Professional Indemnity Insurance arrangements does Fast Cover have?

Why do we think Fast Cover travel insurance policies are affordable?

Who does the duty to take reasonable care not to make a misrepresentation apply to?

Why are Fast Cover staff so helpful?

Who are Fast Cover?

Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

† Fast Cover has a referral arrangement with Canstar. Awards are only one factor to be considered when deciding whether this product is right for you. The awards shown include Canstar's Outstanding Value for Seniors Travel Insurance 2024 and Canstar's Outstanding Value for Seniors Travel Insurance 2025.

Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

Things you need to know

* Eligibility criteria, terms, conditions, exclusions and limits apply. Read the PDS and TMD at fastcover.com.au before buying.

Coverholder at

Fast Cover Pty Ltd ABN 98 143 196 098, AFSL 538708 (Fast Cover) arranges travel insurance as Coverholder under the binder issued by Certain Underwriters at Lloyd's, led by Canopius Managing Agents Limited (Syndicate 4444). Any advice is general only and does not consider your personal circumstances. Coverage is subject to eligibility criteria, terms, conditions, limits and exclusions. Fast Cover receives a portion of the insurer's premium as remuneration, included in the price you pay. Read the Combined FSG/PDS and TMD at fastcover.com.au before deciding to buy.

Coverholder at

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