Civil Unrest in Nepal

Since 9 September 2025, there has been civil unrest and riots in Nepal.

Civil Unrest in Nepal

Since 9 September 2025, there has been civil unrest and riots in Nepal. As per our current understanding, there have been flight cancellations after airport closures. Smart Traveller has advised that the airport has since re-opened, however, they have advised passengers to not go to the airport until their flights are confirmed. Smart Traveller has also advised “The situation may continue to deteriorate without warning. Nepal authorities are enforcing curfews in the Kathmandu Valley and in major cities across Nepal”.

What to do

  1. Follow local government and media advice.

  2. Contact your airline, cruise company, travel agent, booking provider etc as they should be able to provide immediate help with rescheduling or providing you with your options.

  3. Check Smartraveller website and Facebook.

  4. Do you need to submit a claim for this event?

 5. Question or enquiries?

6. If you are overseas and need emergency medical help, contact our Emergency Assistance team. 

7. 24-hour Australian Government Consular Assistance for travellers overseas: 

Am I covered for this event?

There is potential coverage on your policy depending on the purchase date and time of your policy. Check your Certificate of Insurance for your level of cover and the PDS for policy terms and conditions. You can download your Certificate and PDS by logging into your policy.

The situation is ongoing and if there is an escalation, we also note the below General Exclusion can be found on page 91 of the Fast Cover Travel Insurance product disclosure statement of 22 March 2025, which may apply to this event, depending on your circumstances:

To the extent permissible by law, We will not pay under any circumstances if:

16. Your claim Arises from any act of war, invasion, acts of foreign enemies, hostilities or warlike operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, civil commotion assuming the proportions of or amounting to an uprising, military or usurped power.

Check your Certificate of Insurance for your level of cover and the PDS for policy terms and conditions, as cover may not be available due to policy exclusions. You can download your Certificate and PDS by logging into your policy. We will assess each claim on a case-by-case basis.

How do I make a claim?

  • Contact your airline, cruise company, tour company, travel agent or travel provider for help rescheduling or alternative travel arrangements if you are currently travelling.
  • Before you submit a claim, contact your airline, cruise company, tour company, travel agent or travel provider and request a refund, credit or compensation.
  • Request and keep your receipts and any other supporting documentation e.g. travel provider cancellation emails/letters. If you are claiming for additional meal, accommodation, and travel costs, please ensure you retain copies of all of your expense receipts.
  • Take measures to act in a responsible way to protect yourself and do everything you can to reasonably reduce your loss as much as possible.

General Advice

For details about what your policy covers, please refer to your PDS. Policy terms, conditions, limits, sub limits and exclusions may apply under your policy. 

We will assess all claims in accordance with your PDS and your Certificate of Insurance. Your cover will depend on the type of plan you purchased and your particular circumstances.

 

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^ Price as at 27/10/2024 compared to the price calculated today for this policy.

* See Product Disclosure Statement for full terms and conditions and exclusions and limits that apply.